Deluxe Checks: Just not safe to order!!

Wow, I never fathomed that. But come to think of it, I ordered my ChexSystems report a while back and there was an area on there titled "History of Checks Ordered. It was blank on my report, but I found it odd.

I wonder if this is how PDLs find out people's new bank account #s???

I had thought a while back about buying check-writing software and print my own checks, but I never did... maybe it's time for me to rethink the issue.

i am going to keep this in mind. when i opened my checking account, i did not order any checks, i just use my debit card.

Oh my gosh!! I actually had issues with Deluxe checks on getting my order mixed up. It was down to the wire and we moved to another location in town. Took them weeks to get the order right, I had to call and call, and now to learn this!! Thank you so very much for the warning
Granny you are very smart. I'm going to open up a checking account that offers interest. I will not order checks, only a debit account. I like the idea of having a checking account that adds interest. how much i don't know. figuring that out. i have to have $50 to open it

Wow!!
This is GREAT information to have. Thanks so much for posting this. It makes all of the pieces fall into place for me....

Oh my..I had no idea.

I think I will always make sure I get my checks from the bank..Maybe they don't have as many cute options, but at least my info is safe!

Fins, when I had my checking account through Bank Mutual their check came from deluxe :shock: thank god I am not with them anymore.

I have used Checkworks for the past few years. They don't sell your information to anyone and the customer service is pretty good IMHO. :D

Geez, there is always something new to worry about!! :evil:

mca, thank you. I have ordered from Deluxe, Current, and Checks Unlimited. This may be how my account information was "found". Let me ask you a question. When ordering checks from THE BANK, can I consider myself "safe"? Never again will I order checks from a "company". So are "bank" checks safe?

No,unfortunately the bank checks are not safe unless the bank does not use deluxe checks or an affiliate.

There have been circumstances where a customer who happened to be on chexsystems was able to open an account but after ordering checks, chexsystems took it upon themselves to let the persons bank know that the account should not have been opened because they were reported on chex. This situation has happened more than once.

Thanks for the info! I never would have thought that was possible. No wonder ID theft is so prevalent!

where else is a person to order checks that would clear/go through their bank?

Crap! :shock: You can't even trust "bank" checks? Oh, Lordy! I'm with Luke. Is there is list of "safe" places to order checks? Or should I just burn them all? LOL!

lol, Happy Thanksgiving Cannr, well find it out there somewhere.

Thanks, luke! :D I'm about ready to just burn all my checks and have a nice little fire going! Who would have ever thought that a check company would do this? Call me stupid........... :shock:

I actually knew about that and forgot about it. I ordered my checks from Liberty through my credit union. I also have ordered checks from Styles Check Company and haven't had any problems to date. (sure enough I say that now hopefully nothing bad will happen :oops: And I know I was on chexsystems, although I think it's been about 5 years now.

Anyone know what happens after 5 years with chexsystems?

ladybyg

your info should fall off then ladybug.

You only remain on chex for 5 years . Then you should be free to open an account at any bank.

I hope so but I am scared to try I don't want to go through the humilation..

ladybug

Dont be scared. You can fight like hell if after 5 years you are not off chex.

Good and true honest people can never be humiliated.

Lady, you can ask chex for a copy of your report..From what I hear they are pretty decent about giving it. Then, you will know exactly where you stand before opening an account.

Liberty and Styles should be just fine, they are not part of Deluxe. As far as chexsystems ...do not assume that after 5 years that they will remove you as they should. Most times than not after 5 years you will need to pull your report and if you are not removed, you will need to file a dispute and then they will remove you. To get a copy of your report go to chexhelp.com

In order to get a copy to you have to say that you were denied writing a check somewhere?

ladybug

No, I think you can just get it..

What is chexsystem?
:?:
Ang

Chex system is where a bank will report you to , for abuse on your account. If it is overdrawn and closed , or if you have too many bounced checks. The bank will close the account a report you to chex system. It makes it so hard to open another account

chexsystem is an affiliate of deluxe check printers that banks report checking account abuse and it prevents people from opening new accounts if they have been overdrawn and mishandled their checking accounts.

ladybug

luckly there are other companys that print checks.

They usually advertise in the Sunday ads for very decent first order prices.

ladybug

Hey, mca. How about "Identity Checks"? I used to order from them before (this was awhile ago). Are they "safe", do you know? Thanks for any help, mca! :D

yes from what I can tell Identity is not affiliated with Deluxe so they should be just fine :D I will add them to the list :)

Hey mca, what about Checkworks? Do you think they are ok and donkt report to anyone/checksystems? Thank you.

Great! At least "Identity Checks" isn't associated! Thanks, mca! (They have checks with dachshunds on them!)

mca, you're awesome! :D

Checkworks at checkworks.com is not affiliated with Deluxe or Chexsystems. It has a nice selection of styles and designs and the prices are very reasonable. A feature I like is they will debit your account directly so you do not have to send a check or use your credit card. I have used Checkworks for number of years and have been very happy with it.

oh good then ..thank you hayaspn then that is another one we can add to the list of good places to order from :)

Thank you hayaspn and mca.

Thanks for the timely heads-up, MCA!

Well I ran across this article where apparently Clark American is affiliated with chexsystems (eFunds) so there is one off of the list for good possibilities.
:cry:

I am going to order checks thru them. I just want to make sure they are safe. So, MCA, is Check Gallery a safe Co to order checks thru.

A word of caution, it has been reported that Walmart will not deny check orders due to EWS. If you are reported to EWS, do not order checks at Walmart. And yes late I am sorry to say but The Check Gallery is a good one !

I remember when I use to use to (or forced my self to use) money orders and cash when I could. It was very inconvenent, but there was no wories. I wonder if that is the wave of the future?

Suggestions: Style Checks , Walmart, Identity Checkworks, Checks in the Mail, the check gallery, promise checks checks in the mail, Costco Checks, Bradford Exchange

Please note though that WalMart uses EWS now and will deny orders if you havea negative report listed on EWS

how long does a negative report stay with early warning systems

It should not be there any longer than 7 years, the same as any credit reporting agency, but so far EWS gives very little information.

I just ordered from Checks in the mail, and they sent me a rejection letter saying I did not meet the security requirements thanks to EWS...

Now I need to know if there is anything safe?

Suggestions: Style Checks , Walmart(THEY USE EWS AND WILL DENY IF REPORT), Identity, Checkworks, Checks in the Mail (uses EWS), the check gallery, promise checks checks in the mail, Costco Checks, Bradford Exchange

MCA,

How can I actually tell if a company is affiliated with Deluxe, or EWS? I need to order some more checks and I use to use Checks in the Mail, but it's obvious they use EWS now. So is the Check Gallery, Bradford Checks, and the others you have listed above still okay to use?

here are the ones that I suggest. The infomation is the most current that I have

Suggestions: Style Checks , Walmart(THEY USE EWS AND WILL DENY IF REPORT), Identity, Checkworks, Checks in the Mail (uses EWS), the check gallery, promise checks checks in the mail, Costco Checks, Bradford Exchange