The Cash Store in Texas

Was it from Alliance Asset Management? I have asked them many times to send me something in the mail. They say they have but I never get anything. They just call everyday 3 or 4 times.

Make sure you send them a debt validation letter within 30 days of receipt of your collection letter. Make them validate your debt, it's your right! :D

What if they never sent the collection letter? They say they did but they give me varying dates of when they sent it.

if it is ALLIANCE ASSET then beware of anything they send you.they will send bogus documents.they did with me in regards to my GECC (cash direct express loan).a totally false loan contract(i had the original in my files).i would send the DV and C&D letters CMRRR.then wait to see what they come up with.

I have gotten nothing in the mail from them. I am going to send the the DV and C&D letters and the start sending payments that I can afford to the Cash Store corporate office.

If the debt has been turned over to a CA, do not send payments to the Cash Store. The payments should go to CA since they have possession of the account. This will ensure proper credit to your account.

I am taking the CA out of the loop and dealing with the original creditor. Why would I want to pay these rude morons?

is this ALLIANCE ASSET?if so go through the OC if you can.sorry owner,but that is one rude,nasty,and illegal CA.

They are incredibly rude. Why are they illegal? And PDL Owner,why do you think I should pay these people.

Collectors, as an industry, get a bad rap. This CA that is mentioned, I know nothing about and have only heard what I've read on here. As for paying them directly, it is due to the the fact that they now have the debt by either purchasing it or on "consignment". If you send the payment to the OC, that is atleast one more person that you are allowing to touch the payment and mess something up. Keep the payments you send in the "straightest" line to the collector. You can also have a better record of payment to the CA by keeping a copy of the money order and mailing the payment Priority Mail with delivery confirmation. If you send this to the Cash Store, you have no record of it being sent to CA.

I worked there at the home office.

Don't pay it. They will sell the debt to collectors that will try to get it and after a time, they will leave it alone. They do not use it against you on your credit report. You can't borrow from them again, but it will never hurt you except you can get up to 3 phone calls per day.

I have received a call from "DON" and he called my place of employment 3 times today left me 3 mesg :saying I need to call the 800# becuase he has important information I do not want to miss out on????? any clue of what that is? I did return the call and apperantly when I called its the collection department for the CASH STORE, so I speak to Jennifer and let her know my situation and if she could please put me on the lowest pay plan they have per her she says the only have a plan of 4 installments.. and so i have 240 x4 = 960 my original loan was for $600.00 and according to them it has accumulated because of the NSF. My account closed for to many NFS and they dod not want to work with me? What can I do? What do they mean I have till the 13th of March 2009 to pay because it will go out from thier office to further collections?

PLease HELP

okey former employee is there any way you can help me? i have posted a question above regarding the cash store your advise is greatly appreciated, who is DON? I am really so desperately seeking advise :cry:

PDL Owner, It is within my rights to remove the CA from the equation. I have done so and have paid the loan off to The Cash Store. So, you're wrong again like so many of you're other posts on here.

can someone tell me please who Don is???? I know his from the collections dept for the cash store becuse I clled back and spoke to Jennifer per her I have until march 13th 2009 before it leaves thier hands? what does that mean? ANYONE please.

Quote:

to also answer PB.not if the pdl is internet and sold the debt.only if it is an assigned CA.also PDLowner is a great provider of info from the actual pdl side.he wasn't wrong here and he's not wrong that much at all.just because he is a pdlowner doesn't mean a thing.he doesn't attack and has provided good info,so please keep your biases in check.

PB was also answering a post from January

NASCAR,

Not sure what you are referring to, but both of the posts of my posts in Jan on this thread stated to send to CA to ensure proper credit and record keeping.

I didn't mean to offend or disrespect anyone and I was probably a little harsh with my comment. My apologies PDL.

No problem, just trying to figure out what you were meaning.

I think they are trying to tell you that right now your loan is in instore collections but will be sent to a third party collector if not paid by the 13th. Just my opinion.

The cash store called me and said that if I didnt pay the finance charges by friday it "would go to legal", whatever that means. I told them that if they would wait until Monday after I get paid, I'd pay the entire loan off, but they said no good. Any thoughts?

It'll go to collections.

Just go pay it on Monday...

Quote:

Help! I have a loan with The Cash Store and I can not pay it. They are telling me that I have till the 13th to pay it or it will go to collections. I can't pay it, what do I do? My loan is for $963.00 that is the loan and the interest. Help please!

You need to work out some kind of arrangements with them immediately. They can and do take you to court which will increase the amount you owe and could allow them to garnish you wages.

Guest Texas is a non garnishment state. I am not sure what their "collections" dept is but I am sure they will pursue the debt untill it is paid off. However if you reside in TX, your wages cannot be garnished, but they can get a judgment to levy your bank account I am sure. Please read below for more information.

[quote]
Wage Garnishment and Bankruptcy Exemptions -- Texas
WAGE GARNISHMENT EXEMPTION: 100% of wages are exempt


MAXIMUM INTEREST RATE:


Legal: 6% with agreement; up to 18% without
agreement
Judgment: 10%


STATUTE OF LIMITATIONS ON ENFORCEMENT:


Open Account (credit card): 4 years
Written Contract: 4 years
Domestic Judgment: 10 years (Renewable)
Foreign Judgment: 10 years (Renewable)

SOURCE
[/quote]

I am really upset I was approved computer froze . Therefore I was unable to sign the agreement. What do I do? This is ChecknGo correct? :cry:

What do I do to sign contract agreement for checkngo?

This is not Check-n-Go website.

I have two loans right now

The Cash Store - $600.00 and
Speedy Cash - $300.00

Can I stop payment on the check that is on hold with the Cash store? What do I do then? I've had both these since Feb and have been paying every two weeks, some just the interest and sometimes with a little extra. How can I get the internet one Speedy Cash to not debit my bank card? I'm in Texas btw. Thanks for the help!