866-608-0400 - Whose number is this?

Tammi, every state has its own statute. Please tell us the name of the state where this account took place. Also, we need to know the date of last activity in this account for confirming the SOL. If you have not made any recent activity in this account, this account is surely out of the SOL period.

Have you checked your credit report recently? You must make sure that Asset Acceptance has not reported on this account unless there is a judgment against you.

With regards to TOMMY. I am currently in a lawsuit with ASSET ACCEPTANCE in Orange County Florida. I discovered that a JUDGE JERRY BREWER added some documention to my court record to help AA win a case against me. TODAY while reviewing my lawsuit I discovered another document that was falsified by AA regarding the selling of my account from my Credit Card company to AA it was forged by AA. In a November 2005 hearing which AA was given the right to have a telephone hearing while I was required to show up in person, JUDGE DEB BLECHMAN was dictated the terms of what AA wanted and I was told I was not able to reply to their comment. A complaint has been filed with the Florida Supreme Court, regarding both JUDGES. Please file a complaint against the JUDGE with the FL SUPREME COURT NOT THE JUDICIAL QUALIFICATION COMMISSION THEY ARE A JOKE. There is a pattern emerging here.


Email deleted as per forum rules-Mike

my name and ss# was used fraudulently what can i do about it.

Adriana,

You have to contact local police and file a report with them. Then contact your bank to stop all unauthorized debits. Also contact credit bureau to place fraud alert. Also go through the ID Theft forum of this site. It will help you to get more information.

http://www.debtconsolidationcare.com/identity-theft/index.html

I use to work for asset please email me

Asset Acceptance is a debt aquisition firm. They buy portfolios of debt, thus becoming the first party owner. You need a notice of debt validiation. Dispute the trade line, and scan your credit report for any accounts that are marked "transferred or sold."

Good morning. I am not sure where to post this question so I hope this works! I have received a letter from a lawyer in NE for an account that I have with Asset. They have filed a judgement against me and yes, it is my debt. My questions is this...At this point, can I call and negotiate a payoff such as 50% of the debt? Think they'll go for that? Also, can I just call Asset or do I have to call the lawyer now that it's a judgement? I would truly appreciate any help I can get. I want to get this paid and over with! Thank you!

If you call Asset, chances are they will redirect you to the lawyer. So better to call the lawyer and negotiate with the payment. Since everybody tries to avoid judgment, the lawyer will ask you a higher amount and force you to pay it in full. Still there is no harm in contacting them. Let's hope for the best.

From my professional experience, what happens is that you will call the attorney, let them know what you are willing to settle for. They will call the legal liason at the collection agency and ask them if they will take it. Chances are, they will reject your offer at 50%, and try to get you somewhere around 60-80%. Try to keep negotiating until you are at least under the 70% mark...OF THE PRINCIPLE BALANCE!

I have also received recorded messages from 866-608-0400.
There is a scam going on here.
I have never received any written correspondence from these people. They have my phone number so obviously they have my address.
Never has a live person called. It is just a recording never stating who they are just that ???This is not a solicitation..and to Call them back.???

Why don't they say who they are or who they are looking for? Why not sent me snail mail?

(I did call them back blocking my number (*67) questioning them about this recording and was immediately hung up on after not telling them who I was)

I'm sorry I just read through the whole thread.
I have never received any written correspondence from this company.
I doubt they are even looking for me. I am leery about calling them back and giving my name and address.
After all I never had a live person calling from them nor have they ever sent me any written correspondence.

Asset allocation came after my wife for a supposed credit card account from 1986. We keep telling them this is not her account or debt but they ignore us, and keep calling. I used the form letter on this site and sent it back to them requesting validation.
Don't give up on this validation request if you are fighting them for a nonexistent account. I also checked with the Bank that they say the debt came from, the bank shows no records of my wife "Ever" having any account with them, and we even had a home mortgage with them two years ago.
Try to go back to the orignal debtor and see if you can get them to pull up information. The bank in this case was very helpful and was able to check records going well beyound the age of this debt. Although they stopped short of issuing official letter. I think I could get it if we hired a lawyer and sued for this.
Fight back with all legal means, including appeals process. You might try a local TV station consumer group or local consumer credit service.

