Integrity Financial

just checked. no info on them except total bottomfeeder.i wouldn't return there call.you will just get threatened and harrased.

If it is these guys they are in a world of trouble already with the FTC.

Thanks for your feedback. Her message was very demanding.

Please Ignore these clowns. Do you have any outstanding PDLs?

yes I do but I don't know who they present. Do you know which pdl they represent?

Well next time they call please ask them who they are collecting for. A third party collector has to validate any debt at a consumer's request.

They were calling about a payday advance from 2007 with a company called Cash Now. It is possible that I did one, but just can't remember the company names that I have dealt with in 2007. Maybe I need them to send a copy of the contract to pay.

nope.they should prove you owe this.they should come up with the original contract not you.it is there job to prove you owe,not yours to prove you don't owe.

These CA's are unbelievable, they will go to any length to threaten, harass and abuse people. I wish the FTC was a stronger agency with more people working on these scam artists.

Paul is right. Send them a debt Validation letter. You can find samples here.

Here is their fax #: 913-663-2479. To stop the calls you need to send them a letter stating that you DO NOT authorize them to contact you at ANY number associated with you, that whatever business they have with you needs to be stated in writing.

You cant send a Cease & Desist by fax. If you want to act like a "keyboard tough guy" then get your laws straight!!! Has to be by mail and you need proof they recieved your mail.

A validation letter is mailed out to the address on file the day any account is recieved by the agencey. Has to be done by law before calls are made. It is up to the "DEBTOR" to update the address if they want the validation.

The name of the company is Integrity Financial Partners in overland Park Kansas. IFP has 400,000,000 accounts and only 4% of those are payday loans.

Have had interaction with them, sent certified letter requesting all information, a copy of the original debt with signature, amount owing, amount paid, etc. They declined to send information, instead just called me. The next item on the agenda is to go to our state's Attorney General's office to file a complaint. That is the only way to deal with them. If you truly owe a debt, suck it up and pay. If you don't, it is up to them to prove you do.

When they call, tell them you are recording the call for personal verification and you dispute any accounts they have and you are sending a letter of dispute to them. Let them know that you are aware of the FDCPA laws and that you will contact the Atty. Generals office to report their calls. ATTITUDE changed when I mention this no more calls and I followed up on what I advised them of. You have got to take ACTION!!!

Why dont you all just pay your bills instead of trying to find ways to get out of them. Grow up and take responsibility for your debt.

These people have been harrassing my minor son, who by the way is not the person they are looking for, for over a year. I have called, go thung up on, and threatened that I must pay. Even though the debt is not ours or my son's. I have sent letters telliing them to stop, certified, but that only stops the calls for a couple of months. today, i was hung up on 3 times by the same person who refused to let me speak to a supervisor. so if you are RICHARD PETERS, please contact them so they will stop calling my son on his cell that has been his number for 3 years.

Quote:

Integrity Financial Partners, Inc
4370 W 109th Street, Ste 100
Overland Park, KS 66211
(913) 312-3333

wiskerbiskit, you need to go back to your collections desk and keep calling and harassing people, because it is obvious that your $7 an hour job is very frustrating to you...Especially in the state of the economy, some people just can't pay these bills....
Me? I completely REFUSE to pay this one. Before going on a three week business trip to India, I mailed a check to Chase for the entire amount I owed them for a TV purchased with no interest in X months. I came back to a bill from them saying that I was late and all applicable interest then applies. Not one single call from them (my phone works internationally) telling me I was going to be late or anything. When I called them all I wanted was for them to not have it hit my credit report, that I would pay the interest and they refused. I paid the balance of what I owed sans any interest and told them to go sh** in their hat. Not sure what happened to that check but I wouldn't put it past Chase to have purposely "lost" it since they didn't even attempt to understand my plight.
Two years later.....IFC just called my sister asking for me. This alleged debt has been sold on numerous occasions to all kinds of collection agencies and I have received calls from previous agencies, so this sudden act to call my sister looking for me is deplorable, and against the Fair Debt Collections Act as they knew this number was not mine. I called them to tell them to stop and they discussed the alleged debt with me, provided me my address and last four of my SSN without ever verifying it was me which is another Act violation.
Writing up paperwork now, will send Certified mail demanding that this alleged debt be removed from my credit report or I will sue them for $2,000: $1,000 for each violation and will settle out of court for around $500 plus court fees.
Standing up for yourself is F U N ! ! ! ! And there is nothing better than winning against a$$holes like this....

Integrity Advance
300 Creek View Drive
Newark, DE 19711

if your kid is involved, send a letter to the above address saying more or less the following:

-As per my rights under the Telephone Consumer Protection Act, I demand you cease telephone contact with my minor son [insert name], and anyone you believe to be associated with him

-As per my and my minor son's rights under the Electronic Funds Transfer Act, all rights you or may not have been given to initiate preauthorized electronic fund transfers from my or my son's accounts
-as per my and [insert name] rights via the Fair Credit Reporting Act, I request information regarding any adverse credit reporting associated with this alleged debt

-If you contend this debt to be valid, I request written copies of the contract with all Truth in lending disclosures via USPS mail to: [insert address]

-I also request copies of your license to conduct this type of business in your state and [insert your state], as well as an documentation of how you confirm a person's age

-If you do not send this information or a reason why you can't provide it to me by USPS mail within 30 days, I will assume this debt to be invalid and any collection efforts will result in criminal and civil action

send it via USPS Certified Mail with a return receipt requested

^^ they likely will not send a response to that since they're likely scumbags. They'll prolly either stop or ignore it. If they ignore it they're big time scumbags but the nice part is that the TCPA applies to original creditors and EFTA and TILA rights can't be waived. In this case, send notify your state's attorney general and the FTC saying that you want to file a criminal complaint against them.

I got a call this morning from caller ID IFP INC, #866-951-2350. Saying my son was in serious financial trouble and either have my son or his lawyer call back or they would call his place of employment. My son is 22. I told them to call him which they already had and left a message. Called my son them. They had a lot of information about him, including the debt information. When he last paid them (Feb) yeah, I know. He gave him his bank account number to withdraw $150 a month.
Anyone know if this is legit? I asked them if I could pay the full amount to the actual card company and they said no, because they had already been hired.
I have never been in this situation, thank God, and I am not sure what is real and what is a scam.
Please Help!!

Quote:

I agree with whisker why would you take a payday loan duh. learn from you stupid mistakes pay the bill and move on with your life I understand you have no personal responsibility. probably used the money for something needed and deserved like a big screen T.V to put in your trailer as you drive around in one of your other investments a new car with a payment larger than your trailer park rent. Typical....

Quote:

Quote:

A.L. Summerlin is the owner he is a real slickster he will fuck anyone to make a buck just like he did all the employees of Encore when he sold it. Left people high and dry and they could not support their family however he left with 58 million dollars and did not even take care of his best friend Chuck. Now he is at it again opening IFP I find it interestng that the first word in his company name is integrity and he nor his partners have no integrity.

nuisance people representing chase. verbal agmt to pay end of every month. now im getting calls from an aggressive rep asking when will i 'settle in full'. i told her i will continue to send the monthly amount unless i can find a way to STEAL the money and send it to her. mind you, i had already sent TWO payments and she insidted only one was received. I have my moneygram receipts. To hell with them!!!!! Until their records can reconcile with mine NOT ONE MORE RED CENT.

Quote:

I just got off the phone with them and requested to have a validation of my debt in the form of a letter mailed to me, and she just went off on me. She threatened to send me to court. She was very rude and did not allow me to speak at all.

I would file any and all complaints you can at this point. The reason she was so angry is you are not going to fall for her threats. So get your complaints out today and get your C&D letter out to her asap if she is a collection company. Dont be pushed around.

I just called Integrity Financial Partners to find out who they were trying to collect on behalf of, and the guy who answered the phone was a total asshole. He even tried to say I was harassing him when I asked for the fax number!!! The number is gave me was 913-663-2463 for the fax, but I also saw another post for 913-663-2479, so I've faxed my "do not call me ever" letter to both. They have been calling my cell phone 2-4 times a day for several months. I don't recall ever getting anything in the mail from them, so I have no idea what this is about. Also, when they call, I think they have it programmed to show a call from a local number, based on your phone number, because they called from 734-274-2051 (in Michigan), which is not a valid number for them in Michigan. That's the same area code as my number. Plus, their fax numbers are for Kansas, which is where their office is.
I love when they threaten legal action, as if that's sooooo scary or that's going to make you pull your hidden money out from under your mattress. Pulleaze. I understand collection agencies are doing a job, but there is absolutely no reason to be rude - the guy I spoke to was rude before I was, and very sarcastic. I hope my "harassment" of him makes him cry.
Always send your "cease and desist" letters immediately when you start getting the calls - they do work - and the calls will stop.
Good luck everyone!

If they are still calling you it may not hurt to simply have your cell phone number changed, it would be worth it to me just for the peace of mind.

It's not a matter of trying to find ways not to pay bills. I made an arrangement to start paying oct 2009 and have done so every month-end up to january 2009 yet they keep calling!!!:x

we understand, niley.. how much more do you even owe them at this point?

Quote:

Quote:

Quote:

Is Integrity Advance (iadvancecash.com) legal in Ohio?

Quote:

Quote:

Quote:

They left the number 866 947-6949 on my machine.
They are quite rude and will not divulge why they called.
I plan to call theis number from hotels as frequently as I can and they will be paying the charges.
If everyone calls this number as often as possible should drive the losers crazy.

Quote:

Quote:

Quote:

Quote:

Amen!

FYI: fax communication IS considered written communication under the FDCPA, Mr. "Anonymous". Email DELETED..PM for help with this collector.

sorry no posting of personal,or solicitory emails.

Dont you just "love it" when debt collectors BREAK THE LAW, MANY OF THEM, IN FACT, and then there are people on this board that retort, "just pay your bills, deal with your debt!"
All I have to say, is those people are as retarded as the debt collectors themselves. Who in their right mind would throw money away and just people hard working dollars for fun, and reward these creeps for acting like frauds.
Oh I know!!! They are frauds themselves!!