Northway debit took out 2 withdrawals from my bank ac

Who did you take the loan with? I think you'll find that the company you did take the loan with is the same as Northway, they just use a different name for the debits.

They split the debit up into two withdrawals so if you don't have sufficient funds for the full whack, they'll most likely get one of the debits to go through. If you borrowed $300, I'm guessing your total amount to repay with the finance charge is the $381?

Do you have the loan with Sonic Payday or Cash Transfer Centers? This company has many alias names but they mostly deduct the money from the checking accounts under these company names. Dispute the charges with your bank. They should help you in reverting the charges if you show proof that their debit is unauthorized.

Cash Tranfer Centers takes the money under the name Northway and the take it in two withdrawals at the same time. I imagine Sonic does the same thing. I had some messy dealings with them when I defaulted. They are based out of Malta and are not licensed in the US in any state that I know of.

frog is right. I had Cash Transfer Centers and it's Northway Financial that they use as their debit name. And it came out in two separate debits. Illegal company. Overseas illegal company. Was it Cash Transfer Centers???

I have a loan with Cash Transfer Centers also, and yes, two debits to Northway Financial. I wasn't aware that they were an overseas illegal company though...thanks cannr!

You're welcome, tukki! :D I just so happen to get all the illegal ones! LOL! But I guess that's a good thing. They don't have a leg to stand on!

i borrewed $300 from northway debit. they took out 2 payments of 190.50 in one day. how can i get in touch with them and get one payment back in my account?

kim, they're not going to give you one of the debits back. What they do is take the full amount out of the loan (which apparently was $381 with their fee) in two separate debits. With them, they don't do "extensions". They take the entire amount out. Just breaking it into two separate debits.

I took out a loan for $200 and was charged $54 in fees. I'm in ohio and I just learned that the max fees are $15 per $100. Now i'm learning that Northway(cash transfer centers) isn't licensed. I did default and now they're threatening to contact my employer. What should I do. I don't think I should have to pay more in fees than what they're "allowed" to charge.

ckent, first thing you have to do right now is type up a letter to them. Short and sweet. Stating that you revoke any wage assignment you may have signed with them. Do it now! All you have to do is type it up addressed to them. State "I (your name) revoke any wage assignment I may have signed with your company or any of your affiliates." Then type your name. SEND it to them via fax/email/mail. Do this now! They are known for sending wage assignments to employers and trying to get money out of people's paychecks. You have to revoke it BEFORE they send it to your employer. Please, do this now!

Thanks cannr. I just typed it up and faxed it out. How can these people get away with pretending to be legit?

ckent, it's amazing. The most ILLEGAL ones are the ones that press their luck the furthest. They are the nastiest. But, think about it, if you're already soooo illegal, what the hell? Why not go for it and go all the way and push everything to the limit? What have you got to lose? Nothing. That's why they are the most ruthless. Just my opinion. But, this is the trend I see and what I've experienced! The more illegal they are, the nastier they are!

Sorry, I was so busy venting, I forgot to tell you something! :lol: Give a copy of that letter revoking any wage assignment to your payroll department. They don't need to know any details. Just tell them an illegal company has access to your information somehow and you would like that letter placed in your file just in case they try to do something regarding your pay. This way your payroll department will have a copy. A "wage assignment" is voluntary. It is not required to be done by your employer. But most employers don't know this. But since you've done the letter, give them a copy, and you're covered. I just want you to be on the safe side from these illegal idiots! :D

Thanks again cannr. I didn't even think of that. I can just picture them saying they didn't get my letter. The "lady" I've spoken to from Northway is about as pleasant as having lemon juice poured in an open wound.

LOL! :lol: I love it! Pleasant, aren't they? Yes, give your copy to your payroll person. And, of course, keep a copy for yourself. I, too, can see them saying "We didn't get any letter." Good Lord!

dose anybody have the email, address, or fax number of this illeagal company. They got me to for 188 twice.

It is me again. I forgot to give you my email. it is email address removed for your protection - Goudah PLEASE send me an address or fax number of these people. Thanks for the help.

pascal - For Cash Transfer Centers?

I have info. on Cash Transfer Centers. Actually, I have done all my correspondence through email with them and gotten very quick responses.They are available 24/7. However, here is all the information I have for them:
Cash Transfer Center
phone: 1-866-958-3278
fax: 1-866-809-4069
email: customercare(at)cashtransfercenters.com
They also have a live chat line, but can't post the link!

Address:
CashTransferCenters.com
Level 8 Suite 3
Plaza Commercial Center
Bisazza Street
Sliema SLM15, Malta

Have you been able to find out any information on how to get in touch with them, how to fight this, or what to do? I've called my bank and am having them close my account and open a new one. They say that once the acct is closed Northway will not be able to ACH anything from my account at that point and that there won't be any repercussions for closing it, other than what exists between me and Northway in the contract that I signed. Are you aware of anything in their contract that reads that they will be able to withdraw that money continuously from our accounts? Because we signed it, so I'm wondering if that is indicated in there. If it is, and we signed it, they can sue us, if it's not indicated in that contract and we didn't sign to such a thing, we can sue them! Multiple individuals that have had this happen to them can sue them.. Whattya think?

I posted this on your othere thread also.
This address can be used for CashTransferCenters, Sonic Payday, Northway Debit and Northway Credit.

Ms. Kimberley DeThomas, President
c/o Payment Services
E-Care Contact Centers
400-15225 104th Avenue
Surrey, BC
V3R 6Y8

This is their phone number.
(604) 588-2260

I told my bank to cease to prevent any debits from Northway.

That may not work> They will just go in under one of their other names and take the money. You need to close your account in order to prevent them from debiting you.

I also defaulted with CTC this month and I live in OHIO also. They called me constantly and called and emailed my employer. I offered to make payment arrangements with them but they are totally unwilling to work with you. She even thought it was her business to know what I did with my money instead of paying her company back. From the information I received from this website I sent them a letter revoking the wage assessment and I also filed a consumer complaint with the Ohio Attorney General through their :lol: website. I then sent a CEASE and DESIST letter to CTC informing them they are not to contact me by phone or to contact my employer. I also informed them I had filed a complaint with the Attorney General. It has been 2 days since I sent the letter and they have not called since. So hopefully I am done with them. They say Knowledge is Power and thanks to this site you gave me the knowledge to deal with this ???????company???????

I took out a 200 loan and they just took 2 payments of 120 out of my account. Do they ever try to take more at a later date??? I have taken out other loans but none ever like this.

Northway always takes their payments in two's. If you owe them $500 they will take two payments of $317.50 on your payday. You always pay off the loan with them and reborrow if you need the money again. This has been my experience with them.

They will also always send a wage assignment to your employer if you default. These are voluntary agreements and can be revoked by you at any time!

NORTHWAY DEBT TOOK 2 PAYMENTS OUT OF MY ACCOUNT OF 127.00 EACH. HOW CAN i GET IN CONTACT WITH THEM?