EverPrivateCard

Hi, I had the same thing happen to me with EverPrivate Card, and also another one called Secret Cash Card.I was able to get a refund for the $49.95 they took out of my checking (without my permission), but I want to also get some legal action going against them (I believe they are the same company using those two names). Let me know if you have gotten any legal results against EverPrivate, thanks!

I had the same thing to happen to me. My bank would not refund my money because the company told them I had given them permission to take money out of my account. I did not. Any help you could give me would greatful.

i just found this money taken out of my account too. does anyone know anything about these people?

everprivatecard.com and wwww.secretcashcard.com
I highly recommend filing police reports against these companies...

i just checked with the Better Business Bureau????
an it seams that they are one and the same company. it would be nice to call the police but there wouldn't be much that they could do. this is the address and info for the company if someone needs it:
SecretCashCardService
14 Monarch Bay Plaza #301
Monarch Bay, CA 92629-3424
Telephone: (401) 228-9232


The best thing for everyone to do is lodge a complaint on the Better Business Bureau???? website. they will check on it and let you know if they receive multiple complaints about the company in question. if they receive enough complaints they will investigate and file a legal suit. this seems the best way to take care of it. even if you have received a refund, make a complaint. receiving the refund is an admission or guilt or wrongful acts and will strengthen the case for people who have not received anything.
hope this is helpful to someone. i know i'm pretty steamed about this whole thing.

they took 49.95 from me also who are these people and why can't anyone do anything about it. i guess people can steal money from people all the time and no one get's punished.

Also, file complaints with your states attorney general and the FTC...what they are doing is essentially identity theft and the hide behind the PDL companies and state that its in the contract when you try to get one....

Does anyone know how long it takes to receive a refund???

Through the company I believe it takes about 2 weeks, it would probably be easier to dispute it with your bank

Just today I call my bank to find out this fraud place took 49.95 out my account. They also caused me a 33.00 over draft fee. So even when they give me the money back it is just going to cover what they took out of my account. This is bs. I want legal action as well. They caused me to overdraft, now the other two transactions i did for 2.50 and 20.00 are going to bounce as well causing me 66.00 more in over draft fees. Where did they get that I gave information or permission to take this out of my bank?

Sadly, you probably did but did not realize it. It seems from the information collected that when you apply on line for a PDL, its a checked box that most people do not see or even read....That is how they get ya!

Can any tell me how these people everprivate card gets your information to take money out of your checking account? I just had 49.95 taken out on the 18th of may and disputed it with my bank. Can someone help me?

Sadly, you gave it to them....if you have ever tried to apply for a payday loan, they got your information...they work in conjunction with the pdl's to scam you

they did same to me wish i could sue them

same thing happened to me, and I'm not happy looks like nothing I can do.

Yes, i did. Man that really sucks that companies are able to this and get away with it.

I did not order this service. I was trying to get a payday loan. Please cancel immediately and send my refund.

they took 49.95 from my account and the bank just charged me 30 because i only had 2.57 in my account

All of you need to file fraud charges and dispute these charges with your bank....I would also recommend filling complaints with your attorney generals! Thats the only way this company is going to get taken down

http://www.whocalled.us/lookup/4012289232
EVER PRIVATE CARD PHONE NUMBER.PLEASE LOOK THE COMPLAINTS.WHO CALLED US?

I want my money back in my bank because I have not receve nothing from this company. :evil:

i to was a victom of wrongful doing they took the money out of my account with out my permission.

am going to drive my ass over there since i am 1hr away i might have to slap someone if it does not go well am going to call the news an stay there till i get my cash :twisted:

Who in the hell is ever private card i want my money post back into my account or im pressing charges against this company or companies.........

My fat ass is tired to sit in 2 chairs and i'm breaking these old chairs.
Ever private employees told me lies.ever private
Employees are scam artists.
I'm tired to sit in these 2 old chairs in my house waiting for justice and i'm waiting for 2 months already.no refunds.
Ever private cash cleaned my account and cleaned my refrigerator either.
These bad people that said many lies here are
Following me because they want to steal my jelly beans bag either( 10 pounds bag)
Please debt consolidation care great people help meee!!!
Mad kid:
I'm fat and is not my fault because you keeping me following me and i felt and broken your arm.
I'm 400 pounds!!!
I'm innocent.

