Ellis Crosby and Associates

Hi I received a call today from Ellis and crosby today at which time I was told they were filing criminal charges against me and I had until the end of business to mail them 692.20 She would not tell me the name or address of the original debtor.
I was very upset so I called my lawyer and asked about this. I was informed to call them back and to tell them that I was recording the conversation and that if they hung up it would be considered hostile and a violation of my right to now the person who was filing charges against me.
My lawyer has informed me that there practices go way beyond the rights of a collection agency. He told me to demand the name and address of the original debtor so that I may resolve this directly with them, and that in many cases the reason they do not give out the info is because they are paid on commission.
He is sending a cease and deists letter to them today.
He told me to inform the person on the phone that if this info is not given to me that I may include there name on the complaint against the company.
What this company is doing is wrong. there are specific things a company can and cannot doing while trying to collect a debt. Lying and threatening is not one of them!! Know your rights. Don't be taken advantage of!!

I've just received a call at my office, threatening that if I dont' make a payment by 2pm, they'll come to my office to "process" me, which will include possibly arresting me and confiscating my computer. I thought that sounded awfully over the top and I'm certainly no criminal. I've done some research and came across this site, as well as information on the Better Business Bureau website. I made a call to the FTC and filed a complaint. I've also contacted Summer Saladino's office and left a message w/the investigator on the case. While I certainly want to settle my debt, I will not be bullied into it by illegal tactics.

ELS

That's exactly it. None of us are criminals. And there certainly is no debt jail. Mistakes happen from time to time, and Ted Ellis Crosby & Assoc. seem to think it's ok to harass people into paying. Not only that, the people who have paid have not had this debt removed. In fact, a few have mentioned that they are getting calls from a new collection agency that bought the account from ECA.

Please make no payment to them. And it sounds like you have already done the right thing by contacting Summer and making a complaint with the BBB.

I'm assuming you do want to have this debt cleared, and you're probably going to be better off settling with another collection agency that receives this account.

Make sure to document the time, etc...of any calls that take place. This could be used for evidence if needed.

-Mike

E.L.S.

There is nothing to worry. Ellis people are using same threatening words to extract money from people. If you browse the pages of this forum, you can find similar incident where they have told the victim that they will confiscate his computer and take him to court.

Some posts also indicate that Ellis has not sent the money to the original creditors; hence some creditors are now re-allocating the task to some other collection agencies.

So there is no question of sending them money.

Thank you all for your responses. I'm going to contact the company to whom I owe the debt and try to settle with them directly. In the meantime, should I be concerned that Ellis will contact my employer or boss?

ELS- I would tell your boss ahead of time the situation just in case. Because they have been known to contact bosses and even CEO's. I would also inform the Receptionest if there is one, what is going on and to take messages if they ask for anyone higher.

ELS,

I think Katie is right. It's true that collection agencies are not allowed to contact your employer for any purpose other than verification of your service or confirming your contact address.

But Ellis Crosby has already broken the ethics and violated rules. So it's better to inform your office earlier and as most of the people are aware about the unfair activities of this collection agency, it won't trouble you much.

I found it EASING to tell my boss ahead of time what was going on, because he did infact get a call from them threatening and acting crazy. But i told him ahead of time and he wasnt mad at all. I think my boss would have been FURIOUS if i didnt tell him!

I was contacted by this company also. (Ellis Co.)- They told me that if I didn't pay before 3pm today, they would file afidavits against me, have a police officer to arrest me, and that I would be going to jail for a class III felony, and etc....
I have been harrassed by this company for 2 weeks,
them calling, leaving voice mail messages at my work for all other employees to hear what they are calling about. I am so relieved to hear that I am not the only person this company has violated our rights. I also called the number listed in a previous note posted to the Attorney General's office. I am awaiting a call from them to let me know if there is a suit being filed or not. I will reply back to all of you once I get this resolved or an answer.
If there is a law suit action to be done, bet I will be jumping at the bit to let them know they were wrong the way they handled this. I mean, I was ready to jump out of my skin, and then the mental stress was overwhelming. (many sleepless nights, visioning myself going to jail). They also told me that I would be facing Prison time, fines up to $10,000...

[color=red][size=2][Email removed as per forum rules-Vikas][/size][/color]

hello my name is dave and i also recently have been threatened and harrassed by this company telling me they would arrest me at work or home i have found out there is a class action lawsuit against said company but cant find out how to be a part of it if any one has this info please help thanks dave

dave,

Ellis Crsoby is under prosecution for its unfair means of debt collection. They are famous for breaking fdcpa laws. Adopting techniques to get consumers scared is a very common practice of ECA.

