Started with 15 PDLs

Right on. I'm going through the same thing. I have 4 "legal" loans, which they are letting me make small payments to. I can't complain about them too much. The illegal internet ones, they're another story. They can all go to hell. Not a single one of them are getting another dime from me. As a matter of fact, one of them sent me a refund on Friday!! Those cowards didn't even try to fight me on it!! Hahahah.
Good luck and I hope it all works out for all of us!

Great job, keep up the good work, it is awesome when people come back with positive results, it encourages others and shows that this site is doing what it was meant to do, help people help others. great job!

Mperez, you are an inspiration to us all. Great work>

Congrats! It's so nice to read about someone getting their power back!
Thanks for sharing,
Ang

Morning,
Reading some of the posts and the trouble people are having with PD loans, it is very refreshing to hear of someone who dealt with their issues one step at a time. That is not easy and I sure hope others who are dealing with PDL trouble reads your post! Congratulations, being on your own feet is awesome isn't it? :)

I never thought I would be an inspiration! Surviving PDL Hell has changed me forever. I owe a ton of gratitude to this site and the veterans that stick around and lend a helping hand. I will do my best to pay it forward and help the newbies coming on board. Sometimes I have to disappear for a while since I'm a single mom of a special needs teen. (But never fear I will be back!)

Mperez, you are indeed an inspiration. The work you have done is unbelievable. You always do pay it forward, and in those times when you are away you are greatly missed

Mperez ,I have followed you since I first joined the end of May. You have done a fantastic job in getting your pdl's under control. Congratulations MPEREZ!!!!!!!!!!!!!!! :lol:

ladybug

Thanks for posting, mperez! You are the one that has come the furthest here. You busted your ass. You are MY inspiration. God bless you and your child. :rose:

You are a great example of taking control and saying "I'm going to change things!" You have control of your paycheck again!

Congratulations! That was fast work too, for so many loans! Yay! PDL FREE!!! :D

One of the best things to come out of this is that I'm learning the discipline of cash only. Now that my paycheck isn't evaporating within minutes of its deposit I pay all the bills first. Then I take care of the "extras" like car maintenance, replacing that household item or picking up a winter top for my son. If after the bills are paid and the cash is budgeted for living expenses there isn't anything left then there is no extras that payday. I'm also trying to pay on the charge cards every two weeks. I'm still "catching" up from the years of PDL Hell but even if it is only an extra 10 dollars on something it gets me that much closer to being debt free. As I pay off a credit card I'm closing them down. I'm on a 5 year plan to be debt free so that I can retire when my son graduates from high school. (I decided to be a mom later in life LOL) I would have never thought I would be in this position but it was this site that made it possible.

mperez, I've told you before and I'm going to tell you again. You could write a friggin book and I swear it would be a best seller. You are awesome. :D

I was in awe when i read your story and i am so happy for you. may god bless you and your son. :rose: :hug: