payday debt

I think it was because it was against forum rules and regulations.

ok i must have done something wrong? I think you are right. I was just going to post that i am a retired truck driver and made up the site myself and to thank that person for pionting out the spelling errors. Sorry for doing wrong? Just trying to get people out from under these loans.

aaronmedres if you would like help with your site and the html code send me a PM and I will be glad to help, it can be a bit confusing

Yes it is cofusing. I do thank -you for your help. What do you want me to send?

aaronmedres, I am off all day tomorrow and I will look at your source code on your site and see what I can do to help

Thank-you alot. If you need to call my phone number is ***

[color=red]Phone number removed for your safety. -JediJeff[/color]

So i have a question? I know how to get people out of online and payday loans,is it that i put my website up? If so any suggestions on how to let people know how to get out of these online loans for nothing? What should i do so i follow the forums rules. I advertise your website right on the front page of my site and people do use the link to go to your site? I dont mind if they go and get the help from your site as long as these poor people get out of payday debt.

I sent you a PM

Here is what i dont understand with my post about my website being deleted. In the last hal hour i have gotton a gal out of 6 online payday loans and she is not paying back a dime and the goverment in Illinois is getting the names of these online payday loans so they can go after them. Also a guy in Oregon is happy as a lark with the storefonts he is paying back on terms he can afford. If the payday loan stores wont let the people pay bck in installments then the goverment forces them to. Now i would like to know what is wrong with what im doing. These people were in thounds in debt and in a half hour look at them now. I just dont get it why i was deleted. We get people out of debt. I have worked years with goverment to help these people that dont know where to turn.

Aaron - welcome to the forums!

It sounds like you have the same goal in mind as we all do here - getting out of debt and stopping certain members of the payday lending industry from preying on consumers by lending illegally and charging usurious interest rates by making our state governments aware of their activities.

Why don't you stick around and get to know us? We're a nice group of people, dedicated to helping others just like us - those who have been (or are still) in debt and fighting their way out.

Thank-you i will if i am able to. From the way i see it there is no reason for people to be in payday loan debt. I get people out eveyday. Once people are educated on there state laws it is unreal what these folks do! Thats the part i like.

Us too, Aaron! We love to see someone use their state laws to their fullest advantage to get out of a payday loan mess. We never advocate not paying the principal and allowable interest on the loan, however. But we do advise people to avail themselves of their state's Attorney General's services if necessary, to stop PDL companies that are lending illegally.

When the payday loans are illegal and the state regulatores are looking for them you better believe i tell them not to pay a dime back and file a complaint with the Attorney General's office. Also when these folks are being charged to much interest the state regulator will get all the interest put back in there account. It is going on right now in Idaho. The regulator went through the roof when he heard about the interest. Then a gal in N.C. got money put back into her account because the bank manager saw they were pulling money out when they shoud not have been. I can go on and on with these kind of stories and you would not how much people thank you for helping them.

I checked out your web site and yet you advertise PDL????????s??
Explain what you can do when the Calif AG does nothing???

I advertise pdl's from google adsense and a whole page on my website so people that are doing loan after loan can see a way out. Plus this way it gives me more keywords to get traffic. As far as the California AG doing nothing? That state is one of the toughest. What are you asking them to do and remeber the turn around time for them is about 30 day's.

Let me get this straight, you advertise for people to get pdls on your website? What you are talking about doing, is what we are here for too. We help people become educated in debt and debt practices. And hopefully more and more will become debt free...Karen

If you looked at my site i educate people like crazy on payday loans. I put them in touch with the regulatores in there state. Most cases the regulator wants there phone number to help them out. When we were in our payday loans we saw the same people in differnt stores doing the same thing we were. Getting another loan to pay off another. That is one reason you see payday loan advertising on my site. We did not know there was a way out and we paid $23000. in fees before we knew of a way out. This was before the online loans. So the people are doing the same thing online. Some i have dealt with have had 18 online loans trying to pay one to pay the other and they run into our site and cant believe there is a way out of this maddness. Education and getting people out of payday debt is what we are all about.

So if you are in payday loan debt go to your state regulator and talk with them. You might find out they have been charging you to much interest. Or they are not even suppose to be loaning money in your state. Find out who regulates the payday loans in your state and ask them about the laws. You will be surprised.

