Sued by Javitch, Block, & Rathbone for Capital One

Has anyone asked them to prove YOU own the debt or they are legally entitled to collect the debt?

maybe if you people were responsible, and didn't spend more money using a credit card than money you had in the bank, you wouldn't be in that situation.

they're a creditor rights law firm, and when you use your credit card, and don't pay Capital One, capital one has a right for the money you owe them

BeResponsible-yea people will pay their bills if they can find a job, in case you moron hasnt noticed the economy sucks right now and people are struggling to survive on NOTHING. The last thing most people are worried about now is-credit card bills. You know its amazing that all the experts have said since the economy tanked "Oh stop paying credit card bills and just worry about basic living expenses" but when you do and/or ask for help your pushed into a corner and then the worst happens-everyone quits paying their bills, hmmm-wonder why. Basic housing and food and water comes before ANY credit card bill. So to BeResponsible-----BITE ME!!

Maybe if the loan sharking cc cos. and predatory lenders were more responsible and didn't send out credit cards to anyone with a pulse, and to a few without, they wouldn't have needed the TARP bailout. They got our tax dollars and want to sue debtors too. Unjust enrichment.

Back to the cubicle, troll.

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I have been sued by them, made payments as agreed for 2 years and now they are putting a lien on my property. Don't want payments any more. Had them hold a payment check to try and garnish wages, but when I went to court for that, the court caught them and they dropped that and took payments again. They even admitted they had the check!!! They are not nice to deal with!!!

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garnishment in the state of ohio is 25% after taxes.

You don't have bad credit because of them it's because YOU didn't pay your bill. You can only blame yourself no one else. I also fell behind.

There attorneys are awful...they are getting rich off the backs of the poor, elderly, disabled and low income.
The one attorney is ERIC PETERSON. HE IS AN ASSOCIATE WITH THEM.
The e-mail address to the Cleveland office is: [email]de@jbandr.com[/email]
FAX: 1-216-230-0190

If you are on Disability, Social Security or SSI ...they can not tough your money. These incomes are FREE from garnishments. If they try taking it...call your states free LEGAL SERVICES.

What people are forgetting...we had 8 years of GEORGE W BUSH...8 long...long years. Now they elected the PARTY OF NO into office. We are going back to HOOVER days. FREEDOM as we knew it will be gone until the DEMOCRATS are back in control again. it is always the DEMOCRATS that gets help for the POOR, ELDERLY, DISABLED AND LOW INCOME PEOPLE!
The "PARTY OF NO" has put a stop to any help we can get. That is how it is and that is how it always will be....The last November election was not good for the people.
The RICH gets RICH ...THE REPUBLICANS ... POOR gets POORER...the DEMOCRATS

Hold on to your seats people! You haven't seen anything yet!
We are in for one heck of a ride!!!!

I have posted 2 replies at the bottom of these letters.
I have also send letters to the American Bar Association
Reported Eric Petterson and others like him.

atty at law- eric peterson is trying to get rich off the backs of the poor, elderly, low income and disabled...only!!!
He knows he can not win when he goes after the rich!!!!!!!!!!
Crooked lawyers...javitch, block & rathbone, llp

linda
friend of the people
11/16/2010

[SIZE=7] These people are awful! They will take their own mother to court to get money! Bunch of liars!!
Nasty, ill mannered lawyers!
Eric Peterson...associate of JBR gets rich of the backs of the poor, low income, elderly and disabled.
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Anyone trying to say it's your fault for not doing this or not doing that , don't know what the hell they are talking about. JRB will lie , cheat, do anything. there favorite is after you make arrangements- the next day they file a default against you, saying you never responded. i know in ohio, at least huron county , the court works a little differnet- they bend over a kiss JRB's ass -. they are scum- you make an arrangement witj one person, and when you call back you can never get to talk to that person ever again- they say you didn't understand the conversation. i recorded a conversation with them- where they said it's was the court's fault- the court has no time frame in how long it ttakes to process the paper work and that when i signed the summons i was already in default and that's why they didn't send the paper work for me to sign that needed to be sent to the court. i played the recording for the court and they said "so what, if they want a default, they are going to get one". i hope no one lives in judge John S. Ridge's county- as crooked as they come. as for the giy that keeps asking if you signed the paper work- hey buddy, it's kind of hard when they don't(refuse) to send it- so they can file a default.

Anybody facing Capital One's attorneys need to file a MTC arbitration with their court or better yet - when sending their attorney a DV letter, state that you dispute the debt and include a sentence stating that if there is an agreement for this alleged debt that has any arbitration clause that waives your litigation rights over this alleged debt, I hereby elect it. Then tell them that all calls are inconvenient, so all communications need to be by mail. Then just sit back and see if they violate. If they sue you in court, they have violated because you had already elected arbitration. Private arbitration is not a good thing for the creditors. For example if you initiate your arbitration in JAMS, there is a cap of $250 for your cost with Capital One bearing all the other costs of arbitration and it runs into the thousands for them. It is just not cost effective for them to pursue some of these debts as the cost of arbitration outweighs the debt itself. You often see them dismiss the case if you're already in court or not sue if they haven't already and if you're interested in them offering better settlements, you can negotiate that better too.

FYI, they sued me for breaking my lease (which I was told my the property I could do since I was getting ready to sue them for all of the issues I was having on the property they wouldn't come out and fix). I argued with them that I was let out of my lease. Stupid me didn't get a paper from the complex so I had no proof. I found out I was being sued almost exactly 1 year after they'd obtained a judgement against me (that I was never notified about going to court for) and since it was past the legal time allotted for me to dispute the judgement, there was nothing I could do. They wanted $4000 from me! They tried to garnish my wages.. put a lien on my house and bank accounts. So what did I do? I started working as an independent contractor, closed all of my bank accounts and told them my home was going into foreclosure. After much haggling, I was able to settle for $1900.. Told them that's all I had and to take it or leave it. I told them if they didn't take it, I was filing bankruptcy and they'd never get a dime. So they accepted my offer. Talk to the lawyer DIRECTLY.. NOT the paralegal or the lady that answers the phone. Once I got through to the lawyer, it was smooth sailing from there. And he was actually pretty darn nice! So I just wanted to let you know that there is a way to deal with them.. I realize that not everyone has the option to settle.. however, if you can.. DO IT! And to those of you that want to set up a payment plan.. You have to call the COURTS to set that up! Go to court!!!!! Tell the judge you need to set up payments. Javitch and Block won't do it!

thease so called lawyers and collectors do not have the proper papers to sue in court dont back down go to trail after all what is the worst that can happen? very simple in order for the loan to go through they take your signiture to the fed reserve and that is who the money comes from if the bank leant its own money it would be a violation of the S.E.C the fed would close them down that being said they do not and cannott get the original note they will try to say we have a photo copy of the contract that will stand in court and if the judge does alow this to go on appeal it and fight them they cant not win with a photo copy if so can you repay them with photo coppied money? I am not a lawyer this is not leagal advice just what i would do and have done do your own research or hire rep

you can also contact capital one and talk to a rep there and let them know what your financial hardship is also send it in writing. also ask the rep you speak with for your original account number
MOD NOTE...ONCE YOU ASSIGNED TO A CA OR LAW OFFICE, THE ORIGINAL CREDITOR CANNOT AND WILL NOT TALK TO YOU