Ellis and Crosby finally good news

This is good news for all of us. Hope we it will put an end to all the sufferings inflicted on us.

go to myfloridalegal.com click on the link then scroll to bottom of the above article and you will actually see the Suit that was filed, very good news in the suit!
get your complaint in to the Attorney General's Office as soon as possible!

This is the result of all our hard efforts that we have been doing since the last so many months to get rid of illegal collection practices.

Now, we can feel assured that we will be paying our debt to someone who is honest enough and will work under the fair laws.

Regards
Roxette

Boy, now I understand why they were so damn nice to me yesterday! Do I continue my payment schedule as agreed or should I call Summer before I do so?

Do not contiune the payment plan, Call SUMMER PRONTO! And ask her what to do, your money WILL NOT go to the PAY DAY LOAN PEOPLE AT ALL! Since they are being shut down by the goverment they will keep all funds

I ownder what happens when you call their office now? LOL

I wish I had known about this site prior to this week. As I mentioned on Weds, I have also been threatened with arrest until I thought I would have a nervous breakdown right at work. Would anyone have the web site for the Attorney General's Office in Florida. I live in Massachusetts and want to also file a complaint. Thank you for your help and all info on this horrible situation

in am located in TX, I got a phone call yesterday from an Investigator Rowe, he told me to have my lawyer contact him and he gave me a number! Well, since they are going to be closed down, i will not fret! lol :)

myfloridalegal.com

[color=red][size=2][Link made inactive. Please copy and paste the site address in your browser.-Mike][/size][/color]

How can I contact Summer?

You can find her information on the myfloridalegal.com
and type in Economic Crime Division and call that number and ask for her, tell them who you are and what you are calling for

any of the mods know where that link went...

the one that was a preview of the court papers he was served?

found the link...

if anyone is interested in reading the actual court douments to be more familiar with whats going on

go here:

myfloridalegal.com/webfiles.nsf/WF/JFAO-6FKGTU/$file/Ellis_Crosby_Complaint.pdf

i beleive you'll need adobe reader....

You can simply copy and paste the above address in your browser.

Today this information came up in the Florida attorney general website.

myfloridalegal.com/newsrel.nsf/newsreleases/9D99C7574AAA42998525706700617674

are they stil able to collect on debits and has this stoped them from calling people as well, I got a call on 9/2/2005 with all the same above situations, caling to throw me in jail and pay and no inforamtion was given when asked for more info was refused, tried calling back today and all I got was the run around and saying that I am now disputing the debit.

any help would be great, I have contacted the Attornet genral as well

JJC...

All you need to do is ask for validation of the debt, and what the original debt was.

After that send a cease and desist letter.

Ted Ellis Crosby & Associates is already in a heap of trouble for harassing people by throwing them in jail, and collecting on past debts and then selling the acconts again.

Perhaps try contacting a free consult lawyer. Most lawyers will give free advise. Be sure to mention that Ted Ellis Crosby is already in trouble for their practicing and ask if they recommend you paying the debt to them or the oringial credior.

that is great news and i am glad to hear that.....


and hopefully their are more people who step up and do the same

FYI: just wanted to let you all know that Ellis continues to do business, probably in ever state. This current injunction has not stopped them.

My mother's case is a little different. In her situation the debt was paid to the original lender; however, once she closed her checking account preventing them from charging her monthly service fees they turned her information over to Ellis. Ellis has attempted to collect money any means possible. This will be an interesting case, I informed Ellis on my mother's behalf that they are atttempting to collect debt on a loan that does not exist. How much longer will this gone on before they are permanently put out of business? Please contact me if you have filled a formal complaint against Ellis or Platinum B Services. My mother is going to file her complaint tomorrow. Would love to add any known information to this case. Please contact me if you are in the state of Texas and feel you have a legitimate complaint against either party.

[color=red][size=2][email removed as per forum rules-Mike][/size][/color]

Ann, there are many complaints filed against Ellis in the state attorney general office. You will gather necessary information from there too.

Thanks Ben, I have already contacted them and gave my statement. They were very interested in what I had to say regarding my mother's case and what information I had obtained. They have requested that my mother send them a copy of exactly everything she is sending the state of Texas's attorney general. With enough time and enough people using the formal complaint process I think there will be a stop put to Ellis.

They admitted to me that they think they can't be touched. Additionally, the original lender also admitted to me that they can't be touched nor are they worried or concerning about a complaint being filed against them. Chew on that.

They will be stopped. With the information that is becoming more and
more public about Ted Ellis Crosby & Associates, people will know their
rights. It's ashame that those who were tricked and bullied by their
scam tactics paid the ridiculous amount on a single $200 or $300
loan...dishing out $855 or whatever because of fees and interest.

I to, believe that Ellis Crosby and Associates will simply change the
name, his real name is Ted anyway (he's using his middle name) and maybe
change the way about they do it, but all while still threatening people.
Just another way maybe.

