Ameriloan threatened to garnish my wage – what to do?

Welcome Guest!

Quote:

Guest,

Another place that you would want to check, would be your bank statement. Check around that time to see if the loan had been paid off. I am slowly paying off my payday loans and I defaulted with Ameriloan payday loan two months ago and haven't heard anything not even a phone call. I don't even know how to get in touch with them.

Guest,
I have defaulted with a loan with ace cash advance - ameriloan payday loan but the only thing that they do is send me letters along with the other four payday loan companies!My suggestion is that you look back and see if they ever sent you a letter in the mail and do what Rhonda said and check your bank statements!but if everything clears then you can justify that and you should be able to clear it up if it is a minor mistake on their part!

Ameriloan not on my credit report and have I looked back on my bank stament and it appears they only took they first finance charge out before I changed bank accounts. So I guess I really do owe it and I have no problem paying it. I just won't be able to pay it all at onc. I've got to call them back this morning. Hopefully they guy will be able to work with me on it. I also looked back and have received nothing in the mail from them. I just don't want ameriloan payday loan faxing anything over to my HR department today. He sounded like he was ready to take it to court yesterday at 5. Now I'm worried.

I will suggest you to send a letter about a payment plan along with some money in advance to ace cash advance - ameriloan payday loan. It will show that you have every interest to pay the debt but all that you need is some reasonable time.

Regards
Roxette

ace cash advance - ameriloan payday loan will work with you with a payment plan. This is one of the few that will actually do a payment plan. Just make sure you get everything in writing and always save proof of payments. Also call their phone number. :)

Is ameriloan a fare company. I have a loan out with them, United Cash Loans and Cash Today Ltd. Do they offer payment plans? I cannot seem to find any phone number for them anywhere. Please advise

Hi elisia

Welcome to the forums. Contact Ameriloan phone number at 800-279-8511 and express your desire to set up a payment plan for you. Your practical experience with them will give you an idea about their business performance.

Various posts about the performance of ameriloan have been posted in this forum. You will get more information about them.

Thank you Ben I will call ameriloan phone number and update on their professionalism!!!!! :?

Is there a telephone number for ameriloan? I've done an entire search of their website and cannot locate one.

Lynn, you can contact ameriloan at the following address.

Ameriloan Payday loan
2533 N Carson St, Ste 4976
Carson City, NV 89706
1-800-362-9090

Is there a way to make payments with paying the finace charge and the paydown amount when they want to. I'm experience trouble paying the loans and pay for basic things like food and rent.

Candice,

I took out 3 payday loans and I got in way over my head. My checking account is now frozen. However these payday loans have been unable to take any more money for me and I have been able to set up a payment plan with two of them. I am no longer paying finance fees. For a $200 loan I now have to pay off $320. In the long run it would have been less if I just let Ameriloan payday loan take their $60 fee every two weeks. So my recomendation is to close your checking account so they are unable to debit it anymore and call to arrainge a payment agreement.

I also took a loan with them besides cash today. I was so caught up with cash ltd. I didn't what was going on with ameriloan T hen one day I saw e-mail for taking a new loan as I paid down the old one. I have never back so I hope it's settled. T hese loans are not worth the trouble

Mmrc

Have you checked the update of Ameriloan loan payment in your latest credit copy? The lenders are required to update your file with the bureaus so that this gives a clean view to the future lenders.

Please confirm this by pulling a latest copy of your credit report from the three bureaus.

Has anybody had dealings with BL Processing or Khaki Funding Xpress. If so, do you have any contact information?

Hi hlyttle

I have not heard anything specific on this company. However, I will try to search some information on it. Have you checked your credit report so that it gets easier to locate them? If this company is holding any of your past debt, they might be listed in your credit report.

Regards
Roxette

i cannot figure it out! i took out a loan for 150 and they randomly took 45 from my account. i want them to take all the money out.

i called the number you have posted and was on hold for so long. i just wanna pay the damn thing already. :cry:

Only one thing that is suitable at this situation is to close your checking account or put a stop payment. Later when the company contacts you, ask for the statement regarding all your payments made before you consider paying anything further.

I have a loan with ameriloan and they called my mother's house and left a long detailed message about my bank account being frozen and i need to pay them and i like i under stand they need to talk to me but donot put my business out there like that. What if they called the wrong house.

AOWENS

Talk to ameriloan and see what this matter all about is? Have they left any number to call you back?

I got caught up in the payday loan ompany web as well. My finances were all out of whack. I have since closed that bank account but the companies are calling and demanding these huge amounts of money that I just do not have right now. Is it possible to consolodate these bills as well as a credit card bill?

Hi Vickii

Welcome to the forums.

After closing the checking accounts, it is expected that the lenders will call you up and ask for the money. Convince them that you are willing to pay the debt but you can't pay this all at one time.

Request for a payment plan and after they accept it, stick to it. They won't harass you or call you as long as you are sending them the money.

Yes, you can consolidate your credit card bills into one loan amount at lower rate of interest. Take a free counseling in this website from the experts and they will negotiate with your lenders. Your total debt will also get reduced after the financial charges, late fees are wiped off from it.

Please enter your contact information at the sign up page in this website. The consultant will place a call at your given number for a free counseling.

Regards
Roxette

I received a 150.00 loan dec 22 2005
my checking account is negative 360.00 today dec 27 2005 help me????

Lindsay, based on the limited information you have given about the experience with the company, I am unable to think anything better. Please elaborate the situation you have faced. A valid direction on how to deal with it can be suggested.

i took out a loan 1 month ago and they were only take out 100.00 a month and i went to the bank today and theres 510.00 taken by them,whats the hell.

