Law offices of Frank .J. Ball?

He actually went to ur home?? :shock: I'd send them a dv letter and cease and desist ASAP!
Ang

I would definitely send a DV letter by certified mail ASAP....something that strikes me on this one is the fact that you said it was an old debt. how old are we talking about? it is possible that the debt is past the statute of limitations anyways....Colorado carries a 6 year statute of limitations on debts. this means that they have 6 years from the original date of first delinquency on the account in which to take legal action. If it has been longer than that, they can still take legal action in most states, but you can stop the lawsuit in a hurry by using 'expired statute of limitations' as your defense. it is not an automatic defense--the court will not bring up the SOL themselves, it is up to you to invoke SOL as your defense. But once that is shown to be the case, the court case will be dismissed.

Sorry sky..this year old thread got bumped by a foul mouthed troll whose post I deleted.

this guy has been harassing me, he will not tell me who the original debtor is, got a bench warrant, had 2 sheriff come to the door and ARREST me, and now I got another phone call today threatening to throw me in jail 3x. I am consulting an attorney myself now. The guy scares me.

i don't believe you were arrested,but whatever you say. :roll: :roll:

This frank ball is a ass. he treatens to throw you in jail. doesnt work with you. He is threatening to put my wife in jail. Is there any way to fight back, he is not very proffesional we called to find out whats going on and he said he would have her aresseted at her job. How can he get away with this. what can we do to stop the harrasment? He said we received notice to go to court we never got any notices.

this guy's a real scumbag. He know nothing about the law and is owned by the banks, He does anything to make a buck, including kicking his mother out of her house. He was arrested in the 70's for LSD in Boulder. He'll rot in hell

I was harrassed by Frank J(ackass) Ball for months, he was never willing to work with me on a payment arrangement on a medical bill. He ordered an arrest warrant for me and I went to the county (weld county) turned myself in, posted bail and set a court date. One hour before court Mr. Ball called and met with me in the court house and after making me feel less than human with is judgemental remarks he made a payment arrangement with me. Now the problem is I have been making my payment and no one in his office can give me a payoff amount so I can clear up this mess. Anyway he is very rude, verbally abusive and when I told the girls at the courthouse about his behavior they all know him too well, however they all turned the other way.

Not to be mean, but how the he!! were you arrested for a medical debt. Since when is this possible? There has to be more to the story or you are full of it. Granted said law office may be scum, but there is no reason to stretch or bullcrap any story here

he was also in trouble with the law board for ambulance chasing regarding US FAX for frivolus suits. If only the board knew half of what illegal activities this scumbag has participated in...

Was looking for an office website for this guy to blast him for hassassment. Won't go into detail but you are all absolutely right! He is a scumbag ~ I've thought so since he first called to collect an old credit card debt 2 years ago and I haven't changed my opinion. I'll calling the Attorney General's office to investigate. Will post whatever I find out. This guy needs to be gone! Mad as HE** and I'm taking this anymore!! Hang in there folks!!!

The guy sent me a letter on the 15th of jan saying that i have a debt of 2700 with an old credit card and that i also owe 600 in interest totaling 3300 i call him and he says to me how much money do you have right now in your bank account, told him i will get back with him. called his office three times with no avail then on the 3rd of feb he calls me and tells me that i owe 3800 and something I am like in shock that guy is nuts i will seek legal help on this they better not show up on my property knocking on my door!

If they show up at your door, tell them to leave immediately. If they don't, do not argue with him. Call the police. They will issue a trespass warning. I know this for a fact because I have done so.

I don't know what to make of the stories of arrest. A bench warrant is when a court orders you to come to court. This does not happen in most debt cases because if you don't show up then they just get a default judgment. Now, you CAN be arrested for ignoring a bench warrant and maybe this jerk of a lawyer is abusing this in some way...I find it very hard to believe because it just simply isn't done, it just gets a default judgment.

Now maybe it could be past the judgment and he is in court to find out assets, perhaps a bench warrant would be issued in this case, I am just not sure.

My advice would be to immediately check with your court and see if there is a case against you and to ALWAYS follow up with any court documents and summons. It is very easy to defend yourself in these cases and prevent any judgments against you. The burden of proof lies upon them to prove you owe these debts. If you fight it by demanding to see this proof, much of the time they simply don't have it. Then it is simple to get the case dismissed.

