Arrowhead investment payday loans is threatening me.

Hi, I too, got tangled up with these internet PDL folks. I've successfully paid off three with no problems or issues. However, I still have 4 that are giving me the blues no matter what I pay or how I try to resolve these matters so that I can move on.

1.) GRC
2.) Arrowhead
3.) CSR
4.) DGR

I've made payoff arrangements with quickest cash on two occassions to have them come back months later with a different collection agency name trying to collect the same debt over and over.

I just need to know how Michigan laws can assist me with these companies.

Thanks in advance!

Call Arrowhead and ask for Kara. She can help you.

I had a payday Loan about 2 years ago. I am disable and get a social security check I live in North Carolina. any ways I opened up a new bank acct . at another bank cause I was going to change banks, I call the loan place and gave them the new bank name and acct, number , well i changed my mind about changing banks a week later and did not transfer my s.s.i there, So I had forgot all about it, I had moved. now they called me asking for the money and clam to have charges on me , A guy with very bad English called me and told me that I had to be in court Monday morning in California, I live in NC. I never heard of such,the amount borrowed was $200.00 with all the fees it totaled up to $545.00 . They said im going to jail ON 3 CHARGES, and that my social security check will be stop. Can they do that? He clams to be a atty. but business was bad and bad English. The guy said I know you have a bank acct and I know the name of it. Please tell them they cant stop my disability payment HELP, Im going to go to to a lawyer about filling bankruptcy. What do I do.. ps i had a small tape recorder and i recorded him making threats.

dose any one know this number 818) 451-4034 , they keep calling my cell telling me to be in court Monday in California and yet i live in NC. that i was going to jail. i recorded the conversation, then hung up on him and blocked that number then he called me from a NC number how is he doing that? i blocked that number to,

First of all, they would have to take you to court in the county you live in. No they cannot take your social security. These are just threats. They were supposed to send you a letter within 5 business days of first contact of this debt. Then next time they call ask them the name and address of the business and file complaints against them and send out a DV letter cert. mail with return reciept requested. What they are doing is illegal! You need to find out if your state allows you to record the calls without letting them know. Most of the time you have to let them know that the call is being recorded. You can call and ask a lawyer about it. But even so I would contact a lawyer because with that tape you just might have a case that the lawyer may want to go after them for violations.

I just got a call this am on the same thing threatening me with jail in the state of Texas.What can I do?The man said he was from HP & Associates attorney in Jacksonville Florida said if I did not pay Aerohead Investments by 2 P.M the amount of $420.00 I would go to Jail.Can you help.

this company call me this morning and threat me told me i old this company dont no the name of the company they could not tell me so the guy told me to pay 100 dollars and then he will send me my paper work in my mail box about who ever i owe that sound like a scam please any body help me is this a scam or what because this stuff on my mine

arrowhead is a bottomfeeder ipdl.don't give them anything without something in writing first.that is your right.

They are on my credit report. Can I dispute that?

yep.do it online.inform the CRA that this is an iternet lender that is illegal in your state.

[QUOTE=PETTIT70;98598]arrowhead investments payday loans is treating me with court and jail time and left message's saying i was going to pay!!!!!! and the original loan amount was 230.00 and its not on my statement at all and now they want a total of 700.00 by Tuesday the 31st of oct. or arrowhead investment says they are going to pursue legal action i live in NC and have no clue as to the laws there and i am in bankruptcy because of mounted medical bills and my attorney says just don't worry about it its a scam they cant do that so who do i trust i do not want my kids to see me go to jail or my name ruined no more than it already is I'm sick and can not take this stress someone please tell me what to do???????????? help me please...thank you.[/QUOTE
i am in the same boat that u are and the law in nc is that payday loans are prohibited in our state and it is illegal for a bill collecter to theaten you

I have received a call from a "Legal Crimes Investigation Department" saying that I owe Arrowhead $720.30 to settle out of court. The original loan amount that I was told was taken out was $500.00. Now I am told that the loan amount was $350.00. I live in TN and have read that criminal charges cannot be filed for PDLs. I have NO record of ever having received a PDL from these people. I have talked with the "Legal Crimes Investigation Department" and they have told me that I would have to pay $5000.00 plus serve up to 4 years in jail for this if it goes to court. I have asked for validation of the loan, but was told I would get that AFTER I made payment. What do I do next????

easy.it is a scam trying to collect on old pdl's.even ones that are paid.instead of calling their number ask your AG,and your police dept.they will have a different take.then don't speak to them again.you won't get a thing in writing(required once requested) nor will they give you an address to send letters.they are a scam,and should be ignored.