Sorry to hear about your problems with everprivatecard Fat Woman. I understand they took from your account, but how in the sam hell did they steal food from your refrigerator?

I want a full refunf of the $49.95 you illegally and unauthorized took out of my Personal Checking Account as soon as possible.!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

You took this out of my personal checking account illegally and unauthorized if I do not get a 100% refund ASAP i will take whatever legal action is necessary make this happen

dear steelers1: these people are like termites.
They are worst than termites because they clean accounts and refrigerators either.no money to buy food.refrigerator empty.THE TERMITES eat all your
paper bills in the bank.Ever Private Card belongs
to Termite Club Association..
William get out of my site or i go to call the police!!!
Ever Private Card have a lot of termites working for them.William is one of them.
Please i need a spray here!!!
it is a big spam here.

I wonder if we all formed a chain letter complaint, and sent to them threatening legal action would it work, or a chain letter of complaints to the Better Business Bureau, this hit me at a bad time, I want pursue this

Why would you give your account information online in the first place???!?! This company would have to have your routing number AND account number to do this. I see this web site all the time - I just found out what it is doing a search to see why this name and charge is on SO MANY accounts that I research for my customers.

Sure - it is a rip off, but why place personal account information on a web site in the first place? All they need is your account number, if they know what bank you bank with, they could EASILY call that bank and ask for the bank's routing number, and POOF! Instant access to your checking account.

Cheese...people make mistakes!

Upon reviewing my checking account information 0n 6-6-07 I noticed once again you have reached into my checking account helped yourself to $104.90 with two seperate transactions. You have done this on several occasions and I have filed several disputes with my bank over this and I have just filed a dispute with my bank on these last two withdrawls. The first time this happened I emailed you requesting you stop this illegal action and you have ignored this request. I never gave you the authority to take money out of my account. Iam telling you now keep your hands out of my account or I Will take whatever legal action I can agaist you.

We are a debt forum....we had nothing to do with everprivatecard. If you read the above threads you would realize that. And yes, it is strongly advised that you take legal action against them!

I had a debit on my account from Ever Private Card. I contacted them via email was got a response that I did indeed "ask for thier services". What I found out was that on one of the pay day loan sites, it's on there, already checked that you "want" their service. As soon as I saw the debit against my bank account, I went to the bank, luckily in enough time for them to "return" the debit (because they did it by electronic check rather than ACH) and then immediately closed my account. The bank told me that they would try again and again to debit my account so the best thing to do is immediately close it so they can't do it again. Luckily, I found it quickly enough. Once enough time passes (1 -2 business days at my bank), they are not able to "return" it. I never heard from Ever Private Card again after my email and their response and my SCATHING email back to them. However, your best bet is to get your bank to get that charge off of there. If they did it by "electronic check", you can have it returned. But, as stated above, close your account immediately or they will run it through again and again. They are on more than one Pay Day Loan site. WATCH OUT.

hi i am just goin threw some of these messages an relize that this has happen to more people then i expected.i called 1800 num they told me to go on website to request fro refund but i dont see that link anywhere to do that.can anyone help me find this infomation.i need my money back like asap.

You will get it faster if you file fraud charges with your bank!

They charged me To I had the money in there so can't I get my bank to Block them from taking anymore out
Like a Stop check

They have taken money out of my account on 2 seperate occassions. I have spoken to my bank on both occaccions and the first time it was refunded, this time I don't know yet what will happen as I am still of the phone. I have also been ripped off by another company called PBG and that isn't the Pepsi Bottling Group. This is bs and it pisses me off. The internet is still very unsecure and there needs to be more protection!!!!!

