My bills have not been paid

Hi missy

Welcome to the forums. Make sure that you pull your latest credit report from the three bureaus and compare your accounts. If you face any doubt regarding any account, dispute it with your creditors or the credit bureaus with a formal letter asking for verification.

Now, please check that the account for which you will start the payments are originally in your name. You can get the details by contacting your creditors and then arrange for a payment plan. Most probably, as you are willing to pay your debt, they will accept your payment offer.

If you wish to use the services of the debt consolidation program, you can register yourself at the sign up page in this site completely free of cost. The main advantage of the debt consolidation program is that the total amount of your debt will be negotiated with your creditors. All the financial charges, late fees accrued in the total amount of your debt will be wiped off and you will be required to pay the reduced amount only.

http://www.debtconsolidationcare.com/benefits.html

Debt consolidation program will also offer you regular counseling and budgeting programs which will help you to keep a check on your finance. You will be able to save a considerable portion of your money each month and achieve a debt free life after the completion of this program.

Regards
Roxette