There is a class action law suit against them. See the forum discussion on this topic-
http://forums.debtcc.com/forums/elliscrosbynews.html

You can report against them with BBB, FTC or Attorney General's Office of your state. Browse this forum to get more info about them.

Kate I would love to see you....

email removed as per forum rules - Vikas

Don't fall for any of it - they threatened me also, I have to send money by 3 pm or be arrested for check fraud, I was so fearful, I borrowed the money from a close friend, and sent the money. DONT DO IT!! Now, I owe the friend and found out from the actual payday loan company that I was douped - they told me these folks are being shut down in FL - also they will give me credit for what I paid in good faith because I have the moneygram reciept. I plan to sue them for the harrassment, the fraud, and everything I can. If anybody has further info, please post it!!!

LaLa

Put a search on Ellis Crosby and Associates in this forum. You will get all the required information on them.

This company is out of business and a lawsuit is filed against them by the Florida Attorney General. I have heard that they have filed bankruptcy and are operating under different names.

I was called Tuesday and Wednesday at my job by two representatives from Ellis Crosby Associates. Mr. Jay Sean and Mr. Bob Dance harrassed my at my job and my home telling me that I owe a payday loan company $693. They told me that if I did not have the money in their office by 12 o'clock that afternoon I would be arrested. Mr. Dance told me that a sherrif would come to my job to arrest my for not paying. I told them that I already had arrangements with the company I owe to pay them. They told me not to talk to the company I owe but to deal with Ellis Crosby and Associates. After I talked to the reps I contacted the company I owed and asked them what was going on. My rep from the company I owe told me that the two men that had been harrassing me were from a company called Ellis Crosby and Assoicates. He also told me that they had been shut down by the Better Business Bureau and some how they found away to keep going. My rep from the company I owe told me not to pay attention to the phone calls but to read up on them. That's what I did and here I am. I have the extentions and names of the idiots who made my day miserable.

Thank you.

Deb

Welcome to the forums! Yes, indeed, Ellis Crosby & Associates are in hot water. They are still harassing people even though they are going to court soon. Sorry to hear of the troubles they have caused you, and luckily you didn't give into their phone calls.

By chance do you still have the phone numbers they called you from?

Regards-
Mike

Dear Forum,

I am an insider in the biz and can assure you that ECA is still operating under a fake name. The company that I work for used ECA to collect on old debts and when we got wind of their troubles, we sent them a cease and desist (we recived confirmation via registered mail that they had received it). Much to our surprise, we received communications from several customers (who according to our records still had outstanding balances) and they had been harrassed by ECA months after the cease and desist. DO NOT send ECA your money. They are not remmitting payments back to the creditors which means you will pay them, the creditor will not get paid, and you will still owe the creditor the money. These people are CRIMINALS and are stealing from you.

One of my customers said she was contacted from 904-356-0927 and the man who spoke to her called himself Phillip. No last name, just Phillip.

ECA is continuing to tell our customers that they bought this debt from us...THEY DID NOT!!!!!

The man who answered said he was from Collections of America. The only Collections of America that is traceable comes back from Las Vegas. I don't think the company calling has a new name yet, because they're suppose to be "hidding". I think you're right when you say, "this company is Ted Crosby".

Does anyone know how to get ahold of this payday loan place? I would like to pay my loan in full, but have no number to get ahold of them.

shannonst,

Did a net search and found very few results for M1Y. You can try this address-

M1Y Direct
PO Box 881574
Los Angeles, CA 90009
1-877-619-6583

Please let us know if this is the address you are looking for.

I talked to a Sherry Long who told me she worked for the Interstate Wire Compliance Bureau and said I owed $632.00. The threats were unbelievable. She told me she was signing avidavits and downloading documents to my state, etc, etc, and I better get an attorney. I was then called by a collection place that gave me this website and said these people were deceitful and doing illegal stuff. I don't know who to believe anymore and am I out the $316. Help, I don't have any money. These people are really rude and arrogant and threatening to the point that they make me cry.

Jo-Ann,

Debt collector cannot speak in this way. They are not allowed to do it. Hope you had it recorded. Anyway, if they continue harassing you, tell them you are recording the call. File your complaint with FTC, BBB and Consumer Protection Agency of your state. Lots of people have been victimized by them, check here ???

http://forums.debtcc.com/interstate-collections.html

Do not get scared. Try to contact your lender. Payday loans are very costly. Try to pay it ASAP or make some payment plan with original creditor.

I too had a loan through this company. When I tried to contact them to pay it off, never received a response. So I went to the bank and put a stop payment fraud alert on my account. The contacted me. I was instructed to send my payments to the address I list below after I refused to use money gram or paypal. I was dealing with a lady named Michelle K. Her direct # is 877-619-6584. HEr email address is michelle(at)m1ymarketing.com.

