central portfolio control

Keep a check on your credit report also. Don't let them hit your file with wrong information and being unable to validate your debt in the first place. If the collector has already reported with the bureaus, dispute the item with the CRA with copies of your letters asking for validation from the company. They will check with them and remove incorrect negative items hit by this CA.

I have spoken with your company on a day to day basis.
I am aware of the fdcpa laws and know you are in complete violation. I have asked you to not call my number XXX XXX-XXXX and you have not choosen to listen. I have now contacted my attorney Dan Sheifeild about this matter. The profesional manner in which your employess behaved was rude and harrasing. Please understand Kevin Iversen, my ex-husband doea not live at my address and if any further contact is made to my home all calls will be recorded and my opinion will be to fully prosicute your company. Sincerely Cherie Truncer

[color=Red][size=3]Phone number removed for your privacy. This forum is not owned or controlled by Central Portfolio Control and they will not officially address complaints listed here. Please consult your attorney for the proper coarse of action to stop their harassing calls. LCW [/color][/size]

so this central people are most likely frauds this company has went as far as sending a leter to a como law firm in min and they are harrasing my wife now i am investigateing them and i have went as far as calling the min police fraud dept. we even called the credit card company and they said my wife dose not exsist in there records. help me out here.

I work for Central Portfolio Control as a collector, and the cases i'm reading seem to be a little extreme, I've seen people get fired for the things you guys are describing here. We are a very professional company and we are generally nice unless you are rude to us first. We are legitiment too... if you owe money... F****** pay us! Our company only collects money for a particular client, we do not keep the money - we pay our client first, for example SEARS, or SHOPNBC, and we get a cut (a %) of what you pay us, that's how a collection agency works, so if you say "well i'm not going to pay those a$$holes, you're really not paying SEAR'S debt buyer, which happends to be "resurgent" So basically sears sells your debt to a debt buyer (resurgent) and resurgent tells us to collect the money, so from the money you pay US, sears get a fraction, resurgent gets a fraction, and Central Portfolio Control gets a fraction, you are paying several people (or NOT if you refuse) and we DO post things on your credit report, go ahead and try to re-finance!! So anyways, collecting money is fun, debtors are idiots, it's all a big game... A game that WE usually win because we have CONTROL over your credit report - we can even garnish your wages!! So... happy debting! Keep charging up those credit cards!!

You again? Sheesh.........

If your company would just validate the debts they would get paid. Oh, and you contradicted yourself. If sears -SELLS- the account to a debt buyer, they are out of the payment loop as they wrote the debt off. As a supreme collector I thought you would know that...but then again, they say the average collector is a drop out with higher debt then most he is collecting from.

Okay, regardless if you pay your debt or not, SEARS gets a small percent of their money because the Debt buyer purchased the debt from Sears (at a much less cost than what is owed), if CPC can collect the money, then the debt buyer gets the money, along with any fees, and CPC gets a good percent of that...

P.S. We DO validate debts, but we have an OUTSIDE company in NY that prints the letters and stuffs the envelopes... most people just hang up on us and don't even request that we validate the debt, and then when we DO vlidate the debt... they change their phone numbers or move... people that owe money are very evasive and irresponsible!! We're just trying to put food on the table like everybody else, so PAY YOUR BILLS!!

Wyatt no one here is gonna buy what you are selling,so you can move along. Everyone here expects a collector to follow the law and the collector will be paid providing they follow the laws.

What I get from this is, debt collectors aren't very well educated because obviously he or she can't even spell the simplest words. Hey! I know a great tutor! :lol:

Wyatt wrote:
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Quote from "Shazzers": "What I get from this is, debt collectors aren't very well educated because obviously he or she can't even spell the simplest words. Hey! I know a great tutor!"

Tihs is a bolg no oen karez how u spel!!! Anyways, you all pretty much sound like the average debtors and the first thing you pick up as a collector is that debtors don't LISTEN. On another note, if a collector is saying you owe money, the main way to validate the debt is to look into it yourself, how else would we have your social security number? We're not customer service and we're not a billing agency - if we say you owe money - then PAY! Other wise whatever debt we're calling to collect will remain on your credit report! Good luck buying that next new car! (if you even have the money for a down payment)

Dude... All I can say is, you talk one hell of a fight. Anybody can be a tough guy from behind a monitor. Watch it, though. You aren't as annonymous as you may think.

And BTW, the main way to validate whether a debt is genuine is to demand validation from the collector who says you owe it. That's federal law.

You have a nice day, now. Preferably somewhere else.

Wyatt go bother someone on insidearm.com. We are not gonna buy what you're selling and we will continue to educate everyone of their rights when dealing with people like you. :twisted:

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What is there like a debtor's union where you all try and figure out your rights and how to get out of your debts?!?! Bahahahaha.... Pathetic! Pay your bills!

Wyatt

Well that posted under the wrong blog post, but anyways... I'm actually a college student - not a high school drop out, can't say that for all collectors, but I don't see what you're trying to prove here, I agree with what you're saying and I think you pretty much re-stated what I initially said.

Hey Wyatt, you better be careful; karma can come back and bite you like some of the idiots (or insureds) I defend for a living. Nothing like that old egging on people to come back and bite you like a nice fat personal injury or property damage suit to throw a wrench in the works.

Wyatt your wrong. These debts are sold in bulk, most with very little "media", or background info. So for a start, your outside company printing forms and stuffing emvelopes would be little more than a joke, easily defeatable in court. Secondly, regarding these purchased debts, only the purchaser would benefit, if someone were to pay them. Sears and others put old debt "portfolios" up for sale in bulk, thats where they get their money.

