SHW Recovery: What to do if they have debited your account

Is it supposed to be Show Recovery?

I don't think so, whoever it is they pulled 62.50 from my bank account it is SHW recovery. It is an unauthorized debit. I am going to the bank today to file a dispute on it and try to recoop the money.

fedup,

That is the best thing that you can do. You have to be careful when it comes to your banking information.

phone number is 8005968544, just went to the bank, they told me to call it and see who it is and see if they will refund money, all I get is an answering machine.

I just also had $287.50 withdrawn from my bank account. I called my bank to dispute it. And luckily my bank is processing the dispute. I keep calling the phone number and says all cust serv reps are busy and leave name and number, I did. I just want to get to the bottom of this ASAP.

That is the exact same messege that I got, I have no clue who it is, they don't identify themselves, it just states as you said. I have no clue who it is or why they took the money, my bank said they would refund me if I dispute it, they wanted me to attempt the phone call first. Please let me know who it is if you find out and I will do the same.

Found out who they are.
They are collecting for payday loans one with heritage, I have never had a loan with them so I assume it was for another one and they changed their name and for East side lenders who was paid in full. This is such a headache. My bank is dealing with them now, I called them and told them that I revoked all ach authorization from both of those lenders, their reply was that I did not revoke it from them. I NEVER gave it to them. So I faxed a letter revoking it yesterday.

Just had $379.05 debited from my checking account on last week Friday. I called my bank and they told me to call. I left several messages and called back on today and got customer service who put me on hold and never came back!! I was able to fill out an unauthorized entries form with my bank and they are going to refund me my money. This almost caused my mortgage payment to bounce if it would have come through at the same time. I am frustrated to say the least.

Has SHW Recovery pulled everyone's money on this post? Eeek! They sound like bad news.

My deduction was for Heritage, which represents Quick Draw Cash. The problem is that they found out my new bank information. If you have had a payday loan, they will not rest, and unfortunately they can do it. Ask for a settlement, they were very nice to me, and knocked 600 off the balance and took installments which you can do through western union.

They initially hit my account for $500, I put in a stop payment asap, then they worked out a payment arrangement. I am finished with them now, it was Heritage, an old payday loan that I thought went away, well, I guess they never go away. At least they are paid now.

:Evil: this company has taken
$400 from my account for which i never heard
of these people and looked up on line to see
and seen another response. These people
should be charge for doing such thing and be
made responsible to pay return fees.
pissed out.

I've had $75 taken from me twice now and they attempted again yesterdayt but I had insuff. funds to cover so it was returned, I'm now at the phone call stage, hope I can make it all go away.

i work at a bank that this company has hit accounts at. You need to file a dispute with the bank. The company number is not responding to calls. The best option is for your bank to refund the money. you may want to contact your local police station and see what measures can be taken.

shw recovery collection agency pulled money from my acct. i disputed with the bank but they denied it. they gave me a number to call to try to get them to reverse but nobody answers.

SHW Recovery just took out $250 from my account? what should i do now? Can i put a stop payment on them? Or should i file a complaint i had a payday loan also but never authorized them to take money from this account How did they even get my account number? Please let me know what i should do next

never had a loan dont know them put a ach stop on bank account .they try to take 345.00 out of my account just open it

I never heard of them until today and they took 195 out of my account-and when you try calling their number just recordings-filing dispute at bank in AM-

on 09/10/2008 this place got into my account and trying to take 400.00 out of my account. First this is fraude to get into someones account without there permission to do so. I will go to my bank today and stop this insane mess. In doing this my house payment wont go through and it takes time for all of this to get cleared up. I do hope this place can be charged with internet fraude depending on where the place is and state, it could be a federal crime takeing peoples funds as this without there permission or knowledge.

I will take what ever means i need to and stop any futher transactions as this again from my account.

I agree the number above i called is a recording. Have no idea how they got my account, when someone gets into your account and takes funds without your permission its fraude.
By the recording these scammers dont want anyone knowing whom they are.

I went to my bank to stop this $400.00 from being taken out, the bank called the above number as well as read all these post, papers were signed to get my funds back, as the bank stated one has to approve of the deductions as well as my permission to take the funds out at which whom ever this is is well aware you dont have my permission touching my account.
Show me where i gave you permission to touch my funds for you cannot. I hope your caught and go to jail over this scam.

