EZ Loans

Please list the loans that you have
how much each loan was for, and how much you have paid back(fees and principle)I will post the laws for your state

Here are the laws for texas (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Thank you. I will have to go thru all of my emails. I can't seem to get anyone to mail me anything showing what I owe them and what I have paid so I also will have to go thru my bank statements.

Chris, we are here when you need us.Just gather all your info so we will be able to help you. I am really not that good yet at interperting all the laws, but we have some really knowlegable members here, who can guide you thru this better than I. I do hope that i have helped in some way to get you started.

EZ Loan original loan $300
ameriloan original loan $250
MW Mktg/edollarsdirect original loan $200
Power Funding original loan $300
CMG/OSL Mktg original loan $200
Payday Select original loan $300 - made 1 pymt of $116.07
DMS Mktg original loan $200. Last correspondence said I owe them $350.
United Cash loans says I owe $675 on a $300 loan I believe.

Chris, have you paid aything on these loans

I have I just have to go thru my bank statements since I can't access these accounts online anymore.

Also they have stated they would find out if I had another checking account somewhere else and take the money from there. Can they do that?

no

chrisi, let me jump in real quick while you are figuring out how much you have paid these people. I know you've probably overpaid the majority of them, unless they are very new loans. They are not permitted to charge you "rollover/extension" fees, which is what they are doing. So every debit they have taken should be applied directly to your principle amount deposited into your account. Also, just by glancing quickly, I can see some of your pdl's are unlicensed/illegal. We'd have to check on some of them to see if they are even licensed/legal. Let me ask you, when are your next debits scheduled to be taken? Is it tomorrow?

Oh. Also, who is telling you that they will find out if you have another checking account & take the money from there? Is it one particular pdl? Or more than one saying this?

I am in default on all of them. I did make arrangments on the Westbury Ventures and have made a couple of those payments. It was EZ loans and Westbury Ventures that stated they would locate active checking accounts and take the money from there.

Also I did get a response from EZ Loans last night via email that my balance is $378.75.

I don't think the whole CSO thing would apply here either, because these loans are all internet and none of these companies are likely to be doing the CSO thing.

I am not sure about the others but EZ Money is a CSO, they are the ones I am currently dealing with. *growls and gnashes teeth* I really hate that company.

Are they? Darn. Thanks Goldenbast! I thought they were an internet based company. So that changes things a bit for dealing with them.

Since they are a CSO they do not have to follow Texas PDL law. They are operating legally and will need to be dealt with carefully. You should try to set up some sort of payment plan with them.