Ellis Crosby and Associates

Hi mdow315
Welcome to the forums

Ellis Crosby & Associates are suspended by ACA for 90 days and they cannot make any collections from any borrower. Further if they try to collect money from you or any other borrower then you can lodge a complain in FTC and Consumer Protection Agency.

The suspension of Ellis Crosby & Associates is effective from 01.06.2005. So please do not make any payments to them as your payment will not be posted in your account. Please do not stress yourself out.
Hope you will find this information useful


Regards
Peter

I have lodged a complaint against them with teh FTC, the Attorney General of Florida and the BBB. I talked with ACA and am filing a complaint with them as soon as they get me the paperwork. However, the ACA told me that they were only under suspension from their organization and that they could still collect money and make calls during this time. So now what do I do? They continue to call at work!

tell them that you work records the conversations and if they do not stop calling you at work, then you will sue for big bucks! That is illegal for them to call your work when you tell them not to. Also send them a cease letter, It ceases all communication with them and you by phone.

good luck

[color=red][size=2][link made inactive as per forum rules.- Mike ][/size][/color]

I just received another call from Ellis Crosby and Associates. Though she was much nicer this time...I asked that she send me validation...she said that I had two fraud charges pending against me and that they normally don't send out anything like that. I told her I would like something and she put me on hold to speak to a supervisor...needless to say a supervisor never came back on the line. So now what?

Fraud charges? I don't think so, not against a payday loan for god sake's, they are still lying, they just don't get it.

So they really can't charge you with fraud? How do they continue to get away with these things if it is not legal for them to say the things they say?

Sounds to me like they have just started up a Collection Agency and didnt read up on the laws. They are dispicable i know! I am still waiting to be served with my FRAUD CASE and arrested. :)

[quote=Anonymous]Sounds to me like they have just started up a Collection Agency and didn't read up on the laws. They are despicable I know! I am still waiting to be served with my FRAUD CASE and arrested. :)[/quote]

You are an aware and informed consumer by now who is ready to preach people from Ellis to follow the fdcpa laws. :D Do let us know if you hear from them.

Ben- Boy am i GLAD! It took me about 2 straight weeks to find out the truth about these people. For a while i was REALLY worred! Can you sue someone for traumatizing you ?

Katie - FTC, BBB, District Attorney Office are operating for the consumer welfare. These people will definitely be punished. Just waiting for the time to happen and see some action.

Quote:

how or where do I lodge a complaint with the FTC on this company?

I must say, ever since I faxed them that awesome letter that was posted on this forum, they've left me alone! Kudos to the letter writer and many thanks!

guitar_slayer--
which letter did you use?

Rich - The debt validation letter has been posted by the moderator of this website "Roxette"

Have you gone through that? If you can't find that, I will help you. Just let me know

Can someone guide me to this letter? I would really appreciate it.

BethN - Please have a look at the debt validation letter posted at the following url.

http://forums.debtcc.com/forums/about2779.html

This validation letter is your legal weapon which reminds the debt collectors to practice legal collection efforts. They cannot harass the consumers by making endless calls otherwise it will be a violation of the fdcpa law.