Thank you :)

As most of you are aware, i was having trouble with our Director of Credit Union with a closed account. Well, thanks to someone (can't remember who) pointed me to the Electronic Transfer Fund Act. I sent them yet another letter, as well as a letter to the Attorney General requesting that they fine/sue my old credit union for failure to comply with it, based on evidence I supplied them (Including letters the letters I received from the Director)

Well no sooner then I send a request to the Our Attorney General, I get a letter in the mail today that the Director is re-opening my case and wants the credit union to respond by the 31st. I sent her all the letters I sent both to the payday lenders (with dates on them) as well the Credit Union.

Though it will not remove me from Chex Systems, the amount owed will be FAR less than what's being reported. I'm hoping the Credit union will see that they were at fault and remove me (fat chance) or more than likely reduce what they are requesting by crediting me several hundred dollars in Overdraft fees. While I didn't send these letters certified, I did send them and kept copies of all my letters.

So, the moral of the story.. don't give up... don't take no for an answer. (specially dealing with payday lenders and the government).

Our department of financial institution is dealing with a separate issue regarding one of my payday lenders, but i haven't received an outcome of that one yet. Last I heard they were "discussing" what avenues to take on the payday lenders latest letter, and would have a letter out in a couple days that was last Wednesday.