I am not surprised.. I now know that they cant lend in Cailf BUT.. Calif wont do anything I have to work it out on my own, they just suffle the paperwork and in the mean time (more then 30 days) I keep paying becasue I can't have the calls come to my office...

Are you sure they are not licensed to conduct business in your state? Did you ask the regulator of California to see if they are licensed in California? The licensing data base will also tell you. If they are not licensed then from helping people from Califonia and helping the regulatores to find these unlicensed places and the state sueing them for millions. One was working out of Ireland and found out they were working through a storefront licensed in California. The customer did not pay back a dime on that one. If people check with there regulatores and file a comlaint thiss would help tighten laws.

I would give you the phone numbers to call for Califonia but you cant on this forum. Call your regulator,Atterny General, Sec of state. Sec of state is where the payday loans have to apply to get a license to conduct any business. Give them the names of the payday loans and see what they say.

It is a good thing you are asking these questions because by the time we are done here people will get a real education on how to get out of payday debt. These payday loans try and do scare people into staying in debt but like the local goverments say if these folks knew more about the laws they would be able to get out of debt. You would be surprised at what regulatores tell me to tell people. Thes guys are looking for the ones that are not licensed in there state and there are hundrends of them. People need to know this stuff instead of believing the threats that the payday loans throw at them. I have heard from people accros the country say such things as they are threating to take my kids, comming to arrest them at work,put liens on them on and on and on. This is what makes the politions so mad! It is agaisnt the law to make threats. Call your bank to see who regulates the payday loans in your state.

The online payday loans have to go by the states laws
and be licensed in that state to do any business. In there contract where it says they only have to go by the laws in the state they are licensed in is a bunch
of crap. We have gotton so many people out of debt because of that it isnt funny. If they give you a loan
and they are not licensed in your state, you are out of debt. Regulatores find out there names and sue them for millions and blackball them from the state.
This is what people need to learn. And the store fronts have to take a payment arrangment. I have had Aaterney Generals from different states tell me if they dont let the costumer set one up then they will force them to.

They are not licensed in Cal and I did file with the AG and The Dept of Corp.. Big deal the AG sent me the forms for the Dept of Corp that I had already sent. Now I am still paying to my cash now and am broke..
The store front that was also working outside the Law Just went away.. They owe me over 5000.00 Long story. But My Cash Now is not about to work with me and I cant afford to have my work called and people know or be bothered..
so.. I will pay until it is over and learn my lesson..
The CA AG is worthless and unless many or the press or a mircle I am on my own..

Also I do have all the phone numbers.. they all want it in writing and i have done that too..

Call the AG office and see who took your case and ask why nothing is being done. Send cash cow a certified letter not to call you at work.

Gladly.. Sent 3 letters one to TN one TO NV and One to NY.. All returned unable to deliver..
Got a real address.. and the AG office said it was a Dept Of Corp issue.. They say it is a AG issue.. I live in the run around state....

I know you are just trying to Help... But I have been through the run around and very frustrated.. Some people here can take the phone calls I cant.. I havent even been able to buy my meds for 2 months.. Just a little stressed. I am just thankful my son is 19 and can accept no gifts this year. But it still breaks my heart I am the mom suppose to do these things no matter how old they are...

Wish you were my payday lender :D .. Thanks I am just to afraid too try..

Do you have a real address for my cash now?
Thought I would ask you said you work with most PDL..
thanks

Could you please post the information that will help me with my PDLs. I live in Florida and the loan companies that I got involved with are: esidelend, rt66, 500fastcash, usfastcash, paragon, and paydaycredit.
I am new to this forum business and have posted several times but can never get back to where I was!! I think it is because I am a nervous wreck and very depressed about my whole situation. this site gives me great hope. thank you

Buster, look up in the upper right hand corner it should say you have 2 messages. Check the pm's I sent you. They will help you.

Can someone plz give me some help on this I have been trying to pay them off and my bank acc. is -898 now because of fee's merry x-mas

http://www.paydayloaninfo.org/state_detail.cfm?id=FL Call your regulator and tell him the names of the payday loans to see if they are legal. Copy and paste.

Here is a link for everyone to get information on your state laws and contact numbers. You want out of payday loan debt? I will show you and tell you how and somtimes it is very aggresive but it gets you out of debt. http://www.paydayloaninfo.org/

Now for store fronts and if you like a lot of folks dont like confertation here is a letter to fill out and send to them.

