Are there companies that would consolidate credit cards debts and utility debts together?

:cry: I have about 4 credit cards (which I am way behind in payments) and 3 utility bills (closed accounts). Now my debt equals to the amount that I take home annually. I was able to pay my monthly dues until I went on disabilty. I am not sure where to go or what to do. I am at the point where I am afraid to open my mailbox and answer my phone. I want to be debt free. What would be the best way to go about this? Are there companies out there that would consolidate credit cards debts and utility debts together?