Ellis Crosby again!

Mdow- SHE CANT DO ANYTHING! Tell her you know what they are up to, and you are not sending anything until she validates it for you, a REAL collection agency will valadate your debt, BY LAW they have to!
I do think they just woke up one day and said Lets start up a faulty collection agency, and not read up on the laws. :roll:

What exactly does validating consists of? She told me the name...but I don't recall taking a loan from anyone named JVC processing..and besides I really thought I had paid the payday loans off. Also she said she was sending back the money I already sent her...can she do that? How do I get them to stop calling me at work? I've sent a letter that says I will only deal with them through US mail but I'm sure they haven't received it yet. I just sent it yesterday...but when I talked to Summer Saladino with the Attorney General of Florida she said they probably wouldn't honor the request. Has anyone else had any luck in getting them not to call you at work?

I did- But i quit that job soon after and they have not called me since. Just tell them you are taking them to court they will hang up FAST!

I keep threatening them with my attorney calling but it doesn't seem to phase them.

Okay then just hang up and if they call back tell them to stop calling or you will press charges.. Be stern.

Is there anything they can do if I continue to hang up on them? Also, how do I go about actually seeing if I owe the loan. I called one of the companies she told me and all they did was give me a recording that said my account had been sold and gave Ellis' phone number. The other company she keeps saying is JVC processing and I can't find anything on them...In fact I've never heard of them so I'm not really sure I had or have a loan with them. I can't find a phone number for them or amything.

Thank you for your help

With all honesty, I am not able to pay them anything, bc they just say your account has been sold to blah blah..... Well I told them if they are not sending me a recepit then they will recive no money. Im just waiting for the invesgation to end from the Attoryney General to find out what i need to do.

Send them a cease and desist letter.

Ted Crosby
Ellis, Crosby & Associates Inc
4494 Southside Blvd., Suite #200
Jacksonville, Florida 32216




[quote=Katie]With all honesty, I am not able to pay them anything, bc they just say your account has been sold to blah blah..... Well I told them if they are not sending me a recepit then they will recive no money. Im just waiting for the invesgation to end from the Attoryney General to find out what i need to do.[/quote]

this is my first time using this forum and I just receive a call for the first time from a lady from ellis crosby and assoc. I had a payday loan of $200 and was unable to repay it back on the due date. So about a week or so past after my due date and I receive a call from this lady saying that there is a afidavit against me and that if I don't pay $560 by today (which i don't understand why I have to pay more then twice as much as I borrowed) that an investigator will locate me and apprehend me from my job. What should I do?
alex

alexthomas1981 - If you browse the different segments in this forum specially the posts of Ellis Crosby and Associates, you will understand that they are involved in such malicious acts for recovering the money from the consumers.

Stay well informed in this forum because it will help you a lot while dealing with the personals from Ellis Crosby.

You just don't have to pay anything to Ellis as they are undergoing suspension and have consumer complaints against them.

[quote=mdow315]What exactly does validating consists of? She told me the name...but I don't recall taking a loan from anyone named JVC processing..and besides I really thought I had paid the payday loans off. Also she said she was sending back the money I already sent her...can she do that? How do I get them to stop calling me at work? I've sent a letter that says I will only deal with them through US mail but I'm sure they haven't received it yet. I just sent it yesterday...but when I talked to Summer Saladino with the Attorney General of Florida she said they probably wouldn't honor the request. Has anyone else had any luck in getting them not to call you at work?[/quote]
Mdow,
I faxed the letter i sent over to them, i addressed it directly to the "investigator" and the company.
I stated each right they violated and i have not heard from them since.
all i know is you have to be consistant with your actions, when they call simply hang up. No one says you have to talk to them. but search the forums for my letter to Ellis Crosby and ASS ociates, use it if you need to have a guide. i encourage you to fax it to them and send it via US mail.
Remember a phone conversation has to have 2 people (in most cases) if you take yourself out of the equation you can avoid alot of unnecessary stress.
TAKE CONTROL!
If something is going to happen deal with it then.
Rich

Thanks Rich,
where can I find your letter?

mdow--

Please see the letter bleow that I faxed to Ellis, Crosby and Associates. Please feel free to use it should you need.


