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How to analyze credit reports?

Date: Wed, 04/06/2005 - 21:53

Submitted by anonymous
on Wed, 04/06/2005 - 21:53

Posts: 202330 Credits: [Donate]

Total Replies: 6

How to analyze credit reports?


Are there any companies out there that can sit down with you.. either over the phone or in person that can actually walk you through your credit report?


Hi boostineclipse,

Welcome to the debt consolidation care forum.

If you need step by step guidance on your credit report, the best place to approach is a credit bureau. They will assist you with every ******** and bits in the credit report. These credit bureaus are also authorized to handle disputes and misleading statements in the credit reports if there are any.

Quote:


Are there any companies out there that can sit down with you


No company will be able to give you a complete guidance in this issue like a credit bureau can. So the wisest decision in this regard is to approach a credit bureau.

Feel free to enquire us with any further queries on your part and we hope to see you as an active participant in our forum in the forthcoming days.

Regards,
Jason

[color=Red]****Adult term removed - Jason[/color]


lrhall41

Submitted by Jason on Wed, 04/06/2005 - 22:25

( Posts: 2430 | Credits: )


Hi boostineclipse,

Welcome to the debt consolidation care forum.

If you need step by step guidance on your credit report, the best place to approach is a credit bureau. They will assist you with every tits and bits in the credit report. These credit bureaus are also authorized to handle disputes and misleading statements in the credit reports if there are any.

Quote:


Are there any companies out there that can sit down with you


No company will be able to give you a complete guidance in this issue like a credit bureau can. So the wisest decision in this regard is to approach a credit bureau.

Feel free to enquire with any further queries on your part and we hope to see you as an active participant in our forum in the forthcoming days.

Regards,
Jason


lrhall41

Submitted by anonymous on Wed, 04/06/2005 - 22:37

( Posts: 202330 | Credits: )


Credit Reporting Agency is the best direction to go for understanding credit reports, but you need to obtain copy of the credit report direct from one of the major reporting agencies and not a monitoring service / reseller out there.

Experian 888-397-3742
Equifax 800-685-1111
TransUnion 800-916-8800

When you get the report in the mail it will contain a file number needed to access customer service. Which you can obtain with other reports out there.


lrhall41

Submitted by Pammila on Mon, 04/25/2005 - 13:23

( Posts: 112 | Credits: )


Hello, glad to have found this forum,

A bit about myself, I had put in 3 1/2 years for a local credit bureau out of Illinois, before illness took me out of working, now I just cover various message boards helping with credit reporting issues. I have been out on the boards 3 years now and I go under two names either kb9tbq or NightStar.

I am a bit of a recluse that just likes sharing what I know about credit and helping others. Some of the posts I added today are articles I have written and had published in the last year with another web site out here.

I also have an understanding of the credit repair side, dealing with collection agencies, but I prefer to stay on instructing and education dealing primarily with the credit reporting agencies.

I have strong knowledge on:
[list=1]

  • Ordering credit reports
  • Disputing with credit reporting agencies
  • Understanding credit scoring
  • Dealing with credit regarding ID Theft and Bankruptcy as well as Divorce.


  • lrhall41

    Submitted by Pammila on Mon, 04/25/2005 - 15:35

    ( Posts: 112 | Credits: )


    Hi Pammila

    Thanks for offering this kind help to all of us. We will really appreciate to be in touch with you for a long time. You have done a wonderful job in this site for all of us. I on behalf of all the members whole heartedly thank you for giving your time to all of us. Keep in touch

    Roxette


    lrhall41

    Submitted by roxette on Tue, 04/26/2005 - 10:29

    ( Posts: 4009 | Credits: )