Speedy Payday Loans Part 2

This is the case with most of the PDL companies. They claim to be liscensed out of such and such state and are going by their laws but when you do a little research you find that they do not have a current liscense or they never had one at all!

Good for you! Keep after them! The more we each do our part to go after these loan sharks, hopefully someone will take more actions to shut them down.

Hi MPerez,
Hope your doing better today! You gave me advise yesterday. I am also from NY
If you don't mind, could you please give me the information that you dug up on SpeedyPay Day?
I want to file all of my complaints, and Speedy is the one that I gave most money to.
Thanks

Sorry I haven't checked in before this - I've tried several ways to get you the info but I can't seem to paste anything. So...I'm going to try and attach a file that will give you what I found out in Utah. By the way I was able to get a Paid in Full from Speedy. Of course I had paid $1,440 on a $400 loan so they had gotten more than their fare share from me. I'm hoping someone will help me get some money back from them but I'm not holding my breath.

Sorry I can't get the attachment to work. Google the Utah Department of Commerce. Once there do a business entity search for Speedy Payday Loans. It will give you the info that the license expired and gives you an address too.

Good luck!

Way to go!! I am glad to hear that you got your PIF. I hope that you can somehow get a refund of some of the overpayment you made. I know that there is someone in here that can help you with that letter.

Congrats, Mperez. You are doing wonderful! Keep up the good work. Soon you will PDL FREE!!! :lol:

Have you heard anything from your AG...I think a letter from them would help in getting your refund??

I haven't heard anything from the AG yet. I filed on line over 3 weeks ago and then emailed the AG online over a week ago. So last Friday I printed out the complaint form, filled it out as best I could and included a spreadsheet with all the PDL data I had (contact info, date of orginal loan, loan amount and paid amount). Today was quite on the collectors front so I'm going to give the AG until next week and then I'll fax an update and ask for some status if possible.

CAN ANYONE ADVISE THE ADDRESS FOR SPEEDYPAYDAY.COM AND QUICKEST_CASH_ADVANCE.COM. THANK YOU

Did you try calling them.Here is the # for quickest cash 800 325 8205

The address I had on Speedy was in Utah - and the BBB did not have any luck tracking them down. I worked with them over the phone:
800-474-2995 This was there Customer Service but if you are in collections they will transfer you to the "home" office. Good Luck.

This is the letter that I have received from one of the payday loan companies so i responded back that i have paid the loan back and that I have reported them to the BBB and attorney generals office evern though I haven't heard back from them. I told them if they wanted I could get my lawyer involved.

Quote:

Ahhh..... the old "form letter" that Quickest Cash Advance (aka MTE Financial) sends out. Lord, you would think they would devise a new letter. This one is getting very old. guest, you are not the first to receive this letter. God love them. Just please be aware they they are not licensed/legal in any state in the US.

They advised that now i have to pay 390.00 they waived the fee but now they put it back on i told them i took 300 and have paid 210.00 so really i only owe them 90.00 left they said i owe 390.00 i told them forget about it and that if they were legit company they would give me a mailing address so i can send payment can you believe this can someone advise what i can do i know i owe about 90.00 which would go to the principle i owe forget the 390.00 they must be crazy. Help!

(1-800-474-2995! ) I have been paying them for over a year now! I took out my loan last year in October. I tried to call and resolve this issue back in August of this year,only to find out that I hadn't even touched the $500 that I borrowed. I payed $300 in full and then was told that I only owed $200 more. Well, they have taken way over $200 since then. I called again to resolve the issue, but Joel, who is supposed to be handling my account, has yet to return my calls. Yet, they still keep taking my cash! It started at $120 a pay, now it is $60 a pay! I just left a message for Joel again. Any advice? I was going to contact FOX 29 and have them investigate this payday loan company.

how about closing your current account and opening a new one.also what state are you in?sounds like you have way overpaid,but as long as your account is open and they have access to it.they will debit.so close that current account asap.

Hey Fool let me know if you hear from Joel I left a message for him today as well anybody have their email?

I took out a payday loan with spd financial almost a year ago & have made my payments every month & they still say I have a balance of $325.00 on a $300.00 loan. Any ideas about what I should do?

Close your account.

You can go here and read up on the steps to take when dealing with illegal lenders.

You will need to send a letter to each AFTER you close your bank account.

You only owe them the amount you borrowed. All fees or rollover charges you have paid go towards that amount.