M1Y Direct
P.O. BOX 881574
LOS ANGELES, CA 90009
(PH) 877-619-6584

Hope this information helps you out

m1ymarketing.com seems to be a fishy site. After googling it, a record company came up.

I'd be careful, as the address for the email could be a paid email service like hotmail, and such. Harder to track companies if they are fraudulent.

Regards-
Mike

I found this site today while searching for a company called Jacobi and Mayors after a couple of phone calls today. After reading the long list of replies on Ted Ellis Crosby and his buddies, I believe Jacobi and mayors may be part of the scheme as well.

I got a call this morning from a man with a very thick accent who called himself Jack Smith (yeah right). In his message, he never left the name of the company but kept implying how much trouble I was in. Since I had no idea who was calling or why, I called the number back but tried the operator. Once she answered, I asked the name of the company, but she kept telling me that she couldn't give the name of the company and kept asking for my name. When I didn't give her my name, I was put on hold forever and finally hung up. Still curious, I called back with the extension (800-830-5927 x2) and spoke to "Jack." He was teiing me that I was in big trouble because I owed $625 because I didn't read my contract carefully, people were going to show up to my home and job, criminal charges were going to be filed if I didn't have the money sent by money gram to Cheyenne, WY in two hours of the call.

After getting suspicious, I called back and he didn't want to give me the location and kept diverting me to how much trouble I was in and not to worry about their location. Then I asked what time zone he was in and he told me EST, but the number he called from was California and wanted me to send the money to Wyoming.

I found them online at the BBB even though they aren't a member. They just opened this month. The address on WY's BBB site is:

Jacobi & Mayors
2710 Thomes Avenue (Suite 128)
Cheyenne, WY 82003

BLG,

Seems the guy tried to get you scared. But I really appreciate the way you dealt him. Generally people lose their nerve first and make the payments out of fear.

This is not the right process of debt collection. Collectors cannot hide their identity. They should provide you all the details of your account after the initial communication.

These people are not going the right way. Better contact with the original creditor and make some suitable repayment plan.

Thanks. Between him talkin very fast, the urgency he had, and not wanting to give any info, something didn't seem right. I spoke to the original creditor, and they had never heard of Jacobi and Mayors. I'm awaiting contact back from them now.

I'm sure my new found friend from Florida calling from California by way of Wyoming will call back. When he does, I'll ask for some verification/validation info.

This site was defnitely helpful.

You should have paid your loan!!! There is no such thing as free money

All are ready to pay their loans dear. Why don't you prefer the lawful ways? What is the problem in sending validation, when you are sure that loans belong to us?

Also go through this entire thread. One debtor has been trying repeatedly to pay her bills, but the creditors are not accepting the payments. What do you say?

http://www.debtconsolidationcare.com/forums/settling-cc.html

I have also dealt with Jacobi and Mayors, only I sent them a $100 dollar payment. I am now making complaints about them because the original creditor didn't receive the money. I have since settled with the creditor for 50% of my original balance.

I have spoken with this "Jack Smith" who also called me back as Sam Cobbs who eventually disconneted the line with me in the midst of saying he didn't believe that I had paid them off.

Thank you for the address, I will be filing many complaints on top of the ones I have already filed. Does anyone know how I can go about bringing a lawsuit about this?

scampbell24,

Welcome to forums :D

Consult a lawyer and see what he recommends.

Also go through this link and see what is happening with Ellis Crosby now:

http://forums.debtcc.com/forums/eca-updates.html

Do keep in touch.

had anyone heard of a "Mr. Anderson"?

DECEPTIVE,DECEPTIVE, AFTER 25 year in finance in the automotive industry I thoughtI heard it all. The deception is to long to print. When they say they are with a gov. agency, they would not disclosre , luccky I had a second liine ,it wenet to a sweat shop in N.J. At least learn converse in english,Once I had the Info They Started being crude to me. There Somprano actwon't work.I am 100% italia. told him to come to my houuse , or I could show up with Attorn, and associates thet told me to F off AND BE REAL HOW ABOUT RIGHT IN MY DRIVEWAY,Because no one I know In there right mind would show up im my, or any anyones backyard.Forget American,Italia,and or Nigerian do not threaten people

SOmehow they got my updated info off the computer * said I never finished paying them and have already started deducting money from my account without anyone informing me and now my account is so messed up that I can't pay anyone else and no one will talk with me other than a customer service person and I need for this company to stop taking my money and not telling me how to pay them without my permission. The number I keep calling (when they answer) is 1-800-859-6439 * Lots of luck on this one.

Debora, who is the collector? As to your bank, if you didn't authorize this, complain to the bank, they must then investigate. Your best bet is to open a new account with a different bank. If you open a new one at your current bank, they will still get to your new account.