Do debt consolidation deals with charge off account?
Date: Fri, 05/06/2005 - 22:08
Do debt consolidation deals with charge off account?
Is it sold to a third party?
Is your account sold off to a third party? What does your credit report says?
Please pull your latest credit report and let us know more details that we can suggest solution with more details.
Welcome to the forums.
Vikas
Do you really want a settlement
Settlements just as debt consolidations look terrible on your credit report....
If that was your first try to get a settlement outta them try talking to a collection manager and trying to get one from them but they dont have to give you one because you are legally responsible for your debt....you dont go to a gas station and tell them sorry i pumped $30 in gas but i only have $20 do you..
Just be happy you arent being sued for it.
Also if they do give you a settlement get them to mark the account paid in full on your report. Ya dont want that pesky settlement on there.
Hi Guest, Also, please keep a record of all the payments that
Hi Guest,
Also, please keep a record of all the payments that you have made so far. Please keep all the receipts and the papers in safe custody. They might be needed in the future.
Roxette