Skip to main content

Debtconsolidationcare.com - the USA consumer forum

CA HELP CCS Collection Agency

Date: Mon, 01/26/2009 - 16:42

Submitted by anonymous
on Mon, 01/26/2009 - 16:42

Posts: 202330 Credits: [Donate]

Total Replies: 2

CA HELP CCS Collection Agency


I will be the first to say that I Freaked out when the collection agency threatened to send a garnishment to my employer. So I agreed to pay far more than I count afford. They told me that I either had to pay voluntary or they would get 25%-50% of my income. When I told them they were wrong only 15% they told me nope and they didn't even need a Court Order. When I then told them I was in the process of consolidating they told me it would be through them too (When I told them numerous times about reasonable and AFFORDABLE, Vanessa totally ignored me).
And that my consolidation repayment would would be a a rate of 1% of my loan, basically 703 per month. After reading some of your other responses I contacted the Ombudsman. I spoke to a very, very nice lady, she took my information and told me that my complaint would be assigned to a caseworker and that I should hear back in 7-10 days. My question is what will the ombudsman do? I know that they try to reach a satisfactory agreement. My main concern is NOT to avoid paying, but to get a payment that I can afford. DO they Do this? I feel like I was lied to and forced into doing something that I couldn't afford to do. Thanks for your assistance


I owe 48000 sub and 3500 unsub. I told the Ombudsman's office all of this concerning the affordable and reasonable, perhaps that is why they are so interested. The lady specifically made me repeat that part of my conversation. Do you know how long it usually takes them to try to work something out? And are they usually successful? I took great during the conversation with the CA, I typed them up following the conversation. Does that Help? I wanted to record the conversation, but I didn't have time.


lrhall41

Submitted by anonymous on Mon, 01/26/2009 - 19:03

( Posts: 202330 | Credits: )