I'd also follow hokeyman's advice.

Wyatt, you do realize that you commented on a post that is 5 months old... :roll:

LCW, I said: "Okay, regardless if you pay your debt or not, SEARS gets a small percent of their money because the Debt buyer purchased the debt from Sears (at a much less cost than what is owed)"
~And you said "Actually The Original Creditor (to use your example Sears, although hey sold their credit business to Citibank almost 5 years ago) got their money long before you ever came in to the picture, when they sold the debt."

All I have to say is... DUH, you act like I didn't know that.

Look, who's the collector here, and who are the debtors? everyone needs to stop acting like they know everything and just pay what you owe without looking for ways to get out of it! Even collectors owe money, shit I'm in collections right now for over 2 grand (mostly because I'm a student right now and most of my money goes towards that and my car and my house... but I'm not going to refuse to pay and cause a fuss because I think the fdcpa laws will get me out of it...

Merry Christmas,

~Wyatt

:roll: :roll:

You again? Damn, fool. Haven't you figured out by now that nobody here gives a sh*t what you have to say? We only respond to you for amusement value.

How much is the agency paying you to post this drivel in here, anyway?

LOL good one unclewulf, you've hit the nail on the head. Wyatt still mouthing off after a licensed attorney, hockeyman has reponded.

At the rate things are going, you and I will both be out of debt before Wyatt gets a clue.

And did ya catch his bit about being a student? Wonder what kind? Middle-school? Check the way he contradicts himself in the first half of that last post. Maybe he oughtta spend less time on here, and more time in class, hmm?

So, your saying. If your student loans got sent to a collection agency, they tacked on interest well past the legal max, plus 80k in fees of their own. Started calling you 70 times per day every day. Threatened to sue you, garnish your wages, take you to jail, get you expelled from college, garnish your wages, tell everyone in the world your a deadbeat... and do unspeakable things to farm animals :shock: you'd just pay your bill and take it?

Aww..... They'd never do a thing like that to little old Wyatt.

I guess CAs and farm animals need love too

wyatt wrote...
On another note, if a collector is saying you owe money, the main way to validate the debt is to look into it yourself, how else would we have your social security number
uhmmmm...I'm thinking there are at least about 500 to 1000 people out there who know mine ..and am really not sure about my estimate..probably low.. since my purse was once stolen during the 80's and briefcase again stolen in 2002...the fact that someone knows my social..doesn't mean they know or own JACK!

If I were to tell the forum here how easy it is to get their social from freely available records,they would CRAP on themselves. :shock:

Your right, it's disturbing.

heading for the Depends aisle ..in case I have an accident! Seriously though my question is this..

I know that every time I have ever gone to a Dr., dentist, job application,enrolled in school,applied for credit cards, financing, etc ..I have provided my social..

why is it such a big deal if a collection agency has that information?..and people are always saying..don't ever give out your social..don't carry it on you..blah blah blah..but you've been giving it to people all of your life?...

if there was one dishonest person who crossed your path..people all over the world probably have access to this # now...it is very disturbing how easy it is for people to access this info but to me even more disturbing is what happens to many people once someone else starts using another persons' Social...

I don't provide it unless it is absolutely necessary because of potential id theft. I would never provide to a collector because it would not be comfortable for me to do so.

Bank of America outsources it's customer service to at least one entity called Teletech. If you have a BOA account the non bank employees there have access to your account numbers, name, address, social security number, date of birth, phone number, debit card number (but not the 3 digit security code)

Just pay your bills, people! Or I'll garnish your wages, call you 70 times a day, threaten to sue you and put you in jail! Hahaha

You again? Sheesh! Piss off, troll.

Wyatt, the last post was from 12/23/07. Why in gods name would you post again in such a dead topic? Also I invite you to do so. My state is single party and I know my rights.

I know how to come out swinging when my rights are violated. That and Unclewulf gave me [color=Red]THESE!:[/color]

He's my emoticon arms dealer.

I'm also a debt collector, however some of these statements are wrong... just because you are "third party" doesn't mean in all cases that someone "bought" the debt. I work doing "third party" collection on American Express account and my company doesn't BUY anything. All of this is just always debtors trying to find a way out of the bill. You charged the card, or got the loan and now you blame everyone but yourselves. As Wyatt said we are just trying to put food on the table. And as far as a "high school drop out" goes, please understand most can't get jobs without a High school diploma or GED. And to be successful in this industry is to have an education, I don't know ONE collector that makes good money that is an idiot!

And once again we would question the intelligence of debt collectors. This thread is DEAD

Where did you get your GED (Good Enough Diploma)?

post deleted:me and nascar can edit and delete posts like this one troll.we can also lock threads like this one too.paulmergel

Yes...they are.....and you have once again proven it.....but you idiots keep bumping dead threads back to the top

I have to say I have been disgusted by the way that CPC has been working with me. Not only have they been incredibly rude, but the person I have been talking to has not even answered my simplest questions- can I pay in two parts? He said no, however, the CPC website says that I can, and that they "understand that a payment in full is not always possible." Exactly what IS CPC policy? Also, has anyone noticed that there is NO email address ANYWHERE on the CPC website? Not only can I not get the answers I'm looking for, I also can't talk to a lead supervisor or the company president. They are the most unprofessional company I have ever come in contact with. And why do I have debt? Because a good friend of mine needed a suit for a job interview and I helped him out. Not all debt-owers are "typical."

This collection office is by far the worst I have worked for they refused to pay me over 2,000 dollars last march and are now facing action from az labor broad.

This collection office is by far the worst I have worked for they refused to pay me over 2,000 dollars last march and are now facing action from az labor broad.

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