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Payday loan depression

Date: Tue, 08/07/2007 - 23:10

Submitted by anonymous
on Tue, 08/07/2007 - 23:10

Posts: 202330 Credits: [Donate]

Total Replies: 6

Payday loan depression


I need help! I took out payday loans and a cash call loan to try and stay afloat. I am now drowning because every paycheck I have to pay the fees on the loans and have no money left over. I cannot sleep and am slipping into severe depression. Please help me!


Cash Call is backed by a bank, so they will definitly need to be paid back. You might could call them and see if they can maybe lower your payments, but that might make you end up paying more in the long run.

As mentioned above, please let us know what state you are in, who you have loans with, how much you borrowed from each place and how much you have paid back to each place, along with whether these are store fronts or internet.

Hang in there though. We are here to help and you can make it.


lrhall41

Submitted by 2nband on Wed, 08/08/2007 - 05:44

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Thanks so much, you all are great! Here is the breakdown:
Cash Call is 2800.00
Paycheck Today-390.00
Arrow- 390.00
500 Fast Cash-390.00
NLS Payday-398.50
Paragon-390.00
One Click Cash-390.00
FTR Processing-390.00

I live in Indiana


lrhall41

Submitted by anonymous on Wed, 08/08/2007 - 07:19

( Posts: 202330 | Credits: )


Yeah, seperate Cash Call out from the other loans. They are not a payday loan. They are an installment loan, and because they are backed by an FDIC insured bank, federal law allows them to import any interest rates from their home state.

Can you also list how much you have paid back in fees?

And these are all internet loans, correct?


lrhall41

Submitted by goudah2424 on Wed, 08/08/2007 - 07:49

( Posts: 7935 | Credits: )