Marita, show your contract papers to the bank and ask them to credit it back to your account, if possible. Also contact ameriloan to inquire why they did this? BTW, Ameriloan is not very good to deal with. Browse this forum to know more about them.

http://forums.debtcc.com/forums/leak-info.html

I had experience with ameriloan I was working out payment arrangements got caught up in that payday loan trap and all of a sudden they added all this charges and got really rude and threatened to have me arrested so I sent them a validation letter to validate this nothing has been validated. They got so hateful it was unbelieveable.

1-800-362-9090

i just wanted to give the customer service number to ameriloan. They do have one that I have used several times, they are expensive , but when you in a bind what can you do?

if you're being screwed by these a**holes too - call and complain. the number is 1-800-362-9090.

Hey Guys ameriloan has moved again....Like Rio Their new address and phone number is 3531 P Street NW Miami, OK 74355 Phone 800-362-9090. If they dont have nothing to hide why are they running? KYSIDE38

I took a loan out with ameriloan and they were very reasonable with me. I just finished paying it back about 2 weeks ago. I've learned my lesson with payday loans. I'm NEVER taking them out again!

I am dealing with ameriloan right now- had a loan i thought was payed off months ago- they debited my account $500!!! more than the loan itself!!! i got the money back going through the bank, but cant get hold of ameriloan- there # is not in service- although i get emails daily about garnishing my wages

Please please! Do not deal with them! They are loan sharks! They debit your checking account to steal!
If you want more info personally email me at shania3949 at yahoo

I had a loan in july of 2006 for $350 and they are still taking money out of my account. Each pay period they take out $75 and $50 at one time. Since july they have taken out close to $800. What can i do because i know this is not legal. Can i tell my bank that these were unauthorized transactions and have them deduct that money from ameriloans account?

You need to revoke your authorization allowing them to debit your account. I had a pdl with ameriloan and that is what I did and I also signed papers with my bank putting a block on this company. I eventually closed and opened a new account at the request of my bank because the companies go by many different dbas and will attempt to take it out that way or present a paper check. Then use the template letter on this site and insert your state laws and file a complaint with you state's AG office. It sounds like you have paid well over the principal and legal interest. I charges.

Has anyone else had to deal with Cash Central? I had a pdl with ameriloan and I found out that they are not liscensed to do business in my state (Alabama). I borrowed $300 from them and have paid them about $720. I have sent letters to them by fax and certified mail and haven't heard anything from them except a demand letter stating that I owe them more money which I don't.

kirasienna13

Can you call ameriloan and mention about the letter faxed to them? Tell them that you have already paid more than the charges legal in your state and now you insist that your account should be marked 'paid'. They need to review your file.

Yes the only way that I had to contact them before was by fax or by mail. The letter I received from them only gave their fax number and mailing address, no phone number was anywhere on the letter. I did report them to the BBB and demanded them mark my account paid in full. The BBB sent me an email telling me that the complaint had been sent to ameriloan and that they have until Oct 27th to respond. We'll see if they really will. Should I still try to call them or wait for their response?

I have been caught in the payday loan web and notified them that I had closed my checking account due to internet fraud by some credit card company I never heard of or contacted. Since that time (Jan) attemps by paydayloans to debit my account have now cost me over $1000 in bank fees the bank withdrew from my new account. What can I do? I am presently homeless and without phone or computer access on regular basis?

I dealt with ameriloan and paid it off in full last April and 2 months ago received a phone call from them stating I still owed $73! I know it doesn't sound like a lot, but I had paid it off on time with the plan I set up with them. I told the lady this and even gave the name of the woman who worked with me and I was told this last phone call in Jan. that she no longer worked there. I told her to go back and look at the payments I made and look on the last moneygram that said "paid in full". She called me back the next day said that was wrong and I asked why it took so long for them to call me? She didn't have an answer and I told her since it said "paid in full" and they accepted it that I didn't owe them any more money. I have not heard anymore from them and I hope I don't!

On 12/19 thur 4/1 ameriloan has taken "over $700 We have just learner that they have "f" us..... We are closing our account....... I want to thank who ever started this site, because with out this info I would of never found them..... The thing I don't understand is how can a company will do this to poeple. DO NOT TAKE OUT PAYLOANS..... Just ride out the storm...... :twisted:

i borrowed 200 and paid 61 per month for three months then they took 320 out of my account. read the fine print. i paid over 500 to borrow 200

They pay per person who visits there site. For each visit they have to copy this Ameriloans website and when it loads keep refreshing it im doing a couple hundred per day we can cost the thousands.

thank you for the phone number

All internet companies have to pay the webmaster for each visit to their website. The more you pay per visit the closer to the top you are.Go to ameriloans website and put them in your favorites or better set your home page to their website. Then keep clicking and loading the website. You can figure that they pay .15 to .25 per visit. I pinged them 800 times in one night. If you have friends ask them to do it just for 1 day. It wont take long.

my girlfriend and i took out a 300 dollar loan in dec. of o6 and as of june 07 they are still hitting our account and causing several overdrafts.like amy others,we have tried to call many times and we get the same message that they are closed.we would like our money back also.if any one has gone through a complete dealing with them and has gotten there money back,we would love to hear from you. email address removed as per forum rules - Mike.thanks and good luck everyone

I reported them to the BBB and was able to get them to mark my account PIF. However, I did not receive a refund. If you live in California, the Deparment of Corporations issued ameriloan a Cease and Refrain Order from lending in Aug, 2006. I think the fact that I mentioned this in my complaint, helped in getting them to mark the account PIF.

I wish I had googled before signing for a minimum $300 loan. I have not been able to get in contact with this company.They were supposed to debit the full amount and they are trying to finance by withdrawing $90 out of my account each time. Stay Away from ameriloan.