This company is trying to get me to pay a debt that #1, belongs to my X in Oklahoma (I'm in N.J.) & #2, IT'S A 16 YEAR OLD DEBT! They want me to pay $500.00 on a debt in Okla. that is from 1990! What's the statute of limitations? I thought it was 7 years... Oh, also, this debt magically appeared on my Equifax report!

Joey R

That debt is most likely out of the SOL in every state. Send them a letter requesting that they validate this debt by showing that you are contractually obligated to pay a 16 year old debt to them. Also, in the letter, tell them that you will file suite under the Fair Credit Reporting Act for listing a 16 year old debt on your report which they haven't proven you owe. Everything on your report must be true and accurate, or removed. Both the reporting agency, and the collector can be held liable.

Mad_in_Bay_Area

If it were me, the next time they call (seeing that you've collected proof), tell them, "hey, let's cut all the small talk, let's go to court". This wouldn't last 3 minutes before a judge, and they know it.

Hey, a debt can be collected up to 12 years after the date the last payment was received, only if the contract is under seal. Just so you have this information, since the account in question is over 16 years old, I would demand strict proof of the account. The thing is though you have to do all of this in writing to them so you have proof. I hope this offers some help.

Quote:

good point carl

I also called the club I signed up at earlier today to find that the man who sold me the membership doesn't work there any longer. I tried to call Ballys Corporate and got a bunch of changed numbers.

Someone help me please

Try paying your bills!!

Last night my fiance got a call from Asset about a supposed debt from Bally's fitness. He was a former member in 1997. In December of 1997 he cancelled his membership and was told the contract would be voided and no additional money would be owed. In the conversation we had last night with Asset, my fiance was told that in 2000 Asset bought his debt. They have never contacted us by either phone or mail regarding this in all these years. I have already contacted a lawyer that I used to work for who is preparing a letter regarding validating the debt. We were told by Asset that we had to produce the paperwork cancelling the membership, which of course, after almost 10 years we do not have. Also, this has never been reported to any of the three credit agencies. When we bought our house last year, I got a report from all three to make sure we had everything in order to get an FHA loan. Needless to say, we are absolutely not going to pay a single dime to these people. I just wonder how these people can contact you about a supposed debt that you owe after 8 years and never have it reported to a credit agency?

We still have not received written notification of this debt from Asset even though they are legally required to do so within 5 days of initial contact. Should I go ahead and send a debt validation letter to them or wait until we received this letter? We still have no idea how much they are trying to get us to pay, the account numbers, or anything.

ballydebt - If Asset Acceptance has not validated your debt by this time, perhaps, it will never be done. Your next move at this time should be to check if they are listed in your file. Dispute the item with the bureau along with copies of validation request sent. The bureau needs to investigate the matter and update your file if the reporting by the company is incorrect.

They called me at work, over and over, hung up on me, called back, called me a loser. I don't even think that I owe the debt that they are collecting on.They said that they are filing a court case against me, what do I do? :oops: :cry: :( :x

Did Asset send you anything in writing? They must validated the debt in writing and prove their genuine collections. Read the FTC commentary to know your fair rights while dealing with the collectors violating the laws.

http://www.ftc.gov/os/statutes/fdcpa/commentary.htm

You must report these shady collection practices to the local AG's office in your area. Explain the matter with copies of your proof and if you have recording of the phone call. Asset Acceptance used harsh and abusive language which is again a violation of the federal law.

These people are on the sauce. I have received over 15 calls from these people in the last week. They were looking for someone that lived at my residence... (FYI- Lived here for 15 years in November)... I called them up and they obviously have caller id... They asked, Mrs. Rogers? I said, no. they indicated, Mrs, Rogers with SS# XXX-XX-XXXX has no relation to you? I advised no! ... Ok, we will remove you from our list.

This is some extremely illegal activity.

ASSET ACCEPTANCE is trying to collect a debt from me that #1 is from 1990 in Oklahoma #2 Is a debt brought on by my my X. Can they legally have this debt re-attached to my credit report?