May 20, 2005
Mr. Paul Epstein
4494 Southside Boulevard, Suite 200
Jacksonville, FL 32216
Duval County
Dear Mr. Paul Epstein:
Subject: Contact
Effective immediately, I respectfully request all further contact be by US MAIL only. I will no longer tolerate harassing calls at work, nor do I authorize you or your company to contact anyone other than myself about this debt. I request written notice telling me the amount of money I owe and the name of the creditor(s) to whom I owe. Under the protection of the Fair Debt Collection Practices Act, I am entitled to be treated with dignity and respect.
Your collection agency is in violation of the law by their actions stated as follows:

Constant calls to my work place after continuously advising my companies' policy on personal phone calls.
Belligerent, ridiculous, and insulting remarks from you or your staff.
Threatening to get my employer involve, which could result in termination of employment. (Stating I can keep my job if I pay an obscene amount of money within a 2 hour time frame)
Accusing me of fraud and the intent to fraud.
Threatening arrests
Contacting others I work with in regards to this debt.



After checking with the Better Business Bureau, I felt the need to inform them of your collection habits and will file a complaint with the Federal Trade Commission.

**I have filed complaints with all list plus with the Attorney General of Florida. it is my full intention to go to any length to protect the rights I as an american consumer was given. I applaud all that does what it takes to protect their rights, KUDOS TO YOU!

Thanks Rich

I faxed them a copy of the letter with the fax number they gave me, which went through ok.
They can probably trace my fax number, but if they were to dare send anything, then they're only digging their hold deeper...

guitar_slayer

Don't worry about it because you are within the rules of the fdcpa law. It is them who need to fear and feel shaken

I received a phone call yesterday for the same thing, I got a payday lon in the amount of 200. I called the payday company and made the arrangements to pay of the loan befor the due dat via moneyorder. Evidently the money order got to the company after the due date and my loan was sold, blah, blah blah. I spoke with a Kateland Moore and Mr. Wakefield. She was fairly nice, he however was a Rude SOB. I asked them for som validation and paperwork on who the loan was for, he would not give me the information. Luckily for me I had paperwork at home a proof that I already paid the loan. He didn't want to hear it and insisted I pay them within the hour. I told him I wasn't paying again, since I already paid it in full. I also told him I had a lawyer and would sue the for Defamation of character for false charges of fraud he accused me of. He told me to never contact their office again and hung up.

Hi suebabe27

Welcome to the forums. Reading your post, I believe that if a consumer stays well informed of his rights and responsibly keeps a track of all the paperwork, then it will never result in injustice and unfair activities.

I congratulate you on your success

Regards
Roxette

I just don't get how companies like this are allowed to be around! I sincerely doubt that they were ever a legitimate, honest company.

JVC Processing has contacted me as well, and they're currently withdrawing money from my account. I have no way of contacting them and my back has a number for them but it's a disconnected number. Did you ever get contact information for them?

There was a typo....it's BANK, not BACK. My bank tried to contact JVC Processing and their number is disconnected. The location is somewhere in Kansas. I need to get information on them to stop the automatic withdrawals.

If you are unable to contact them, and they don't have any valid contact info, then they shouldn't be taking your money. I would recommend closing your bank account and reopening a new one. ALso, report them to the FTC. Your bank will certainly be able to trace who is taking the money and their legitimate contact info. My bank did this for me.

anyone have a fax# for them...I was trying to send them a letter as well and i can't pull up their site.

thanx

I have 800-491-8615.

My fax to them got through, so it should work!

Hi i am from new jersey and i pey to ellis crosby
4,000 for 6 pay day loan.and today i have receive a phone call from another debt colection agency saying that i need to pay 3,000 for pay day loan .and then they say that I pay to ellis crosby.they want me to fax the copy of the recipt
Thank mary

Mary,

If you have your payment receipt(s) to Ellis Crosby, fax them to the collection agency that is trying to collect another $3000. That should take care of it, unless there is still an outstanding balance. If that is the case, then request the collection agency to send you detailed information regarding the account so that you can verify what they say you may still owe.

You should also check your credit report, because if you paid Ellis Crosby $4000 to pay off a debt, then it should have updated your credit report to reflect it.

Michele,

Darius from Ellis & Crosby called my employer spoke to my boss which is an attorney and she said if they call again she will file charges because they are saying they are a law office which they are in fact not they are a collection agency that have been doing whatever means to get indiviuals like us to pay them more money then what we really owe. By law they are not suppose to say they will arrest you or anything like that I would just call and file an complaint thats what I am in the process of doing now and when I called I didn't even have to mention Ellis & Crosby they already knew when I said I wanted to file a complaint so what does that tell you they've done this to alot more people other than us. I wouldn't pay them anything call the payday co which they probabley won't except the money or just wait till it is sold to another collection agency that is willing to help out.