Mad Beyond:

Send this guy a Debt Validation letter IMMEDIATELY. Send it certified mail return receipt. You want to see a breakdown of the moneies owed and legal documentation that shows you owe this.

Don't even talk to the jerk. Tell him you sent a DV and that you will also demand validation in Discovery should he sue you. You will not pay one red cent until he proves you actually owe the money.

The fact the amount is jumping so rapidly is a big red flag...he likely figures he has you scared and so can milk you for all your worth! Don't let him do this to you!

Thanks Golden bast

He just called me and i asked him how did he come up with the extra 500 he said that would be the court cost if we went to court, he say we can settle if i pay 1800 now and 100 a month for 4 months for a total payout of 2200. I think i will send a DV because when i had that card the max limit was 2k and the highest i ever had it was 1700 it was a washington mutual card and they were bought out a few years ago and when i tried to contact them no one had a clue to where the account was. for the last two years i have been paying all my debt off to improve my credit and then all of a sudden this shows up in collection on my CR last Dec i had no ideal about this and have never hid from anyone so i am and have always been able to be contacted. The threat of jail doesnt bother me because i know that is a ruse but it is just so wrong to try to use that on folks or any strong arm tactic. If someone was to come on my land i will call the law.

I just received a message from Frank Ball basically threatening to send Sheriff's deputies over to my location if I didn't return his phone call. Basically he has a judgement against me as I didn't show up at the court hearing (meaning a default judgement). I was then served with an Interogatory of Judgement debtor which I completed and returned to his office. So as it stands now I've returned all appropriate paperwork. I am uncertain what he means by sending deputies over to my house? I suspect this is just an idle threat. I am assuming he could try to put a freeze on my assests, which only amount to a bank account that is currently overdrawn. I don't know why he would for a debt that is just a couple thousand......I am basically too broke right now to declare bankruptcy but will easily qualify once I get at least a little bit of funds in order. Any thoughts on his threats to send over the Sheriff's?

Also, funny thing is he got the judgement against me in a different county than I live in, different from where his offices are, and different from where the original creditor is located. This was obviously done in error as on the initial inquiry his office had listed they believed I lived in said county when I clearly don't, they screwed up the address.....does this have any bearing.

Thank you so much for this valuable information....and no I am not substituting any of this for paid legal advice.

Quote:

oh jeez.. i hope you sent out that debt validation letter. i would not contact them in anyway or communicate in anyway until (or unless) they validate.

Thanks for the quick responses. In response to bea2ls: I never sent out a debt validation letter and believe I am beyond the need to do that as it appears a default judgement was entered against me. Now I say this because the next step in the process is an Interogatory to Judgement Debtor, basically a questionaire about financial assets, bank account numbers etc etc....which I received via a summons by a nice Adams County Sherrif (I live in Denver County, Frank Balls office is in Arapahoe County and the original creditor was probably in Deleware somewhere). So when I received it I was assuming based on the language, and being vaguely familiar with the process that a default judgement was entered against me. However, searching Arapahoe County records available online there is absolutely nothing against me? Nor is there anything in Denver County from Frank Ball. So would you say it is reasonable to think this guy has nothing on me in essence? Maybe the courts recognized my address as not being in said County and didn't rule on it or maybe he never got a judgement in the first place?

In any event I don't intend to communicate with Frank Ball at all, until I can pay off the debt or declare bankruptcy.....However, it is in all likelihood that Frank Ball will read this post at sometime. So as you are reading this Frank Ball if you can ascertain who I am it would be in your best interest financially wise to just leave me alone for the time being.....one of two things will happen; I will pay off the debt entirely or not at all as my bankruptcy protection will discharge that debt. You will only waste your time and assets by pursuing the matter further.

Thank you all for advice and answers.

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Immediately file to vacate the judgment due to improper service. Then slap him with a debt validation letter.

I am in a situation with him now and It is for a $430 denist bill that he says I now owe $2400.00 on. I was out of state working and completely for got abolut my court date and he has issued a warrant. I called to set up a pymt plan and he wants to know everything except the date of my last period! What does it matter if I own a tv???? He said he will send someone to arrest me this weekend if I do not fill out the paperwork. I don't have any idea what to do. He told me I needed to get my shit together at my age over the phone. Any suggestions? I do not want to give him all my personal info. I will gladly pay him off in a few pymts but he doesn't need all my personal info or does he have some sort of rights to it?

