what is going on?

v,

1) it's not wise to post personal info in a public forum.

2) this forum is not related to the company you took out your PDL with.

3) use the google search built into this site to find posts about the company you think you are trying to reach. That way, you'll know what you're really dealing with.

4) stay away from payday loans.

Generally the way payday loans work, is that you borrow the money and then two weeks later you owe back the entire principle plus two-weeks worth of interest. (2 weeks interest probably surmounts to $60).

Somewhere in the fine print, usually says that they will keep rolling it over every two weeks until you specifially tell them that you want to pay the entire thing off. Rolling it over means you pay just the interest ($60) to defer principle repayment of the loan for another 2 weeks.

In this cycle, you could pay $60 every two weeks for a year and the balance would never go down. You should check to see what your state's laws are regarging payday loans, and if the PDL you have is even licensed to do business in your state. If they are breaking the law, then you don't have to pay all that interest and you can demand a refund.

Others will be by shortly who have more experience dealing with the PDLs.