Legally speaking - NO, until you do a payment and bring this account back to the legal reporting period. A small payment will renew the collections from the beginning. At this stage, if you haven't done a payment, this debt should not be reported in your credit file. If Asset Acceptance tries to hit a remark in your file, it will be fraudulent, and you will need to take legal recouse.

I kept getting calls from the number 1-410-968-7943 and whenever I would pick up it was a computer stating that it was trying to get in touch with someone by the name of C. Thompson and that if I continued to listen to the call, I was confirming that I was this C. Thompson. The first and second time, I hung up, then I stopped answering when that number called. The calls continued........I finally listened to the entire call and it gave me their toll free number to call. So I called the number and it asked for a 4 digit extension, which I was not given. I finally decided to type in a bogus extension (1111 then #) and I got through to only reach a very rude unprofessional individual who would not listen to my concerns regarding their debt collection practices and requested that they not harass people, especially since the person they were looking for did not reside at the number they were calling. I then began to ask them a few questions and I was told that they didn't have to answer any of my questions, yet they were allowed to harass me constantly.

I Wont to pay this bill in full but i need the copy of account history frome the start to end that all.

I received a call at my work from 866-608-0400 from a company stating they are ALS or ARS...not sure which one. They asked for me, but with my Maiden name. I have been married over 5 years and was a little confused about that. I mean I have been at my job for 1.5 years so I know my last name has changed before that. How did they get my work phone number and what would they be calling about when they have my maiden name? I haven't called them back, but I do have some concerns about calling them back.

Seems to me that if they're trying to collect something you actually owe, they'd already have your maiden name if it's germane to the account. Myself, I wouldn't give them the time of day without some compelling reason why they needed it. Never give any of your personal information to anybody unless [1] you understand why they need it, and [2] you want them to have it.

For over 40 years, Asset Acceptance has been setting industry standards for debt acquisition and debt management. Asset Acceptance's professional associates combine decades of industry knowledge with leading-edge technology and has earned the Company a distinguished reputation as a premier leader in debt management - financial relief that works!

Do you owe us money? We'd like to assist you in paying us. Getting out from under that debt you owe will be such a relief to your conscience and sense of well being. Nobody likes the guilt that comes from knowing you have failed to meet your just obligations. We want to help.

Give us a call today. We are more than happy to work with you in getting a payment to us. You are the customer and we are here to serve you.

Have a good day.

Sounds like to me.

OK friendly collector, go to this link and then come back and see if you can repeat that BS in good conscience. Assett Acceptance appears "lower than the layer of prehistoric frog sh-t at the bottom of a New Jersey scum swamp." Michael Douglas, War of the Roses. http://www.budhibbs.com/debtcollectorpages/asset_acceptance_corp.htm

[quote=frogpatch]"lower than the layer of prehistoric frog sh-t at the bottom of a New Jersey scum swamp."[/quote]


Hey, that's good! I gotta remember that one.

Check out that link! Nice Hog!

I did check the Bud Hibbs link. Just about what I expected, from reading the horror stories on here. People like that just make me sick!

Thanks for the compliment on the scoot, too.

If you are being harrassed to call a toll free # (800, 888, etc) from a fraud collection cumpany, then do just that. They have to pay for ALL incoming calls to their toll free numbers. So every time you pass a pay phone....call their # and hang up after they answer. Start racking up their phone bills to compensate for your harrassment from them. If everyone does it often everyday, then they'll be under collection from the phone companies for being unable to pay Their high phone bills!!!!

I received a call from this number, too. I think they have been calling for a while, but I hang up the phone when there is no response on the other end of the line. Then, the other day there was a recording on my machine telling me there was an urgent matter that needed to be discussed. I disregarded the message since it was not directed toward anyone in particular. When I received the call today, the recording said it was the "IRS with an urgent matter" and to call Kelly Vincent. So, after Googling the number and reading the comments, I called to see what this "urgent matter" was about. There was a recording that said "You have reached ARS National Services. If you know the extension of the party you are trying to reach dial it now otherwise, stay on the line." The person who took my call answered "hello" and asked what I wanted. I told her I was trying to reach Kelly Vincent. She asked for my name and number and said she could help me with the matter. Then proceeded to ask if I knew 2 different women. When I answered "no" she said they must have put me down as a reference. She quickly realized I did not know these women and said she would take our number out of the system. I'm curious to see if they will call again. I'm documenting the calls, just in case.