How long can a bank be required to hold funds that were collected on a garnishment but not called in?

yes the law offices of frank j ball are real frank is a rather nice guy and is loacted south of denver in the centineal englwood area

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so this guy have us paying 50 a month and doesnt send back resites and we owe non but treatins to pick up a check? wierd and it was a frod. we are goin to sue the shit out this guy i have my lawyer on speed dial

Yeah, he's real alright, a REAL BIG ASSHOLE:cool:

You guys are all pretty funny. You can only duck a process server for so long. I worked for Mr Ball and, although I don't agree with everything he does, he has just cause to sue your ass off if you don't pay your debts. The S.O.L. in Colorado is 7 years, not 6 and the fax suits were completely legit. Get your facts straight before you blast someone.

And a cease and desist won't work. Haul your ass to court, go in front of the judge, work out an arrangement and actually make your payments.

or maybe as in the instance of one poster file suit in another county netting a default which can be vacated.nothing legit was ever done over the phone or by fax.including serving summons,so get off your soapbox humanoid.

I agree with you ladies and gentlmen. This man is evil and the people that he sends to my home are ruthless. I don't have money to hire a lawyer and the company that he has on these documents aren't even on my credit report. These people are bullies and their behavior is definitely harassment. This document appears to be a court document but with a photo copy signature. If this document is valid then I missed the "court date" a few times. An official date wasn't even listed. They should've gotten a default judgement the first time if this is the case. I've never experienced this in my life but am glad to know that I'm not alone. I hope it gets better for all of us. Thanks for the information that you all have posted.

Let me give you some facts about this guys collection practices....while most likely not illegal they are certainly unethical and skirt a fine line. As an example, some people have said that they have received paperwork asking them to disclose financial information upon contacting Frank Balls office when they found out he is holding their debt. An "Interrogatories to Judgement Debtor" is sent along with the process server asking for detailed financial information along with a final page that appears to be provided by the court, a form to be filled out by the attorney, listing why the debtor should be held in contempt of court (possibly jailed) if they don't respond to the from within set number of business days. This obviously scares people into quickly completing the form and giving whatever they can to Frank Ball.

Here is the problem. In order to even get to an "Interrogatories to Judgement Debtor" stage Frank Ball would have to first, serve you with paperwork, get a judgement from a court THEN the "Interrogatories".....what Ball is doing is sending that paperwork out first to confuse you into thinking he has obtained a judgement against you when he hasn't. My advice to anyone dealing with him is to do a court records search in your county, many of which are available online. Don't let this highly unethical and poor excuse for an attorney (most likely human) scare you into paying him anything. Do so if you can and want to deal with your debt.

I continued this thread but noticed it didn't post today......

To continue...it's best to educate yourself about the process some unethical people like Ball cannot intimidate you. If you've dealt with this D-lister or many others they may threaten to send the police/sheriffs to your house with regards to this debt.....this is very frightening for many people.here is what this means if he threatens it:

A Sheriff may come to your residence if it has been provided to them to serve you
with paperwork from Ball. They are not coming to arrest you or anything like that.
Simply they are serving paperwork that Ball has hired them to do. Anybody can
the civil section of a Sheriffs department to deliver legal paperwork. It happens all
of the time. You pay them like $50 and they try to deliver the paperwork to you. If
you're not home or don't answer the door, you know what happens....they leave.
That is it. So if Ball says he is sending the police over to your place that is what
may/or may not happen. He is just trying to scare you.

Now secondly, if Ball does serve you with paperwork, by Sheriff or courrier, and you receive it pay close attention to what it is. He may send you a form asking you for all sorts of financial information and may even look like a legal document issued by a court. Have a look at the county the court is located in. Then search online or contact the clerks office of that court to see if a judgement has been issued against you. In all probability the answer is no. If that is the case don't fill out any of the paperwork and return nothing to him. He is just trying to scare you into thinking he has a judgement agaisnt you which he doesn't. Most law firms will send you several letters trying to deal with the debt which well then perhaps be followed by served paperwork for a court hearing. If you don't go to the court hearing the judge will probably issue a default judgement against you---he won't issue a warrant for your arrest except in the rarest of rare cases. Ball will imply that you'll be arrested or he will have you arrested...he cannot. Then if a judgement has been issued against you....he would have to serve you again with the interrogatories to judgement debtor then again go to court to have your wages garnished or funds taken from your bank accounts.

