I pay excessive amounts of money and not able to pay all

Welcome to the Community :D Here is a link for Texas pay day loan laws at http://www.paydayloaninfo.org/state_detail.cfm?id=TX it will help you calculate what you have paid, etc. What are the company names for these loans, and are they internet or store front? The store front ones usually follow state laws and tend to sue, so I would try to work something out with them.

There are some debt consolidation companies that do consolidate pay day loans. Before you go with any company, please check them out with the BBB, and others who have used them successfully.

Tell us who these are with, what you borrowed, and paid back, and if they are store front or internet, and we can give you a direction..Karen