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Law office of paul kupferstein ?????

Date: Tue, 10/16/2007 - 06:57

Submitted by annemariewilson6
on Tue, 10/16/2007 - 06:57

Posts: Credits: [Donate]

Total Replies: 5


I had a man call me at work yesterday (Oct 15)stating that he was calling from a layers office and I was going to be taking me to court for fraud if I did not pay him by the next day and if I didnt he would send a baliff to my work and embarrass me in front of my co workers. He was calling on behalf of a company called clickncash.com. I had already sent a fax to clickncash in Sept saying I will pay them everything I owe up to Nov 30 They sent me an email (which I still have saved) telling me what the amount will be on Nov 30 and if I paid it sooner the amount would be adjusted. I replied with I agree to pay it on Nov 30 if not sooner.
I am confused now. What can this Lawyers office do and Im assuming its a Credit Collections company. Am I not legally covered because of the emails I have from Clickncash? Will they send a ballif and if so to do what? I am from Ontario, Canada


Welcome to the Community :D I am not sure about Canadian procedures, but these are threats they, and others use. Make notes of everything that was said, times and dates for your records.

Are these type of loans legal where you are?I am assuming so, with your agreement to pay.

Keep all correspondence with them,especially the ones that say you are making arrangements,that it will be paid in full,etc.

Good luck-feel free to ask questions,we are here to help. I wouldn't be worried about someone arresting you, there are no debtors prisons here anymore-and I don't think Canada has them either :lol: karen


lrhall41

Submitted by Bossy4455 on Tue, 10/16/2007 - 07:18

( Posts: 5854 | Credits: )


Question: Has this man that called you mailed you proof of this debt? If not, request for a debt verification letter next time he calls. But be prepared for a lot of verbal abuse the moment you request one, as well as stronger threats of jail and court. It's the standard M.O. of this company.

However, if by some reason they actually send you a debt validation, I would love to hear about it. They claim they send them out when requested, but hundreds of people have posted on this website about them being rude and making strong threats unless the debt is paid. If you have an agreement with the original PDL, call them and verify that the payment plan is still in effect and active, and then notify them that this company (also known as "The Law Office" and "Liability Solutions") is attempting to collect on the debt.


lrhall41

Submitted by jedijeff13 on Wed, 10/17/2007 - 06:45

( Posts: 1734 | Credits: )


I have contacted the company I owe the money to regarding the payment plan they told me they are in the process of "straitening it out" with the collection company - My daughter who is 15 called the man back yesterday while I was at work and spoke to him crying - she told him of the plan I have with the original company - when she started to cry - he told her that they do this to scare people. They have not mailed me anything - I even asked the man on the phone to fax me something and he refused.


lrhall41

Submitted by anonymous on Wed, 10/17/2007 - 07:17

( Posts: 202330 | Credits: )


Exactly - just like I suspected they would. By refusing to validate the debt, they are violating the Fair Debt Collection law of Canada. You can read a non-legalese version here:

gov.on.ca/MGS/en/ConsProt/STEL02_045978.html

You can see it says:


They HAVE to send you written information on the debt via postal mail. Don't fall for their crap. Let them each voice mail and work with the original debtor.


lrhall41

Submitted by jedijeff13 on Wed, 10/17/2007 - 10:31

( Posts: 1734 | Credits: )