Ball appears to not be doing this. He just sends out an interogatories to judgement debtor or other paperwork while appearing legal have not been filed with the courts. He prays on your ignorance in the hopes of getting your cash without going through the legal process. While this is not technically illegal, trust me it skirts a fine line and could be considered unethical by the Colorado State Bar. If you have any dealing with this man keep detailed records of all conversations and all paperwork.....I really think it's time he be censured by the State Bar.

Post here and post often with regards to him.

I too have had a bad exprences with this guy. He took me to court and threated to get the judge to put me in jail if I didnt give him my husbands (fiance at the time) information. Im so sick of having to deal with this guy. I wish I had money to pay it off and just get rid of him

Did he actually take you to court? I dont see how any judge could make you give someone elses info(privacy act) if they are not involved in the suit, not legal. If he is just threatening to take you to court call his bluff with a DV letter

What happens if a judgment is issued against you becuase the process server that was suppossed to serve you didn't, then lied about it on an affidavit giving a description of me accepting the service and describing my physical appearance which looks nothing like me. Should I put in a motion to quash service of summons then ask to vacate the judgment in the area on the form where you tell the judge what you want. Or should i put in a motion to vacate judgment?

yes you do.that is a problem i'm hearing more and more.process servers being either manipulated,or in the pockets of certain bottomfeeders.motion to vacate the judgement asap.then go to www.naca.net you can find a contingency consumer attorney and sue this place for their illegal actions.

Okay....so motion to vacate and not a motion to quash service of summons..is that what you are saying? I'm a bit confused, far from overwhelmed as to what motion I should file or if I should do both? Oh and I've been garnished as well, again, no service rendered...I don't know if a service was filed on that, fraudulent as the last one...or if the judge ordered it without service. Thanks...and yes I will look into suing the process server...I looked online into the business he worked for and it appears it was registered out of a residence, pretty nasty looking too, that had just recently been foreclosed on.

well see if you can get a face to face with the judge that ruled on this.that is the only way to remedy this.so yes motion to vacate due to improper service as again the fact that the process server lied.then you were not properly served.go see the court clerk to file the motion.

Thank you Paul....

I believe it will be a Motion to Vacate Judgment Due to Improper Service. I'll probably contact our Attorney General and/or DA's office about the fraud prior to going before the judge. Maybe that will help my case in showing I am serious?

Actually the Statute of Limitations is 6 years in Colorado. Maybe you should get your facts straight before you post them. Also, most people would love to pay their bills, but we are dealing with a recession etc. Frank Ball is an a-hole. You should pull your head out of his a$$.


I was in a serious accident and missed a month of work. Unable to make my payment he motioned to Lift the Stay of Execution. I have been paying on this for over a year and haven't been late until now. I have continued making payments and even made up the one I was late on and he still pulls this crap. I wish there was something I could do.

Had a hearing with the judge and Plaintiff's attorney. Upon realizing I was serious and knew what I was talking about, as i had my motions in order even a detailed response to the original complaint with counterclaims the Plaintiff agreed to dismiss the complaint with prejudice meaning the judgment was vacated and they can never bring a suit against me with regards to alleged debt. I required a further stipulation that they couldn't sell or reassign the alleged debt to anyone, so I won. Now I have to decide if I want to pursue the process server and his company, which is now outta business.

This should show that a pro se defendant can win and you don't need to be pushed around by collection companies or attorneys.

Frank THe "Balls" attorney had me thrown in jail for comtempt of cout for not appearing for a hearing. Problem. I was never informed of a hearing. took another two arrests for another judge to declare that I was not in contempt of court. After that he couldn't do a XXXXX thing. Sure took care of his BALLS that time. I told him he could send me to jail all he wanted. I'd never pay his friend who was also an attorney since I didn't owe her any money.

If a bench warrant is issued make sure you know what it is for. A judge can't just issue a warrant, there has to be a reason. If I knew now what I knew then this guy wouldn't be an attorney anymore and Judge White would be filing for unemployment. Yea, Judge "I'm an Oreo" White. The drunk driver that got it all thrown out by claiming racial descrimination. White has a very long mental health and alcohol history. Watch out for this jerk too.

