CAUTION!!! MASSACHUSETTS RESIDENTS!!! - Howard Lee Schiff PC

I think I may have the wrong law firm but am not positive. Just a warning either way.

Yes that is the correct law firm and attorney I seen.

I just have to laugh because I am going to his website now to pay on a judgment against me from him. I am from CT. So if you get a letter from him he will work out an arrangement with you before court.I stopped making payments for financial reasons and BAM small claims.

i got a letter for court from this law firm. will he accept a payment plan? i am nervous to call him. i dont want to go to court.

i signed an agreement with that firm BEFORE i was aware on how to fight a debt,what will happen if i stop paying them?

Did you ask for validation before signing that agreement? Did they validate the debt? What state do you live in?

No I did not not ask to validate the debt, I live in Massachusetts.

All they did was tell me where it was from

Also I did not ask for validation

You can DV but they do not have to respond. What type of agreement did you sign? Did they file suit?

II just signed a agreement when i got a summons to court from
th abouve company. Can i get out of it ?

Do not under any circumstances admit anything. The first thing they say is "you owe the money right?" Say yes and you just lost the case. Say and keep saying you have no idea WTF they are saying. They are one of the worst zombie debt collectors on the planet, pretending to be lawyers and officers of the court. Do not pay them, and if you do, do not let them see a bank account number under any circumstances. If one of them comes within striking range I recommend you burn them with holy water or drive a stake through them. (no heart so you can't do that) just be careful no one sees you or make sure you can prove self defense. : )
Seriously though, don't make the mistake of thinking these are reasonable people. You know how junkies operate? There you go, act accordingly.

I just finished with them in small claims. I fought it and the amount is lower than what they sued me for. Also they sent me a judgement form and said "now you won't have to go to court" tricky way of getting the judgement against me. They violated the fdcpa by threatening me with garnishing my wages, freezing my assets and putting a lien on my home. They did not itemize the amount I owe. USC 1692e & 1692f. Wish all could get together and file a class action suit against Howard Lee Schiff in Federal Court.

I would love to join in on that.. I have alot of stories about them.

The Law Firm put a lien on my house without telling us we are making payments for a $900 credit card. I sent the facts to this Law Firm Lee Howard Schiff. I have a homestead I bought during my Mortgage. They can't put a lien, unsecured debts like credit cards do to the homestead. They have 30 days to take the lien off and take to lien off my credit reports or I will counter sue for degrading my credit score and report and putting an illegal lien on my property. Just in case, the credit card was my wife's she is protected by the homestead, she sold me any interest in our vehicles. I was told they could repo the vehicles.

i am a 58 yr old women, alone andnot able to work anymore due to serious health issues, my drs have filed and backing me for disability and waitng for a hearing....i own nothing am in an apratment that i can lose any day, have had some family help oput to keep afloat barely , and on food stamps.. i nevr have more than 100 or 200 in bank that alot and thst whwn im going topay my drs copay and utilities.. i wenthis am to do banking on phone and founs out that over the weekend my account was wiped out all 209 dollars... i know this must be them is this legal when i wrote the court amny times and explained my plight . How can these creatures exist when i have so much documentaion of my situation and i didnt evebn owe the origianl a mount was 400 dollas and they have made it up to like 200o, the credit limit was 400 for soem orchard beach thing, any advice im very scared. Bless you

I'm following the advice if NASCAR and sending a validation letter to Schiff offices. Here is a link to a sample letter to send. It is perfect. Good luck. I don't even know what I owe them for and if it is a legitimate balance. Supposedly, when these collectors "purchase" your debt, it is for 10% of the value, so any payment is profit to them. http://www.creditinfocenter.com/forms/sampleletter9.shtml

in Massachusetts. Long story short got a court summons from Schiff for a debt. responded to summons, repeatedly asked for debt validation. they never provided it. judge gave them 30 days to validate at pre-trial. they still did not. schiff sent letter to me 1 day before next pre-trial for a dismissal without prejudice. I didn't sign. went to court and asked for a dismissal WITH prejudice and since Schiff did not comply with the judge's validation demand, he granted the DWP. case closed..

Will this law firm let you set up payment arrangements before they send something for court?

Question: what if I have already had a judgement against me and I have made a couple of payments and now my wages are garnished (25% of take home). I did not know anything about debt validation - can I still require that they validate the debt at this point?

What I don't understand is why you people feel that you can walk away from the debt that YOU owe from spending money on things that YOU own? So basically, you can go out there, use your credit cards to buy things, don't bother paying it (you should not have spent money you didn't have in the first place!) and then DENY that you owe the money? Unreal! Who are the real crooks here?! STOP SPENDING MONEY YOU DO NOT HAVE! Common sense people!

Well, I'm sure the agreement said that if you do not pay (after all, you did make an agreement to pay, didn't you?) that you will be sued...makes sense, doesn't it?! :idea: