BIG Payday Loans

Hi DeadBroke.

If you haven't taken out any payday loans, DON'T DO IT. If you have, we can help. Many people here have been in the "payday loan trap" and have gotten out. If that's your situation, you can get out, too. If you haven't taken out any loans yet, it may seem like an easy fix, but take it from myself and others who have been there, it's just not worth all you have to go through to pay them back. Many of the payday loan companies, especially internet, are illegal and will stoop to any means to get your money. You're much better off going to a relative or even a friend, as embarrassing as that may be, and asking them for money.

Let us know what your situation is. If you have taken out loans, we will need the following information to help you:

1. Are they internet or store front loans?
2. Names of the lenders.
3. How much you borrowed and how much you paid back (including interest and fees) each lender.
4. What state are you in?

Hi, i left a comment earlier BUT wanted to know....

I live in DC and i have borrowed loans from.

Check N Go
Ace
Totaling 1500.00, i have been good with going in to make my Finance Charges BUT recently have been falling into crunches since i spend $215.00 every two weeks. Does anyone know if i offered to start making payment arrangements if that is acceptable. I dont want to be sued by them although i go in to the stores to make my finance charges and they apear nice. Does anyone know the DC payday Advance laws?

Your application for a payday loan has been submitted to B.I.G, you have been Pre-Approved for a short-term loan.

In order for us to release funds to you, we need to confirm some of your details. One of our sales operators will contact you and explain our terms and conditions within the next hour (please note we will only ring you between the hours of 8am and 9pm - however you may ring us on the toll free number 24/7)

1-877-282-1310

97% of loans that we send out require no faxing of documents
Your Loan can be ready to send out within 1 hour
One simple phone call is all we need to set you up

The loan company will let you know after they accept your proposal. Make sure that you have their agreement in writing. The company will not sue you if you stick with your payments. In case, they end up doing something like this, you'll have always have that piece of paper from them and put your defense.

DeadBroke, don't trust any pdl. Most of them turn out doing illegal business. Check with the Secretary of state and your Attorney General if B.I.G is licensed in your state and have a good business feedback. Keep yourself away from pdl. You must have already learnt by now that pdls are the most expensive cash with highest interest rates. With bad credit, you will always pay high interest rates

You can check your state laws by following this link. Go to state information and click on your state.

www.paydayloaninfo.org

You can also find out from that site whether the company(s) are licensed or not, if that is one of the laws for your state.

If after checking your state's laws, you find that these companies are acting legally, you should go in and talk to them, explain your situation and ask for payment arrangements. They may be able to break it down for you. Let us know what happens.

Dead Broke---Tough it out! I know it is difficult right now, but do not succumb to another PDL. Register on here as a member and you can speak with a debt consultant (free) who can lead you in the right direction. Maybe you can consolidate your PDLs and get a handle on your finances. Good luck!

B.I.G. Funding is owned by the same company as Route 66 Funding, GFSIL, et al.

DO NOT do business with these people.

This is the worst IPDL company in the world.

Can i consolidate payday loans? The two that i am currently paying finance charges on are located in Wash. DC where i live. They have stores. I would like to consolidated all my bills, can i get help on this website? i am new....Please help, i dont know. I am in the process of being evicted from my apartment, this is why i went to payday loans.

Register here http://www.debtconsolidationcare.com/signup/

You will get a free quote from the consultant in your area. He will discuss your debts and plan your repayments options. This program waives off most of the fees and paying at lower interest rates. Once you start paying the debts in the plan, all creditors' calls will come to a stop.

I just took out a loan with a company named BIG-they have deposited 200.00 in my account as of today, but I have no paperwork, no website or anything for these people. now I am really scared. Can I request my bank to return the deposit and block this company from my bank account? :?

I believe ou can ask your bank to return the deposit, I would call them and see what they say. Good Luck!

If you just took out the loan today, call BIG and tell them that you have changed your mind. You should have 3 days to change yuour mind with no penalties or fees. They are very illegal and a BIG pain in the butt! Most of them will still give you a couple of days to change your mind.

husband had open heart surgery and waiting on disability. took out payday loans to pay for medical bills, prescriptions,doctor bills. Got behind on payday loans need help!

