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Caution! USFastCash and Bank

Date: Fri, 08/17/2007 - 18:18

Submitted by cannr
on Fri, 08/17/2007 - 18:18

Posts: 9317 Credits: [Donate]

Total Replies: 69

Caution! USFastCash and Bank


As you know (or not) here's the story in a nutshell. I'm livid right now. Months ago, closed my bank account, pdl debits forced it open, fought to get almost $1000 of debits and NSF fees reversed, succeeded, put a total block on the account, nothing went through for months, no problems, pdl debits being rejected left and right. TODAY, I come home and there's a notice from my "old" bank that my account is overdrawn over $600 and I need to take care of it immediately. WHAT?!?!?! This is the account with the total block on it for MONTHS. 14 cents sitting in there with a total block. Okay, I freaked, called the customer service number. Found out USFastCash put through an electronic check for $560 (can you believe it????)Drove 100 mph to the bank, got the branch manager (she knows me well). Had my freak out/panic attack. Asked her "What the hell happened to my block on my account? Why did this go through?" Was told the company (5/3 Bank) recently did a "thing" (yes, this is the word used) where they took off all debit blocks off everyone's accounts! WHAT!?!?! So she put the block back on (gee, f'n thanks) and asked me if I wanted to close it out. Told her that's what started the problem. Closed it, forced open, negative, fight, blah, blah. Put a block on it, everything fine, now BAM, hit with a pdl electronic check. So she tells me the $560 was returned (of course, there was only 14 cents in there) and she took off the NSF fee and will remove the 14 cents and close it. I told her I would come back in the morning. I asked her if she could SWEAR to me it would not be forced back open like it was already (duh). No. Okay.... So she said that if it is forced open again, we will go through the process of reversing everyting again and reversing any NSF fees. Good God! I already did this! I'm reliving my nightmare all over again! This post is to basically WARN every newcomers, old member, whoever. Do not trust anyone/anything/any company. I've been fighting USFastCash for months. After battling, heard nothing. Filed all complaints. Not a peep. Now months later, on a Tuesday, they put through a $560 electronic check on my account that was supposed to have a block on it. Okay. Lesson #1. These pdl's will NEVER stop attempting to debit your account. They will lay and wait and debit again. They will not stop. Take my word for it. Lesson #2. Watch your bank even if you have a hard debit block on it. Mine was on there for months with no problems. But suddenly the "company" took off all customers debit blocks from their accounts without informing them. Of course, I am going to go around with USFastCash again. I can't do it tonight because I'm WAY to p.o'd to even attempt it. I think every word would be a curse word. I'll wait until tomorrow. And I am filing new complaints (again) with the BBB,the FTC, and my state AG so they will know USFastCash is continuing to harrass me. Can you believe this? I just want someone to learn from my experience. This is unbelievable. I'm still in shock over it all. They took all debit blocks off all customers accounts? And didn't even inform them? USFastCash waited MONTHS and then tried to slide an electronic check in. Good f'n lord. I'm sooo mad. I had to vent, but also let you guys know - watch out. USFastCash (MTE) is ruthless. And watch your bank regardless of what they do or say. This was done by the entire bank and they did not inform any of their customers. The nightmare is back and I'm reliving it all over again.....


I already have, tweety. This "old" account is still haunting me from over two months ago............This is why it's just wearing me down.


lrhall41

Submitted by cannr on Wed, 08/22/2007 - 08:16

( Posts: 9317 | Credits: )


goudah, I just checked my email. The branch manager replied to my email I sent this morning. She said she saw it and is taking care of it and that this account will show as permanently closed forever within two days. What do you think? I've heard this twice already. I mean, I'm glad she's "on it". I have to give her credit for that. But this has happened too many times now. Do I just go on line and file with the OCC? I'm sorry to keep going on and on about this, but it is really starting to depress me now. I feel like I have to be paranoid every single day.


lrhall41

Submitted by cannr on Wed, 08/22/2007 - 08:55

( Posts: 9317 | Credits: )


Thanks, goudah. I'm going to file it anyway. Just because this problem shouldn't even be happening at all. Thank you for being here for me and helping me. You make me feel better when I'm down in my dark tunnel. Thank you.


lrhall41

Submitted by cannr on Wed, 08/22/2007 - 09:17

( Posts: 9317 | Credits: )


Thank God for you guys and this site! You all help me so much! If it wasn't for this place, I probably would be sitting in the corner facing the wall! You don't understand how much you all mean to me! I love you!


lrhall41

Submitted by cannr on Wed, 08/22/2007 - 10:10

( Posts: 9317 | Credits: )


i am trying to pay usfastcash off right now but they are not listing last month we agree to a payment they went in for all so i rank up lots of nsf fee so i am going to try and talk again can not even get on the website so i will have to call and hope for best thanks for all info yall put out it does help i am ashamed to say got in a bind and now i am in payday loan nightmars pray one day i can get my family out of this mess i started keep up the good work


lrhall41

Submitted by anonymous on Thu, 01/03/2008 - 12:37

( Posts: 202330 | Credits: )


How about a class action suit against USFastCash and the banks that have allowed the fraud to go through? USFastCash has taken me for over $3000 for a 250 dollar loan! US Bank refuses to help me, "it's been over 60 days" yet for 2 years I've been reporting fraud. All I want is my money back!!

Suggestions????


lrhall41

Submitted by anonymous on Fri, 08/01/2008 - 08:05

( Posts: 202330 | Credits: )


i hear ya man thats messed up i have been dealing with USfast cash been sending them a money order for 30 a month now they say its not enough too bad!!! at least your getting something uh! they also say i am at the end of collections even though i have been sending some money to them trying to scare me i guess


lrhall41

Submitted by anonymous on Wed, 01/14/2009 - 21:12

( Posts: 202330 | Credits: )


Cannr, I am so sorry to hear this has happened to you. I am also being debited $45.00 each month and I haven't even used the loan service or whatevery the F__k they call themselves. Monday I am going to call them one last time and have them shut it off and I will be reporting them to BBB and the FTC. I am so sick of people taking advantage of folks who are doing the right thing, I will raise hell until the day I die if they pull that shit with me. I should've had them recorded on the phone, because they told me at Us Fast cash that they could re-open the account themselves. There will be hell to pay.


lrhall41

Submitted by anonymous on Sat, 07/04/2009 - 12:13

( Posts: 202330 | Credits: )


Hi, I'm a newbie on this and saw the hassle cannr went through. I have pdl's with different banks. For example, I am planning to close bank A and work on those PDL's and keep bank B open and pay those onn myself (bank A has many, B only a few). Can these pdl people go to another bank account? Like, I had a pdl with Loan Point in bank b, paid it off, later got another Loan point loan that is now in bank B. Can Loan point or another debit from a bank that was NOT in the original loan agreement?


lrhall41

Submitted by ecoguy777 on Mon, 07/06/2009 - 11:54

( Posts: 2 | Credits: )