Geneva Roth aka Loanpoint

Geneva Roth Ventures is discussed many times on the board. They sound very pushy and rude. Do you have any contract copy from them? You should make sure that they are charging as per the laws of your state and have a licensed business.

They are charging me $ 90 interest on a $300 loan..I live in Florida where rollovers are not allowed and I am pretty sure thay are not liscensed here..I just want to pay them their $390 but I know its not going to be that easy..

Then you need to block them from your account and force them to work with you. They are going to call and make illegal threats. Make sure you file complaints with your state's Attorney General's office against them since they are not licensed in your state and they are charging you roll over fees. How many times has the loan rolled over?

Hey Britneysbald..how are you..It has not rolled over yet..i had aprior loan with them that rolled over like twice then i paid it off in full.I already opened a different account at A DIFFERENT BANK AND i TOLD THEM THIS..but i refuse to pay additional fees..So lets see their response to a payment plan..

My consolidation company called loanpoint and they said that they wo'nt work with them..I called them myself and they said my balance of $390 is now $480..are they serious..I however told them to send me a payment plan to pay in three payments..I will be paying them $390 and nothing more..To top it off they will only accept moneygram are they for real..

If they really want their money they will accept moneyorders...I had a company tell me that and I did not send them moneygram I sent them a money order and they accepted it...They are not going to turn down your money if you send it via moneyorder...

These guys are bad news,they got their butts handed to them in several federal lawsuits when they were playing the collection agency game. Lock down your purse strings and get a attorney general involved.That might get their attention.

Cajun:

What lawsuits? Can you tell me more? You can PM me if you don't want to post it here but I am curious and can't find it anything on google.

Thanks,
Rach

I defaulted before I even financed the loan..so I am willing to pay them back waht I really owe..But I am not going to pay to pay..Does anyone know their physical address where I can pay them through mail with amoney order..

I got a call from a Mr. Harris there. He called my cell that is mounted in my truck. A friend borrowed my truck for the day and when it rang he attempted to turn down the volume as he was getting out of the car. He then heard some guy say....Oh you likeplaying gmaes?? This one is going to cost you! Lucky for me i have this recorded as all call get recorded on this on this phone as i get dispatched to EMS calls on this. I am guessing they will be really upset since i send a copy of the call to the AG and FTC.

thats a stroke of luck in your favor!!!

I took out a loan from these guys a month ago for 500.00 big mistake they are nailing me 150.00 twice a month and none of it is going towards the principle so i called them and asked if i could pay it off in 2 payments they told me no it has to be paid off all at once or it will keep rolling over and charging me 150.00 to keep it active what the heck is this legal in Indiana ??? what should i do

No it is not legal. Rollovers are not allowed in Indiana. You will need to close your account. This payday company is illegal.

Please go to the Payday loan help forum for help and information.

Follow the instructions nohiogal has given you. This company is ruthless and you want to get rid of them a soon as possible.