Dick Greenburg, who I think is another lawyer in his office, may take
over.

Who knows...but at least some of us can be warned.

I actually found Mr. Greenburg to be very nice. He was helpful and polite to me and arranged payment for me. I paid quickly, but because I wanted too, not for any other reason. I was not pushed or harrased, I just took care of it because I knew it was my debt and it needed to be cared for.You sign a loan note and you agree to terms. Intrest and collection costs are part of that. Just pay the debt as quickly as you can and please move on.

I spoke with Dick Greenburg. He didn't identify himself as an attorney, but their director.

He wasn't quiet as nice to me. He was willing to take my money for my mother's debt (which later I discovered had already been paid). I told him I would pay the original loan value she had agreed to pay, not all those fees they tack on. He told me they would continue to pursue my mother until they collected the entire $755 they say she owed. So, I told him good luck getting it out of her, she has no money to give you. He then told me I should butt out of her busines and then just let it go on her credit report and hung up on me.

He was extremely rude to me the entire time. My conversation with him was probably about 10 minutes long, of which he put me on hold 3 times. I spent more time on hold then I didn't actually speaking with him. Additionally, he alluded to the fact that she should be fired because she used her work computer to apply for the loan. Reality is, he really isn't any better than the others. I did notice he appeared to know the law much better than the previous person I had spoke with, perhaps he is a lawyer, just chose to not identify himself that way and I didn't ask.

Guest, in my mother's case the debt was paid 30 days after the loan. You see they continued to collect service fees from her account without her permission. That's illegal. When the account was closed the original lender turned over her case to Ellis telling them she owed them $480 and they had only collected service fees from her. My mother has documentation via bank statements showing that is false information. Ellis is attempting to collect on fradulent debt/note that was sold to them. That makes them just as wrong as the original lender who sold them the note. When it was pointed out to Ellis, all they had to say was well....we are only collecting on behalf of our client. Their client says....we sold the note so it isn't our debt any longer. There is no one to work out their obvious over sight.

So, the only recourse in this unusual situation is to file a complaint with the attorney general office. My mother lives in Texas, but complaints were filed in both Texas and Florida.

If anyone has any more advice as to how to handle this situation I would greatly appreciate it. Thanks.

Ann, Did she inform them of her desire to do a repayment in full writing? If not, she may have paid back the amount of the loan in services fees but not officially paid the principal. You have to express the desire to repay in full. Is this the case? Just because fees were taken and may have equaled the loan amount, it does not mean her principal was paid.

Guest made a valid point here. That is why any agreements made to repay any debt owed is always important to get in writing. This will prevent any future hassles.

Fortunately my mother has learned allot of valuable leassons as a result of this.

What happended was the loan was for $300. Next 30 days the lender took out the $90 service fee in 1 transaction and on the same day took out the $300 in another transaction. Every 1st like clock work she continued to be billed the service fees. So, yes the principal was taken out 30 days after the loan along with fees, but they continued to take fees out. I am sure when they turned the case over to ECA, they probably are claiming the principal was never paid. I tried to clear up the error with the original lender (because I felt it was a over sight/mistake on their behalf), but they refused to listen and told me to contact the third party collector. When they were contacted they refused to hear it as well.

This company (original lender) cannot be contacted by mail because they will not give you their mailing address. Had they not collected the original loan value in 1 lump payment 30 days later, yes, I would agree with Guest. Now this simple situation has gotten ugly thanks to ECA threatening to arrest my mother.

The original lender only deals in over the phone, on-line, and fax transactions. Since my mother was debited the full amount plus all their transactions costs 30 days later she assumed the debt was paid for. She never contacted them after that point. In the lenders defense, they claim exactly what guest is saying. Although they don't show any records (that they will admit to me) that they collected the original loan value 30 days later as my mother's checking account clearily annotates with their company's name on the transaction. I would have thought this would have been easy to correct, but the lender will not budge and doesn't really care if we have documentation showing they collected the principal 30 days after the loan was paid.

This is the real issue. Of course, now my mother knows getting on-line loans probably aren't the best solution for her when emergencies arise. I would have thought there was a simple solution, but this hasn't been the case. Any ideas as to how to fix this other than filing formal complaints against them (which have been done with AGO in Texas & Florida, and the FTC). I am not sure how to get the original lender who hired the third party people to listen, they claim they sold the note and are no longer owners of the debt. The third party says they are only collecting on behalf of their client and don't want to hear that the loan was paid in full 30 days after the loan was granted. Maybe someone has some kind of suggestion or a different means of speaking to these people so they will actually pay attention and care to resolve this situation. Thanks for the help and advice, it is greatly appreciated.

Hi Ann

Welcome back.

At the present situation, you should contact the credit bureaus and explain the situation to them. If there is any item to be disputed with legitimate reasons, you can highlight those points.

