Can I file for a discharge on my student loan?
Date: Fri, 07/06/2007 - 17:23
Can I file for a discharge on my student loan?
If you have overpaid your loan by that much and have proof of th
If you have overpaid your loan by that much and have proof of that, you definitely need to dispute this debt. I am assuming this is a Federal student loan that you had. If so, contact an FSA Ombudsman, provide them with your documentation and they can help you get this straightened out. The FSA Ombudsman website is http://www.ombudsman.ed.gov/ and you can contact them via e-mail on the site.
Your agreement would have been with the school, not with the stu
Your agreement would have been with the school, not with the student loan. Thus the agreement would basically be meaningless.
Not graduating is not grounds for cancellation. In some cases not having a GED can cancel a loan but in most cases your dropping out would negate this.
Since you applied for help thru the VA I would also contact them
Since you applied for help thru the VA I would also contact them to see if they had any advice. Try a financial counselor. Good luck!
WRONG WRONG WRONG
you take a loan go to school ONE DAY you owe it allways done in not joking infact even filing banko wont get ride of it sux huh? just pay it dtr
Student loans guaranteed by Federal are not dischargeable in ban
Student loans guaranteed by Federal are not dischargeable in bankruptcy except for very small percent thru hardship.Contact Department of Education for your status of the loan.
The only way to get discharged I believe is to be dead or disabl
The only way to get discharged I believe is to be dead or disabled to the point where you can't work ever and your benefits certainly won't be able to pay it either. I don't recommend being dead nor disabling yourself.
I'm also not sure if I understand your case correctly. You got a loan for 1500 to go to school but only if you got some money as well from the government? When you didn't get it you had to quit? Then yeah you have to pay back the loan. I think the reason they still say you owe them so much is because of the interest from that many years, and also not paid them cosistently and that added interest and fees. If you did, then follow the advice of HereToHelp and make sure that information is all correct.
Student loans
Dealing with a student loan, myself, I do know it cannot be discharged. You can get a 'hardship' ( not make payments for a year ) only if your payments are up-to-date now. However, the % does keep occuring. I am trying to find a way to cut my %, on my loan. I pay 7%..I started with a $13,000 loan. It's now nearly $21,000. Any advice?/
Quote:Dealing with a student loan, myself, I do know it cannot b
Quote:
Dealing with a student loan, myself, I do know it cannot be discharged. You can get a 'hardship' ( not make payments for a year ) only if your payments are up-to-date now. However, the % does keep occuring. I am trying to find a way to cut my %, on my loan. I pay 7%..I started with a $13,000 loan. It's now nearly $21,000. Any advice?/ |
If you have not already consolidated, you could do although it is not going to change your base interest rate as your interest rate is set as a weighted average of your current loans. However lenders do offer perks for on time payments and automatic drafts.
It sounds like your loans are already with Direct Loans based on your type of payment. If so, and you are in financial hardship, I would not do anything. Direct Loans is the only program that offers "income contingent repayment".
student loan
THE NEED TO KNOW DO THEY REALLY DISCHARGE YOUR STUDENT LOAN IF YOU DON'T HAVE YOUR GED WELL I WENT TO CITY COLLEGE IN 1990 TOOK OUT SOME LOAN FOR MY EDUCATION WELL WHAT TYPE OF EVIDENCE DO I NEED TO SEND ALSO I PAID PART OF IT WELL NEED TO KNOW
Did you tell them you had a GED? Or did you do any testing? It
Did you tell them you had a GED? Or did you do any testing? It really depends on the type of course you took and your ability to benefit.