I HAVE HAD OVER $500.00 DEBITED FROM MY CHECKING ACCOUNT, AND AM TRYING TO GET RE-IMBURSEMENT NOW!

Did you fill out a dispute with your bank? Who debited it?

YES I HAD TO CLL MY BANCK AND THEY ARE FILING A AUD CLAIM, IF THESE PEOPLE DO NOT GIVE MY MONEY BACK THEN MY BANK SAID THEY WILL HONOR MY ACCOUNT AND CREDIT IT BACK FOR ME! THIS COULD TAKE UP TO 90 DAYS THEY SAID BUT HE DIDN'T SEEM TO THINK THAT IT WOULD!!

GOOD LUCK!
STAY IN TOUCH!

YES MY BANK IS FILING A FRDULENT CLAIM THEY SAID THIS COULD TAKE UP TO 90 DAYS, BUT SHW HAS 10 DAYS TO RESPOND FIRST! AFTER THAT IF THEY DO NOT RETURN MY MONEY THENMY BANK SAID THEY WOULD HONOR MY ACCOUNT! GOOD LUCK AND STAY IN TOUCH!

Just found out today that they took out $100 from my checking account. I will dispute it with my bank. I am also using Langhorne debt solutions for management/settlement for 8 payday loans. I'll be contacting them, too. I closed my checking account and opened a new one in July. I don't know how they got my account number. I called the number, too. Voice mail that doesn't identify who they are. I had gotten a phone message 2 days ago, ignored it because no info given, just"important message'" call them back. The # left was 866-489-0979. The number on my checking account ACH withdrawal was 800-351-8820. Both take you to the same voice mail.

The number that you can reach SHW Recovery at is 800-351-8820.
Not that they do anything but treat you like crap, but at least you can find out why they are doing this and how long it will last.

I see I'm not the only person that has been hit by these people I never had loan and never heard of them they hit me for 490.00 but thanks be to God my back recovered it for me they will be stopped in Jesus Name

who the hick is SHW reovery? They just took 150.00 from me...

I just logged into my bank account online to see $250 withdrawn from my account. By a company I've never heard of. Per the other posts, I assume it's an old payday loan. The only problem with that is that I don't have an outstanding loan! I've had payday loans, but paid them off. I'm on hold with my bank right now, but this is going to take forever!! What a pain!!

I also just found out SHW Recovery took 250.00 from me the number i was given is 877-859-9584 it rings then just hangs up is there an active number you can actually talk to someone about this, i am appauled someone can just take money out of a bank account without your knowledge or consent, it has to be stopped

They just tried to take 211.74 out of my account while I was away too. No idea who these people are and I too have paid up payday loans. Company definitely needs to be sued!

SHW Recovery also tried to debit my account for 211.74 -- have no idea who these people are and have paid up my payday loans -- company needs to be sued!

Sounds like it's Smith, Haines and Watson who collect for payday loan companies. I've dealt with them and thank goodness I closed the account I had with the payday loan companies. SHW Recovery don't have my new account number so they can't pull money from it. I would suggest that everyone who's been affected to close out their current account and open a new one.