If nothing works to your benefit, you can add a 100 word statement in your credit file which will be shown with a positive view to your future lenders.

Regards
Roxette

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Actually the paid items are with Platinum B before it was ever turned over to Ellis. I had recommended my mother to file with the BBB as well. I'll check to see if she has done that yet or not. Don't think Ellis has even reported it on her credit report yet. I didn't realize you could write a letter to them explaining the situation and it would turn a negative to a positive. I'll will pass that info on, she needs all the help she can get. Thanks.

Well...I never reported anything to the BBB yet about anything on my credit report. I did make a complaint against a payday loan place because they took back their money at 4AM, instead of the 9AM they told me.

When you look at your credit report online, you can dispute items...and click the reason why, as well as leaving an explanation or memo.

If you have anything saying that an item has been paid, you just put that in the memo, and usually you're info that you provided when trying to obtain your report will be sent to that company, and they'll send you a letter asking for proof or whathaveyou.

BBB wont do anything, Ive already done that! They just sent me a letter that tells me they have NO response from them, and the file will be closed.

I know BBB won't do anything, but at least you'll have a complaint
lodged against the company. When viewing your credit report, there
maybe discrepancies. You'll have to deny those, and if this is
something you know about, and that you have paid...then a complaint
would need to be lodged.

Katie,
How did it go yesterday?

I never got a call-
She did tell me that on Friday or Thursday of last week they were trying to push for an extension of discovery! Which means they need more time to get more evidence or what not together. So she said if they get the extension then there will not be a hearing on monday, but if they declinded the hearing i would recieve a call on Monday at 11. Never got a call
I called her and left a messgae but she didnt call me back.

Ellis and Crosby must be thinking of ways they can get out of this. Ways to make up excuses about how you can harass people
There is NO excuse for it.

Katie,
Thanks for the update. Let us know if you hear anything further from Summer! I've left her a message as well. I wanted to make sure she received my affidavit.

I spoke with Summer on Friday (because ECA called me yet again), and asked her about the court case because she had asked if I could give a deposition via telephone on Monday, Sep. 12. She said ECA's attorneys filed a motion that the state not be allowed to offer telephone depositions, so a continuance was filed till Thursday, Sep. 15......she is going to try to line up people that are close to the Jacksonville area to testify in person...so I guess we stay tuned! Blessings, Melissa

Thanks for the update. I bet EC doesn't want telephone depositions..that could easily go into the 100's and I'm sure he doesn't want that much evidence!

Was he able to get it granted for no telephone depositions? Or will we not know that until Sept 15th?

I'm suprised they just don't hop you on a Greyhound for that $39/roundtrip special I keep hearing so much about. Maybe that's just in our area...but heck..

it sure would be worth having everyone there. Too bad it can't be televised on CourtTV. Maybe it will. Who knows?!?/

I might be in that area but not around Sept 15! But i will be in that area next month as im moving over there.
COURT TV what a GREAT IDEA!

Well thanks for updating me on that! Im kinda upset she didnt call me to tell me! But oh well..
So lets think, what is next? What does everyone think is going to happen?

Well this isn't going to be an open and shut case. This is probably going to be a 3 month trial or longer.

There is a lot of evidence to go through...

i need to pay these dang loans! i cant wait 3 months. what a pain

You can go ahead and pay. I would only recommend paying certified check. The bank will type type the info in for you, and can even put a small paragraph as the memo. In any case...however you pay, make sure it's a money order, check, certified check, and you put the account number, and put paid in full.

I would also suggest typig a letter, and list all the checks, acct#'s...etc. Something like...regarding our phone covnersation on 01/08/2005, I am sending in 3 checks...one for bla bla..

this will bring all my accounts to a zero balance and will be reported to the credit bureau as paid.

Send that letter plus your checks, signature apon arrival (certified mail). This will at least prove that you have paid.

Seem like the money gram system isn't working for most.

I'll be taking my afternoons off if this does appear on Court TV..haha.

But see if i pay now! Then how will my money that i REALLY owe. Not some overexaderated amount
Do you think they are doing this price inflation?

Gues what , they are still at it. got harrassed again at work on 9/15. The went as far as the CEO of my company. Slimbags. I am in the process of a lawsuit agianst them. Good luck!!

I dont think they are going to stop until they are shut down for good. Glad to hear you filed a suit against them too, I did and it is still pending. My attorney says let them call and harass me all they want, the more they violate my rights, the more they will pay. In Texas, its $100.00/per violation and the tab is running.

Did they actually speak to your CEO? Reason being, if they did and they discussed your debt with them, then that's another strike. They are not allowed to discuss your debt with no one ther than YOU (or your spouse or attorney). They can call your relatives, friends, and I guess co-workers ONCE and only to verify your phone number and address and that is it.

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