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I made a terrible mistake

Date: Thu, 07/26/2007 - 02:06

Submitted by warrenm
on Thu, 07/26/2007 - 02:06

Posts: 6 Credits: [Donate]

Total Replies: 7

I made a terrible mistake


I went to the bank to close the account where the payday loans were being submitted. Instead, I accidentally closed the account where my paycheck is electronically deposited. This is Bank of America. Will they reopen my paycheck account?


warren, if you get to the bank ASAP, I'm sure they can fix it. Just make sure that your accounts aren't "linked" if they're at the same bank. You want to be sure the account the pdl's have isn't the account your deposit goes in. Go back to the bank and get it straightened out before the pdl debits start to "pend" and wait to go through.


lrhall41

Submitted by cannr on Thu, 07/26/2007 - 04:03

( Posts: 9317 | Credits: )


The bank said that once my direct deposit goes through the account will be reopened. The account the PDLs were withdrawing from has been closed.

Thank God!


lrhall41

Submitted by anonymous on Thu, 07/26/2007 - 07:16

( Posts: 202330 | Credits: )


A little piece of advice to help with those payday loans, make sure you send them a letter revoking authorization to debit your account and do take a copy of these letters to the bank so they have a record of this. You will need to do one for each company you have payday loans with. Send it via email or USPS return receipt.


lrhall41

Submitted by 2nband on Thu, 07/26/2007 - 07:18

( Posts: 2277 | Credits: )


Oh, warren! I'm glad your bank issue was easily resolved! Whew! Freaked out and now it's okay! Hang in there! :)


lrhall41

Submitted by cannr on Thu, 07/26/2007 - 07:20

( Posts: 9317 | Credits: )


Janet, thank you soooo much! :D I'm just glad to help. I swear, I was SCARED TO DEATH and then found this site. Now I'm not scared anymore. I know how it feels to be scared and like you're all alone. When I discovered I wasn't alone & many people helped me when I thought the world was coming to an end, I was so grateful! I am MORE than happy to help (if I can!) and if my posts help anyone, it's worth it. Do not be afraid! We are all together in this! And, thank you again. I do really appreciate your comment! Made my day! :D


lrhall41

Submitted by cannr on Thu, 07/26/2007 - 08:31

( Posts: 9317 | Credits: )