This number call 3 to 4 times aday, everyday. From 7:00 am To 9:30 pm cst Asking for someone that does not and has never lived here. The number according to the net belongs to Allied Interstate/ Allied Collection Agency. I'm on the Do Not Call list, but that don't help. And I do not owe anyone any money and have never defaulted on a loan.

I've been recieving calls and letters from Accet Acc. forr a couple of years now. The say I have a debt from 1989 from a store in Oklahoma. The amount is around $250.00. I've told them on the phone that they have the wrong person and have written them a letter requesting proof of this debt. I have not recieved that proof. Even if this was my debt... isn't the statute of limitations for Oklahoma 7 years? I have even had to contact the big 3 credit reporting agencies as this turned up on one of them since the calls started... is this legal? What can I do to get these idiots off my back?


J.R.

Oklahoma's SOL is 5 years, the SOL for reporting it on your Credit Reports is 7 1/2 years. Send them a Cease & Desist letter. File a complaint with the FTC, the FCC, and the OK State Attorney General.

Also, if this is still showing on your credit reports demand they delete w/in 15 days or you will file suit for FCRA violations @ $2500 per violation.

Recently,
I received papers from this company in the form of court papers. Threatening me with a law suit for credit card debt. When I was in college in 2002, I had a citibank credit card offer approved. The representative was on the college campus and being an athlete, I assumed the crfedit card was apart of my scholarship. I recieved two cards in the mail soon after. When my mom found out, needless to say she was very upset. My mom called citibank and asked them to cancel the cards because I was unemployed and in college. They refused. The cards are in default. Now 7 years latter I have received this notice and letters from lawyers stating I am being sued can they help me. This collection company has threaten my mom, by saying they will take her home, threaten to garnish my wages, have me fired from my job. What can Ido.

If the date of default is 7 1/2 years from today, then send them a Cease & Desist letter. Get a copy of your credit reports and if it is on there - send them a dispute (let them know it is time-barred and to remove it from your credit report).

But that is for the credit report. Each state has a different SOL for lawsuits. What state are you in? They cannot likely sue you or you can have it dismissed due to Time Barred Action.

In December 2009, I received a phone call from Asset Acceptance LLC asking me "how do you intend to pay your overdue debt to XXXX?" I advised the woman that I owed no debt to XXXX. She beagan arguing with me, I yelled at her and hung up. Since then, I have received at least one demand letter/week. I have sent certified letters and emails to no avail. Today, I filed a formal complaint with the FTC. As there are probably thousands of complaints against this company, I don't know what good it will do. But, I'm keeping all of the info in case they try to sue me. I will then countersue for harrassment, court costs etc. They also know that even if this debt wasn't a fake one to begin with, they are YEARS past any statute of limitations.

I would like to get with other victims of Asset Acceptance Asset and sue them!

Here is my story: it is 2010 and Asset Acceptance LLC has just stolen $5000 from my bank account. They claim it is from an old $900. visa from 1995. They severed someone with my last name in an other state. That person discarded the summons and Asset Acceptance automatically got a default judgment against me. They then used a Domestic Interstate Transference to transfer the judgment to the state of my residence and take the money plus 15years worth of interest from my account. They are cowards and crooks and they purposely sneak cases through courts without giving you the chance to fight it. Asset Acceptance knows that the only way to win is by default. You often need a lawyer to fight them which is so costly that most people just "give in to them".

I have learned that they constantly troll these blogs because they DO NOT want us to know about each other and they especially do not want us talking to one another. If you see any comments that support their tactics I can guarantee you it is just one of there "employee scumbag plants"

Organizing together is the key (just "Google" their name and you can see that they MUST be stopped)

I have no legal expertise I am just a another victim who is determined to stop them...I have created an email address just for this fight so feel free to write me at [EMAIL="standup2scum@aol.com"]standup2scum@aol.com[/EMAIL]

Victims and Lawyers interested in representing a Class Action case against Asset Acceptance are always welcome to email me.
Sincerely Victim X.