Opt-Out
Date: Tue, 04/26/2005 - 05:53
Opt-Out
http://opt-out.cdt.org/
Credit Bureaus
Pre-Screened Credit Offers
If you receive pre-screened credit card offers in the mail (namely, those based upon your credit data), but don't throw them away after you decide you don't want to accept the offer, identity thieves could retrieve the offers for their own use without your knowledge. Need to shred these offers so that they can't be retrieved and reused.
To opt out of receiving pre-screened credit card offers, call: 1-888-5-OPTOUT (1-888-567- 8688). The three major credit bureaus use the same toll-free number to let consumers choose to not receive pre-screened credit offers.
Marketing Lists
In addition, you can notify the three major credit bureaus that you do not want personal information about you shared for promotional purposes. To ask the three major credit bureaus not to share your personal information, write to:
Equifax, Inc.
Options
PO Box 740123
Atlanta, GA 30374-0123
Experian
Consumer Opt-Out
701 Experian Parkway
Allen, TX 75013
TransUnion
Marketing List Opt Out
PO Box 97328
Jackson, MS 39288-7328
Department of Motor Vehicles
The Drivers Privacy Protection Act forbids states from distributing personal information to direct marketers. It does allow for the sharing of personal information with law enforcement officials, courts, government agencies, private investigators, insurance underwriters and similar businesses. Check with your state DMV to learn more, or visit www.ftc.gov/privacy/protect.htm#Motor .
Direct Marketers
Telemarketing
The federal government has created the National Do Not Call Registry — the free, easy way to reduce the telemarketing calls you get at home. To register, or to get information, visit www.donotcall.gov , or call 1-888-382-1222 from the phone you want to register. You will receive fewer telemarketing calls within three months of registering your number. It will stay in the registry for five years or until it is disconnected or you take it off the registry. After five years, you will be able to renew your registration.
Mail
The Direct Marketing Association's (DMA) Mail Preference Service lets you “opt- out†of receiving direct mail marketing from many national companies for five years. When you register with this service, your name will be put on a “delete†file and made available to direct-mail marketers. However, your registration will not stop mailings from organizations that are not registered with the DMA's Mail Preference Service. To register with DMA, send your letter to:
Direct Marketing Association
Mail Preference Service
PO Box 643
Carmel, NY 10512
Or register online at www.the-dma.org/consumers/offmailinglist.html .
Email
The DMA also has an Email Preference Service to help you reduce unsolicited commercial emails. To “opt-out†of receiving unsolicited commercial email, use DMA's online form at www.dmaconsumers.org/offemaillist.html . Your online request will be effective for one year.
Credit Bureaus
Pre-Screened Credit Offers
If you receive pre-screened credit card offers in the mail (namely, those based upon your credit data), but don't throw them away after you decide you don't want to accept the offer, identity thieves could retrieve the offers for their own use without your knowledge. Need to shred these offers so that they can't be retrieved and reused.
To opt out of receiving pre-screened credit card offers, call: 1-888-5-OPTOUT (1-888-567- 8688). The three major credit bureaus use the same toll-free number to let consumers choose to not receive pre-screened credit offers.
Marketing Lists
In addition, you can notify the three major credit bureaus that you do not want personal information about you shared for promotional purposes. To ask the three major credit bureaus not to share your personal information, write to:
Equifax, Inc.
Options
PO Box 740123
Atlanta, GA 30374-0123
Experian
Consumer Opt-Out
701 Experian Parkway
Allen, TX 75013
TransUnion
Marketing List Opt Out
PO Box 97328
Jackson, MS 39288-7328
Department of Motor Vehicles
The Drivers Privacy Protection Act forbids states from distributing personal information to direct marketers. It does allow for the sharing of personal information with law enforcement officials, courts, government agencies, private investigators, insurance underwriters and similar businesses. Check with your state DMV to learn more, or visit www.ftc.gov/privacy/protect.htm#Motor .
Direct Marketers
Telemarketing
The federal government has created the National Do Not Call Registry — the free, easy way to reduce the telemarketing calls you get at home. To register, or to get information, visit www.donotcall.gov , or call 1-888-382-1222 from the phone you want to register. You will receive fewer telemarketing calls within three months of registering your number. It will stay in the registry for five years or until it is disconnected or you take it off the registry. After five years, you will be able to renew your registration.
The Direct Marketing Association's (DMA) Mail Preference Service lets you “opt- out†of receiving direct mail marketing from many national companies for five years. When you register with this service, your name will be put on a “delete†file and made available to direct-mail marketers. However, your registration will not stop mailings from organizations that are not registered with the DMA's Mail Preference Service. To register with DMA, send your letter to:
Direct Marketing Association
Mail Preference Service
PO Box 643
Carmel, NY 10512
Or register online at www.the-dma.org/consumers/offmailinglist.html .
The DMA also has an Email Preference Service to help you reduce unsolicited commercial emails. To “opt-out†of receiving unsolicited commercial email, use DMA's online form at www.dmaconsumers.org/offemaillist.html . Your online request will be effective for one year.
Hi, You have really done an excellent analysis on how to get ri
Hi,
You have really done an excellent analysis on how to get rid of credit card offers through mail and your advice is really valuable.
thanks a lot
Mike