Newoutlook:
I would recommend starting your own thread in the Pay Day Loan Help forum on this site.
In your posts include the state you live in. The amount of each loan, who they are with and if they are store front. Also, include what you have paid to each, including fees.
If you start your own thread, there are very knowledgable people on this site who will help you.

I'm in default with B.I.G, it's has been about six months and I contacted them to find out my balance so I can pay them and they said $1695.00 mind you my loan was only $200.00 and they said I have to pay it all now or else.

Or else what?
Big is an off shore company that is not licensed anywhere in this country. Pay the principle back and be done with them. There is nothing that they can do to you.

EXACTLY KASH,THESE PEOPLE WILL CALL YOUR EAR OFF THAT'S ALL THEY CAN DO.IF YOU CAN AVOID THEM,IF NOT JUST HANG UP.EVENTUALLY THEY WILL GIVE UP. 8)

these off shore pdls hardly ever give up .They will hound you to death. Just be vigilant with them, and insist on following the laws of your state. Thye are illegal. pay what you owe, and just keep telling them that you have fullfilled your obligation to them.

HMMM.IT'S BEEN 3 1/2 MONTHS FOR ME.I WILL KEE P ON IT.I HAVE MORE THAN PAID.I GUESS ONCE THEY HAVE YOU YOUR NEVER OUT. OH WELL.

also besides my debt with B.I.G being $1695.00 on a $200.00 loan, they keep on trying to take money from an account they know is closed, and I asked them to stop because thats how my bill is so high. But the guy said if I don;t have the money by the 28th of this month, they'll continue to try to get the money from the bank account. ( which comes back to them invalid account number or account is closed ). What can I do to stop them?

BEWARE! stay away from these people. They double-talk you in their foreign accent and take money from your account whenever they please.

Have been paying the interest pmts. but recently have had medical problems and loss of income. They will not accept anything less. No address info will be given...really snotty people! Anyone know an address to send Money Orders to?

I borrowed $180 from these guys with the understanding to pay back 3 payments of $80 and 3 payments of $60. I agree it was a bad deal, but none the less I paid back the loan and 3 months later they hit my account for another $60 for NO apparent reason. I was finally able to speak to someone after disconnected #'s and un-returnable emails. They said I owed them $500. After 30 or so minutes of going back and forth they gave me a deal and said I could pay $250 and be done. They then emailed me a payment schedule for May 1. It was for one payment of $150, and 2 for $50, all to hit on the same day. Why 3 deductions? I have no idea? Then the next day I got the same email but the amounts have changed to the 2 payment of $50 have now jumped to 2 payments of $100. I closed the account and they can come find me! I am done and contacting my lawyer.

Hi,
i got behind on somepayday loans and need help

Hello jimsief . We would love to help you. What state do you live in ? Could you list the names of the Pay Day Loan company's and the balances. Also list if they are Internet or Local Pay day loans. :D

i live in ohio, they are all internet
big 150
oneclickcash 300
usfastcash 300

jimsief wrote:
Quote:

jimsief, start a new topic in the payday loan section just click HERE and it will take you directly to the Payday loan section. :)

DO NOT EVER DO ANY TYPE OF TRANSACTIONS WITH THIS COMPANY. THEY PLAY LIKE THEY ARE LOCATED IN THE U.K. AND WILL CALL YOUR JOB CONSTANTLY AND BACK TO BACK. IS THERE ANY WAY TO STOP THESE PHONE CALLS

Well I fell victim to this company, I borrowed 250.00 from B.I.G and 100.00 from Payday Yes. I had to close my banking acct also, I was debited each payday 55.00 and another for 105.00 this went on for a couple of months until I closed my acct and know they are harrasing me at work and asking to speak to my general manager and they are calling 4-5 times a day my my keeps getting calls, even on Sundays. Can you please give me some advise on what I can do to strop the harrassment????

thread closed.