Children's books

Contact the magazine or book company and explain that you didn't subscribe to it and didn't ask to be sent any items from them. If it's on your credit report, you'll definitely have to dispute it which is certainly an option. They'll investigate it, and if the book company cannot validate that you requested anything, it will be removed from your credit report.

Okay I probaly will try to do that but I honestly don't even remember subscribing to this magazine and then I get a bill for $11.90 thats very odd!I wouldv'e remembered something like this!

Also, please check if the said debt is within the period of statute of limitations. In which state is this debt supposed to be taken place? The statute of limitation period will be calculated from the date of last activity and the state where it has taken place.

If it is past the SOL period, you can force them to stop all the collection efforts. Also, ask them to produce all the legitimate details of the said debt. If they are unable to produce it, the negative remark has to vanish from your credit report.

You can take the sample letters of correspondence from this forum as well as from the letters section kept in this site.

http://community.debtcc.com/letters/index.html

Regards
Roxette

Thank you Roxette I think they are trying to just get my money cause I need to call this place and find out where all of this information is coming from can I look them up on the website and find out where they are located at and stuff?

Yes Ch, you can search for more information about the company in the internet and if you have any problems, just let us know.

Regards
Roxette

Okay great I am gonna search the web Roxette and see what I find but I will keep you informed on whats going on with the turtle magazine thing!

ok Ch

I haven't made my search yet cause I have been busy with my job but I intend to go on there tonight to see what I find so I will still keep you posted though!`