No bad words per TOS -- Goldenbast

to Citizen: I hope you have filed the Motion to Vacate. If you were not served properly you have the right to have it heard and thrown out. Ball is the nastiest piece of shit around. As mentioned above, he had me thrown in jail for not appearing for a hearing that I was never informed of and he did it three times until I got a judge that wasn't in his pocket. By the way, he can't have you put in jail because you didn't pay a debt. You would be arrested for contempt of court or something like that. This is why he gets hearings and fails to inform you of them. I'm not the only person he has pulled this XXXX with.
You also need to write a letter to the entity to whom you owed the money informing them of Ball's unlawful activity. You can actually have the entire debt thrown out and sue the entity who hired him. File a complaint with the Bar for Ball getting a verdict based on fradulent service. Also file a motion for contempt of court for filing false documents with the court. Filing the fradulent service papers with the court is a criminal act.
If Ball's victims start doing these things he will be out of business.

Removed bad word per TOS - Goldenbast

This site is helpful if you want to get to know the basics of the law. It is also obvious that "Balls" is watching this thread. Just read the post by Unregistered dated 08-24-2010 at 10:29am and several on the same page. Only he would say anything close to nice about him.

the site is" http://www.bcsalliance.com/debt1_colorado.html

Debt and Bankruptcy Laws -- Colorado
WAGE GARNISHMENT EXEMPTIONS: Federal law applies
MAXIMUM INTEREST RATE: Legal: 8% Judgment: 8% or contract rate
STATUTE OF LIMITATIONS FOR COLLECTION:
Open Account (credit card): 3 years
Written Contract: 6
Written Contract for Goods and Services: 3 years
Domestic Judgment (District Court): 20 years (renewable)
Domestic Judgment (County Court): 6 years (renewable)
Foreign Judgment: 6 years

I had thought the statute for everything was six years. Some are only three. So, know the rules before you deal with this jerk. Also, he likes to have people arrested on Fridays so that they will spend the weekend in jail before seeing a judge on Monday. So, go out to dinner on Friday night with the money that Ball wants you to pay him. And enjoy......

Hope you're reading this Balls.

Just for a laugh to everyone, except Balls. We were in court and I kept calling him Mr. Balls. I really thought this was his name. He had some attorneys sitting behind him. I think he was trying to show them what a fabulous attorney he was. When the judge came in he got pissed off and said, My name is Ball, not Balls. He was actually yelling. I looked straight at him and said, Oh, I'm sorry, you mean only one ball. He was pissed...... I was happy. And he didn't get what he wanted in court. The attorneys he was trying to impress were laughing their respective asses off.

By the way. you can tape conversations in Colorado without informing the other party and they are admissable in court. Get him on tape telling you that the statute of limitations is longer than the legal limit, or something else that is illegal. Then you can get him sanctioned by the bar and get a restraining order against him.

There is an attorney who posts to other places on the web who actually makes alot of money suing collection agencies and attorneys for violating the law. Remeber you have rights as a consumer. He can be sued for violating those laws. And I hope he gets to spend alot of time in jail too.

THERE IS AN OBVIOUS CONFLICT OF INTEREST HERE.
IT SMELLS OF SCANDAL.

According to the Colorado's Attorney General's website:
Prior to joining the Office of the Attorney General, Ms. Melody Mirbaba worked at the Law Offices of Frank J. Ball in Denver and as a special advocate in the Colorado Judicial Branch.

His case against me was dismissed. I was a doctor in private practice in Denver, CO which is now closed (This was after his Server intrusion into my office while I was conducting business). Very unethical. Apparently, he has made an alliance with those that are supposed to protect us.

Also, FRANK J BALL is a business attorney, not a debt collector. He may not be regulated by many agencies that people are trying to get help from. I believe that this has allowed him avoid some trouble in his practices.

Thank you to all that are assisting me with this matter.

Dr. Kirk Anderson, MD
Pasifika Stategist

Please help people of the Pacific Islands.
Please help prevent the eugenic elimination of autistic people.
Oppose prenatal genetic testing for autism as the autistic population will be decimated and autistic culture will be destroyed.

If he knew what you looked like than he tried serving you and you would not take the papers... Thats service by refusal whether you like it or not...