If they are hitting your account go to your bank and talk with the bank MANAGER and tell him/her what is going on. You need to close the account. If things are pending ask to have the charges reversed so you can close the account.

Almost every online payday loan is doing business in your state without a license. The regulatores love to hear this. In almost all sases like this you dont pay back a dime. Call the regulator and have him show or e-mail the state laws to where they have to have a license.

If you know the laws that protect you it is very easy to get out of payday debt. The more you know the more stupid they sound with there threats! E-mail the payday loans the laws on your state.

If a storfront does not want to work with you on a payment arangment call your AG office and they will have the payday store make the arangments. Also get a hold of your sec. of state. This is who they have to go through to get a license. Hope this helps you guys.

Is there very many people from Washington state here? Im going to legaslation in January to help pass a bill to cap the payday loan stores at 36%. I have some people going with me that have been through the payday loans so what i need is letters from people that i can show to the finacial commitee to show there is a problem in Washington state with payday loans.

Just go to my website broken link removed - Mike and it is all free information on how to get out,who to contact everything you need to know. Im sick of these payday loans pushing people around so educate yourself on the law's from your state and write complaints and let the local goverment help you also.

My name is Aaron and I run a website to get people out of payday loan debt. I get e-mails and phone calls from people that are so scared and in debt. I am so sick of how these payday loan companies conduct business. Some folks call and say they want to commit suicide, having a nervous break down,whats the use of going to work. I can go on and on. This has got to stop! Lets get out of payday loan debt. (www.getoutofpaydayloandebt.com) and get word out to the people that there is help from regulators and Attorney Generals office. These people are so far in debt and scared by the threats from payday loan companies they don't know where to turn for help. Im sick of hearing from the ones that can help them to go in the right direction say well they got themselves in the mess let them figure out how to get out. What a bunch of bull! Everyone gets in trouble and needs a hand up. This is going on across the country not just Washington state. Im going to the legislation meeting in January with some people that have been through payday debt. My phone number is 509-238-****. Lets educate these people on the laws that our government has for them and let them know about the regulators that are more than willing to help them. Yes right now my spelling stinks because im so mad! Also allot of words im using is not what im wanting to use for these so called business people! I'm trying to be nice. Aaron Medres

Link made inactive as per forum rules. Phone number edited for your safety - Mike

Know any tips on Indiana laws....I'm way over my head w/companies from other countries like canada. I need help!! :roll: My bank account is $600 overdrawn right now - and the bank has even added their charges yet.

Yes go to (get out of payday loan debt) and all the information you need is there. Indiana is a good state to work with. And yes the site is free. Call me if you have any questions or e-mail me email address removed as per forum rules - Mike. Just got a lady out of 6 online payday loans this mornin and not having to pay back a dime. The sec of stats office was very helpfull in finding out they are all illegal!

You know all i am trying to do is get people out of payday debt! So what if i have a website the thing is free of charge. And for my phone number the thing is on my front page of my site so if anyone has questions or they want me to do the calling and setting everything up for them so what! Most people dont like confotation so they ask me to do it. I thought this was what we are doing here, guess not.

Some state need las that protect the folks that live there. Ohio,Idaho are the worst. Now did you know if a on-line payday lender is not licensed in your state you do not have to pay back the ilegall loan?

Aaron - while your last statement may be true, legally, anyway:

Quote:

yes of course you will take off the website to help people get out of these loans. My e-mail is my business. And like many regulatores say that if the payday loan companies dont have a license in the state they are giving loans, then tell the person to close there account and not pay them. That is also said by many lawmakers accros the country. They are looking for these illegal payday loans. And you want to talk about morals? I get people out of debt every day legaly and help the regulators to find these illegal companies. Read the aricle in the Seattle times this morning on the fines they are charging to some payday lenders. MMMMMM i live in Washington state and know the regulatores very well here and also im helping to pass the 36% cap on these crooks in the January Legaslation meeting. They have no morals threating and scaring people now ddo they. But you go ahead and take off my website and e-mail and im going to take off your link that your own boss likes on my website. Have a nice day and stop using the excuse and making it look like you are a good guy by trying to protect me. Things need to be said.