I had 49.95 taken from my account as well and I am p'd off because thru their message board it seems like they don't care at all all they keep saying is I consented to it. This company is a bunch of crock and I will do everything in my power to place legal action against them as well as making sure their name is blacklisted with the BBB, FTC and whoever the heck else!

Here's a contact # for these losers and customer care sucks ballz because they can care less!!!! I am filing my BBB complaint now and I will keep you all posted on what my attorney says or does about this issue.

Customer Care-514-868-2092

I am sending you the last email you took 49.95 out of my account and i want it back. I do not want a credit card of any kind and plus i have not recieved one. If you do not replace my money i will be filing a lawsuit. The thing that bothers me the most is i contacted you on friday 6-15-07 and you have not replaced my money nor have you contacted me. This is my last time contacting you without a lawyer. Please respond fast my phone number is ***. If i dont hear from you in 24hrs i will proceed with legal action DeRea Dendy

[color=Red]Removed personal info for your safety. -JediJeff[/color]

Derea, you have contacted the wrong people regarding this matter! We are a debt forum and nothing more. You need to go directly to the company who took your money or file fraud charges with your bank to get your money back!

My sis just had this happen to her supposedly while she was applying for a PDL online. Well why the heck would someone be trying to get a PDL **IF** they had the money? Where my sis went wrong is when the day the monies were due to be in her account she DID NOT take it ALL out of the bank, instead she only took a portion. A day to a day and a half later she tries to withdraw money only to find out that the money is gone and is now -17 dollars which will now cost over draft fees. The monies were deposited just this past Monday.

She's called the place and got a recording which NEVER gave the opportunity to talk to a live person yet gives her another number. And not an 800 type number either this time. So she called the number given only to be told that they were not infact the same company but another company that works for them. SAME THING NO? Anyway, the lady puts her on hold and yet another lady gets on the phone saying that when she clicked on the "LINK" (I'm assuming an advertisement on the page) she agreed to these terms of paying $49.95 for a prepaid credit. However, going back to the PDL site I notice NO advertisements at all! Let alone to agree to any terms online you must electronically the agreement by clicking on a "BUTTON" not a link if infact there was an ad on the PDL page. Any site could get away with this then since even our "Popup Blockers" don't seem to block some of these more persistant sites.

Anyhow, when she asked to talk to a supervisor the lady said that she had one but no she couldn't speak to her therefore my sister procedes to ask for the name of the new person on the phone. The lady refused to give it to her and infact instead HUNG UP on her!

These calls are lengthly to any customer service and they persist to make you pay for the call no one ever agreed to have to deal with. So, now you're out $49.95 plus whatever your long distant rates for calling the company and in cases like my sister's now your over draft fees which at most banks are about $30. Yes, they should be liable for all the monies above. However, in the end will most likely be made to do so IF they even end up having to pay back the original $49.95.

My sister's bank said the only way they'd put the money back is if she physically comes to the bank. And Everprivate or whatever said that IF she's gets a refund it would take atleast 2 weeks; really trying to discourage her from proceding it sounds.

So yes, I agree with the above posts and even if you do get your refund and any other out of pocket costs STILL file the complaints because the more that do the easier and hopefully faster it'll be to stop it from happening again.

As we know we're on the internet where's there's no real laws that protect us in any way shape or fashion so there's a long way to go not to mention we need to be extra carefull when making any transactions that require real information. Sad but true!

I alwas check before I get a payday loan before I submit it if there are any boxes checked and now that took out an additional 54.95

dont feel bad people they got me to

That may be true in some cases Yvonne, good advice. I was taken my Secretcashcard and I know that there were no boxes to check yes or no to their services. This company is a scam and should be shut down.

I also had the same thing happen to me when I applied for a credit card thru a company called Member Sercice they said I applied to three offers when I applied with them , and they are a rip off. The other two companpies also draft my bank account one from a company called EVER Private Card for $49.94 and another one called Imagine one for $4.95. I have not been able to get in contact with the other two companies because they do not suppy any contact info. I am still working on this so if anyone has any info on these two companies I would appriciate any info you can give me.

Sunshine