SHW Recovery is a finance recovery center - dba attorney services. They use tactics that are borderline illegal, but allowed. For eg. they will take debit card information from which ever lender, payday loan, etc. you have on file. Then they will attempt several withdrawals for the owed amount. Since its a debit, if the money isnt' there, it won't go into overdraft, it will simply deny the amount. However, they keep trying several different amounts until one hits. Then they justify it under the original loan account and company - which most likely you agreed to have some kind of "binding arbitrating agreement "- the fine print.
The best thing you can do is cancel your credit card or debit card info. Most banks will refund your money, BUT NOT deal with SHW - they will simply eat the cost. This is why SHW is so successful. Credit Unions however, require a police report to deal with SHW, and they do follow through. SHW understands all this, and understands that most people can't or won't fight it all the way through. Hence, they keep taking your money.
The only sure way that you can get your money back, is by filing a police report, but you will need to provide the written proof of the original amount owed (you can request this by calling your lender or payday loan company), and then the amount that SHW took from your account (most likely it is NOT what you originally agreed to). And if you already had 'payment' options, SHW deductions now become illegal only because the monthly amount you agreed to differs from SHWs.
If you choose to deal with them directly, they won't give you your money back. However, you can make future payment arrangements with them so they don't take large chunks out of your bank account. In the end, REQUEST EVERYTHING IN WRITING!! And let your bank know. FYI - in the future -ONLY get payday loans from CFSA certified companies, you'll save SHW type headaches. Good luck!
They are located out of Kansas City, Missouri.
Smith Haynes & Watson Recovery, LLC
6950 W 56th St Mission, KS 66202
Phone: 866.489.0979
Fax: 913.548.4850
Email: [EMAIL="info@smithhaynes.com"]info@smithhaynes.com[/EMAIL]
or the top guy there is [EMAIL="matthew.wratten@smithhaynes.com"]matthew.wratten@smithhaynes.com[/EMAIL]

SHW Recovery is a finance recovery center - dba attorney services. They use tactics that are borderline illegal, but allowed. For eg. they will take debit card information from which ever lender, payday loan, etc. you have on file. Then they will attempt several withdrawals for the owed amount. Since its a debit, if the money isnt' there, it won't go into overdraft, it will simply deny the amount. However, they keep trying several different amounts until one hits. Then they justify it under the original loan account and company - which most likely you agreed to have some kind of "binding arbitrating agreement "- the fine print.
The best thing you can do is cancel your credit card or debit card info. Most banks will refund your money, BUT NOT deal with SHW - they will simply eat the cost. This is why SHW is so successful. Credit Unions however, require a police report to deal with SHW, and they do follow through. SHW understands all this, and understands that most people can't or won't fight it all the way through. Hence, they keep taking your money.
The only sure way that you can get your money back, is by filing a police report, but you will need to provide the written proof of the original amount owed (you can request this by calling your lender or payday loan company), and then the amount that SHW took from your account (most likely it is NOT what you originally agreed to). And if you already had 'payment' options, SHW deductions now become illegal only because the monthly amount you agreed to differs from SHWs.
If you choose to deal with them directly, they won't give you your money back. However, you can make future payment arrangements with them so they don't take large chunks out of your bank account. In the end, REQUEST EVERYTHING IN WRITING!! And let your bank know. FYI - in the future -ONLY get payday loans from CFSA certified companies, you'll save SHW type headaches. Good luck!
They are located out of Kansas City, Missouri.
Smith Haynes & Watson Recovery, LLC
6950 W 56th St Mission, KS 66202
Phone: 866.489.0979
Fax: 913.548.4850
Email: [EMAIL="info@smithhaynes.com"]info@smithhaynes.com[/EMAIL]
or the top guy there is [EMAIL="matthew.wratten@smithhaynes.com"]matthew.wratten@smithhaynes.com[/EMAIL]

Had this company SHW recovery try and take $250 from my account called my bank since it created an over draft not aware of who they are, showing this name SHW Recovery 877-859-8594, well i called this number and the messages says Thanks for calling good bye and was disconnected so now all Ach transactions are blocked and my bank credited my money back. This company is tacky and better watch out.....

SHW Recovery pulled $250 from my account without authorization.....I am fighting the withdrawal.

There might be a potential Class action for this particular violation of the FDCPA. I have contacted attorneys who handles FDCPA in Pennsylvania and New Jersey. Their number is 215-745-9800. If you live there and have had this happen to you, I would suggest you call these attorneys.

over the weekend SHW Recovery tried to withdraw 250.00 from my account...they left a number on the account, but when u call it it just says," thank you for calling, goodbye" so what am I to do now...I have been charged by my bank b/c the money was unavailable when they tried to take it out...how do i know that they are not going to repeatedly try to go into my account..who are these people! mad as heck!

You have taken two payments in the past 8 days and I have not idea who you are collecting for as I have never spoken with anyone there. Please provide me a phone number I can contact someone in reference to this issue.

They have taken two payments in the past 8 days and I have not idea who you are collecting for as I have never spoken with anyone there. Call the 877 number and all I get is the Thank you for calling and hung up on.