Ellis has apparently sold accounts to other collection agencies, however I have read through some of these threads, that some of them are just as bad as EC. Either way, be careful when dealing with anything EC had their hands on, protect yourself and make them validate the debt.

Doees anyone have their office number or way to contact jvc processing payday loan. Let me know please!!!!!!!!!!!!!!!!!!!

I searched for this company on the internet and didn't get any specific results. It seems that this company is operating under many names. Do you know any other name(alias) of this company?

My bank gave me JVC's banking information and I contacted their bank, which in turn, gave me their phone number. Their bank is called First National Bank of Kansas and their phone number is 913/266-9000 and JVC's phone number is 877/877-7734. I spoke with a Theresa just a little while ago so it is a good phone number.

Interesting, as part of my job, I pull all Chapter 11 bankruptcy filings in the Middle District of Florida every couple of days. Well guess who filed Chapter 11, Ellis Crosby & Associates, Inc. On the list of 20 largest unsecured claims, there are ten actions for alleged collection violation against them, all for the statutory $1,000.

I received a call from a Lester Norad saying that I took out a payday loan back in March 05 for a company call m1ydirect and that someone will be showing up to my job in the morning to process me. I was so scared I didnt know what to do he told me that didnt want to seek restitution and that I was in deep troble for using my ork email address and they was going to take my office computer and tell my supervisor. he ask me if I had any other loand out and I told him no but I wanted to resolved this matter and he put me on hold ad came back saying to go to western union and wire $755.00 into this account number he gave me b4 9:00am or I was goingto be arrested I told him I couldnt get that much money by then and that I am on probation and I dont need this to get to my PO. he was like well then you are going to jail for fraud and I better have a lawyer present tommorrow or send the money I told my boss what is going on and she said that It seems like a scheme and no one is going to step foot in here and take anything out of the office I dont know what to do as of right now - no one showed up should I be wooried still ????

Bishop, don't worry. Ellis Crosby has done similar things with many others in the recent past. At this time, they located you and that is the reason, it's all sounding new and perhaps legal to you.

Browse this forum and you will get cove of information about this company. Ellis Crosby has been doing illegal business posing threats and acting as police personals. They have harassed the consumers endlessly and due to this, the Florida Attorney General has filed a lawsuit against them.

You don't have to worry about it and next time when they call you, inform them that you are aware of their legal actions and you wish to file your complaint too at the attorney general office, FTC and the BBB.

Ellis Crosby is preying on the innocent people who don't know the latest actions against them. They do not call the informed people again. :)

I thought I'd share my information as well. I just dealt with Ellis/Crosby and found this forum while searching for JVC Processing. You've got to be kidding me! I'm shaking as I right this I'm so angry.

I played phone tag with a woman named Renee who's first message was: this is a documented attempt to reach Nicole...

Finally got ahold of her, was advised she was an attorney and was representing 3 PayDay Loan companies. I thankfully only paid them $500 which I actually did owe and not the $1360. This, mind you, after she told me they would be charging me with felony fraud for closing a bank account (I did, after losing my purse, but contacted the loan companies).

I scrambled, borrowing money from people...you've just got to be kidding me. They aren't attorneys and can't charge me with anything can they? I am livid. I spent 2 days not eating or sleeping.

I have just looked at my credit report and NONE of this information is even on my credit report.

Nicole510

Before agreeing to any payment terms, you should always get your debt validated. This will help you to know exactly how you will have to pay on the said account. You will also get a copy of the agreement which states that the original creditor has assigned this collection agency to collect the debt from you.

If you have not asked for the debt validation and pay towards your account, it becomes current and SOL period gets renewed. Thus, you might be forced by the collection agency to pay on illegal grounds and ultimately hurt your credit.

Do anyone have a website for them?

Hi Jarian

Welcome to the forums.

JVC Processing is somewhere closely affiliated with Ellis Crosby. Their official website got under construction after they went through legal surveillance from the attorney general of Florida.

Quote:

Hi: I was unable to pay off my loan of $800 with PRL.Com...I would like to pay them back, but they will not accept payment arrangements..does anyone know what I should do?

Mel,

Advance some money along with a proposal letter and clearly explain your financial situation. You should keep negotiating with them until your plan gets accepted. They sound hesitant in accepting the plan in the beginning but later they will.

Can i have one of these letters for Bass and Associates?

Shells, what type of letter are you looking for? You can find some sample letters at the link below so that you can pick the one that best fits to your situation.

http://community.debtcc.com/letters/index.html