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Email from oneclickcash.com

Date: Tue, 08/07/2007 - 07:59

Submitted by Bublefan1
on Tue, 08/07/2007 - 07:59

Posts: 186 Credits: [Donate]

Total Replies: 19

Email from oneclickcash.com


I received this email from one click cash today.

We are contacting you about an overdue account with us, One Click Cash account #XXXXXX-X. According to our records, your outstanding balance is $510.00. (If you have recently resolved this account over the phone, please disregard this message.)

We value you as a customer, and want to work with you on settling this account. We are offering you:

A private and totally secure website for making an offer on this account for less than you owe.
The convenience of making your payment(s) online.
The pleasure of clearing your account without ever talking to a collector.
Flexibility to schedule a payment today and not pay anything for up to 14 days.

It is quick and easy:

Just click on this link to log on to the website finalcollections.oneclickcash.com.
Enter your account number and last 4 digits of your social security number.
Through a few simple steps you can verify your account information, and tell us what and when you can pay to settle this account.
When your offer is accepted, and you make the required payment(s) YOU WILL OWE NOTHING MORE ON THIS ACCOUNT.

Please log on now to finalcollections.oneclickcash.com. This special offer is good for only 16 more day(s).

We know you want to honor your obligations. Take advantage of our online settlement tool today. Should you have any questions concerning this account please feel free to contact us TOLL FREE at 1-800-825-0441.

Thanks for being our customer,


Collections Department One Click Cash
FinalCollections(at)oneclickcash.com
I originally took out a $300.00 loan. So far I have paid $180.00 in renewal fees. This leaves me with a balance of $120.00, which I am willing to pay. I WILL NOT PAY $510.00. HOw should I respond?? I have sent them emails and certified lettes in the past and have never received a response.


Bublefan1 the first thing you need to do is CLOSE your current bank account, if you don't, they will debit it to death. Get another account at a totally different bank. If you don't want to close your account then you need to go to your bank (in person), talk to someone about getting a hard debit block on your account, ideally, it would be best to just close this account out. Do you reside in Fl?


lrhall41

Submitted by Shazzers on Tue, 01/15/2008 - 11:41

( Posts: 17344 | Credits: )


Quote:

I originally took out a $300.00 loan. So far I have paid $180.00 in renewal fees. This leaves me with a balance of $120.00, which I am willing to pay. I WILL NOT PAY $510.00. HOw should I respond?? I have sent them emails and certified lettes in the past and have never received a response.


Buble-I think I remember your case from another thread and your account is closed right?

Let them know tht you will send them a money order to satisfy the PRINCIPAL remaining balance of $120.00. At that time, you expect them to mark the account paid in full. send it certified return receipt, if you can, write the money order # down on the letter you send them, and buy a traceable money order from the post office.


lrhall41

Submitted by volleyballmom on Tue, 01/15/2008 - 11:48

( Posts: 4143 | Credits: )


I just applied for a $300.00 loan with this company . should I not or do I still have time to cancel this loan do to I just got approved but will get nothing until July 28, 08 until it hit my account. what should i do?


lrhall41

Submitted by anonymous on Sun, 07/27/2008 - 03:54

( Posts: 202330 | Credits: )


Personally, if I were you I would try to cancel the contract. If you can't do that are you in a position to "repay" this loan immediately? If it is with One Click Cash, who is affiliated with MNE, not MTE, you will be hit with a $90 fee right off the bat. In short, you will owe $390 to pay in full, either immediately or on the due date. If you let is slide, they will charge you $90 every two weeks or monthly, whichever you agreed to. The sooner you can get this cleared, the better. Just watch you bank account and make sure you let them know well in advance that you will be paying in full on the due date. They are also notorious for "not receiving" your request to pay in full. And, make sure EVERYTHING is in writing. Good luck and keep us posted.


lrhall41

Submitted by llw1995 on Sun, 07/27/2008 - 07:18

( Posts: 1422 | Credits: )


I too have an account with them. I received a letter stating I owe $500 and to log on to pay. I purchased a money order and called them to get there mailing address. i was told this morning that I could not mail a payment in or it would be sent back. They refused to give me a mailing address and said I could only pay by debit. I live in florida and I want to know if they are not licensed here anymore do I still need to pay them? I've closed my bank account and changed debit cards. I want to know what I can legally do to end this nightmare?


lrhall41

Submitted by anonymous on Sat, 05/23/2009 - 19:21

( Posts: 202330 | Credits: )


I applied for a payday loan,never new I was approved, no one called me or nothing back in June having so many problems last year loosing my job my bank account was over drawn just all kinds of stuff so I never new I got a $300 loan, Never received a e-mail from them telling me I was approved or nothing so I just thought I wasn't. Then on February 17, 2010 I received a call from them saying that I was going to be arrested and handcuffed and they were going to send a letter to my boyfriends job telling me that I was a felon on the property. I couldn't believe this. So for 4 days I've been crying,can't sleep.eat. don't have the money to get a attorney. Just don't no what to do.


lrhall41

Submitted by anonymous on Sat, 02/20/2010 - 12:05

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
I applied for a payday loan,never new I was approved, no one called me or nothing back in June having so many problems last year loosing my job my bank account was over drawn just all kinds of stuff so I never new I got a $300 loan, Never received a e-mail from them telling me I was approved or nothing so I just thought I wasn't. Then on February 17, 2010 I received a call from them saying that I was going to be arrested and handcuffed and they were going to send a letter to my boyfriends job telling me that I was a felon on the property. I couldn't believe this. So for 4 days I've been crying,can't sleep.eat. don't have the money to get a attorney. Just don't no what to do.

Once Click Cash isn't even located in the U.S. They CAN'T have you arrested, in fact, they can't do anything except threaten you! Next time they call tell them to go piss up a rope.


lrhall41

Submitted by Shazzers on Sat, 02/20/2010 - 12:27

( Posts: 17344 | Credits: )


Man, this company is EVIL! The sooner they are shut down, the better! I know there's a million of them out there but these guys are literally CRAZY...
I keep sending them the form emails, I slightly tailor them each time. They continue to call every single day. I've paid my principle off and they actually owe my $120.00. I know I'll never see that again but would probably settle for a PIF if they would just go the hell away. I don't answer my phone when they call and am contemplating changing the number.


lrhall41

Submitted by anonymous on Fri, 07/09/2010 - 22:18

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
Man, this company is EVIL! The sooner they are shut down, the better! I know there's a million of them out there but these guys are literally CRAZY...
I keep sending them the form emails, I slightly tailor them each time. They continue to call every single day. I've paid my principle off and they actually owe my $120.00. I know I'll never see that again but would probably settle for a PIF if they would just go the hell away. I don't answer my phone when they call and am contemplating changing the number.

I would definitely change my phone number, they are pure hell to deal with.


lrhall41

Submitted by Shazzers on Sat, 07/10/2010 - 04:36

( Posts: 17344 | Credits: )