here are my accounts

You will find the Payday loan laws for Michigan here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

EDDIE
Here are the laws for your state.Click on the database link to find out which of your loans are licensed. The good news is that they most likly are not licensed and therefore not legal.
Read the sticky regarding closing your checking account so that you can get contol of your money . This will enable you to pay back what you owe in a manner more affordable to you. Actually it looks like some of your loans may already be paid in full

Eddie, to begin with, here are the addresses you were looking for:

ameriloan
3531 P St. NW
Miami, OK 74355
Telephone:800-362-9090
Fax:800-475-1379

United Cash Loans
3531 P Street NW
Miami, OK 74355
Telephone:800-230-9480

Pay Check Today
515 G Street Se
Miami, OK 74354-8224
P: 866-756-0600
F: 800-671-0131/866-344-9701

I am not sure of the laws in your state but someone should be along soon with that info.as well as helping you with the legal or illegal ones. Hang in there.

Kash - you work much faster than I...

Not usually Roxy. Im kind of bored at work , so I just happened to be around
Roxy, you are doing so well!!!!!

Thank you..so am I (bored). I have been on and off all morning...trying to catch up on what has been going on.

Roxy, I am assuming The NY is for New York??????
Where about?? Im in the city.

NY is New York..I do not actually live there right now however, my heart is there. I was in upstate..Lake Placid area.

Eddie, Did you post under Eddiemill2? If you did, several people have posted regarding the legality of your pdl's and they posted help with your state laws. You may want to go check that out.

Its beautiful up state. Im in the city, and its crazy.

I will bet life is unpredictable and exciting. I would love to live in the city for the food and the culture. Other than that..too many people, tooooooo busy for me. I can't move that fast.

I visited New York City about a year after the plans hit the World Trade Center, what a tragedy. It is amazing that more of the buildings surrounding that area weren't damage as much as I thought they would be. Terrible tragedy.

ladybug

It really was horrible.I actually had a few people that I know get killed that day.I think that they are still finding damages to buildings.The girl I share my office with lost her brother on that day.i dont know what its like elsewhere, but living in the city , we are reminded of it almost daily

I can't even imagine. I was living in Fl at the time and two of the people I work with lost family and one' sister was working at the pentagon. My brother in law was there as a NY Firefighter and We sent several of our staff psychologists for assistance and I know their lives are forever changed. At times like that it is amazing how small the world becomes.

Eddie, I don't know if you have another thread going on or not. However, you have several internet pdl's that are not licensed/legal. The ones I can tell just by looking are United Cash Loans, PayCheckToday, Loan Point, ameriloan, and BIG. You may have to check on PayDayOK (they're probably not licensed), Think Cash (they may not be), NetCashUSA (they sometimes are licensed/legal). As for your amounts, you have overpaid some and not paid some. I'm assuming the ones you just put the "borrowed" amount and no "paid" amount, that you have not paid on them yet. Here's what I figured (based on IF they are unlicensed/illegal). If the ones listed above are found to be licensed/legal - then do not count my dollar amounts for those. I have only figured the dollar amounts by principle amount only. As you will note on your state law, rollovers are prohibited, which is what these internet pdl's are charging you. All the debits made should go towards the principle. Remember, these figures are based upon the internet pdl's being unlicensed/illegal and for the principle amount only of the loan.

PayDayOK - borrowed 550/paid 1235.70/overpaid 685.70
BIG - borrowed 225/paid 0/owe 225
Ameriloan - borrowed 400/paid 270/owe 130
ThinkCash - borrowed 500/paid 991.44/overpaid 491.44
NetCashUSA - borrowed 400/paid 265/owe 135
Loan Point - borrowed 500/paid 0/owe 500
PayCheckToday - borrowed 500/paid 300/owe 200
United Cash Loans - borrowed 400/paid 510/overpaid 110

Remember, these are based upon them NOT being licensed/legal. Also, BIG is horribly illegal. Horribly.