Thanks for the response. I just called Arrowhead to verify that I have never had a loan with them and just as I thought I have NEVER had a PDL with Arrowhead. I requested a loan validation letter from the "collections" guy, but doubt that I will ever see one. Curious to see if they call back today... And, as you said, the lady I spoke with at Arrowhead said that you absolutely could not go to jail for defaulting on a PDL. She said they do not work with anyone in FL for collections and that they are phishing. She also said ignore them.

the phone number is 321-445-4135

I have been getting calls from a collection agency called SRS -- they say I owe Arrowhead Investments money -- I paid the principal, however, I had to close my bank account b/c another pdl company debited funds from my bank account after I paid them off. I have paid the principal amount of the loan. I called them today and they said I had contact them today or else they would turn my account over for possible wage garnishment. Since they are illegal in Ohio is this possible and should I contact Arrowhead directly to tell them I paid the principal and do not owe them anything? Thank you!!!

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Should I contact the collection agency again or Arrowhead Investments?

So should I send the email to Arrowhead or the collection agency?

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I just received a call from "arrowhead investments" threatening me with lawsuits and 3 counts of internet fraud, blah, blah, blah for a loan that I NEVER even took. I applied for the loan, but graciously declined in once they offered me it. These people said it went in my bank account on 8/12 and i offered to provide bank statements showing it never went in there and they wanted nothing to do with it and hung up on me 3 times. THESE PEOPLE ARE NOT FROM ARROWHEAD INVESTMENTS. I called arrowhead and they have no record and confirm that i never took the money. Arrowhead told me THESE PEOPLE fish the internet and get this information and call you with threatning messages and lawsuits. I told them to BRING ON THE LAWSUIT because what they are doing is illegal and any judge will throw them in jail for what they are doing. The name of the guy i talked to is Allan Donald and his number is 321-445-4137. If anyone has the real name of this company, please post it because I would love to file complaints with the Better Business Bureau and get them arrested.

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Got calls from these people yesterday. Some guy named OFFICER Mark henry. I don't remember getting a loan from these people but not gonna say I didn't. I was financially strapped and did get some PDLs. Anyway this guy threatened me with jail, prison and once the bars close there was nothing I could do. I could either pay the $700 today of face going to court where it was going to cost me over $9,000. I asked him to fax or mail me some info about the loan and he said he wouldn't do it until I paid the account off in full. I thne told him that doesn't even sound right, he said I was refusing to pay and hung up.

next time he calls just hang up.he can't and won't have you arrested.debts are civil matters.he thinks he can scare money out of you.you are entitled by law to see details in writing before paying.the refusal to pay is a classic bottomfeeder scammer line.let him think that.again just hang up on him.you asked for something in writing,and are not obligated to speak to him until he sends something.

I have received a call from McIntyre & Thompson saying they are calling to verify me so I can be arrested even told me they were coming at 4:00 but gave me any out of court amt to pay. I would like to know what can I do about this to get them in trouble I am in NJ and do not know who to write or call

I have never had a loan through these people let alone ever heard of them. Somehow they had gotten all my info plus my friends number as a reference and threatend her saying that if she didn't have me call them then they were going to go after her for aiding me. We both know that they can't do that and when I called and talked with this guy he told me he was a cop at first (and I could barely understand him) then he told me a different name and when I told him I wanted to go to court to fight this cuz I never heard of them let alone have a loan through them he kept threatening me saying if I did I would be sent to jail. I am so mad at this and I have search for hours on everything I could with nothing other then the number is based out of Florida instead of Imdio, California like he said. I am relieved that I found this site cuz it is a relief to me that I am not the only one who is being harrased by this company for something I didn't do.

did you know they changed their name as well. same stuff happened to me

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I have had several arrest threats from these people, last year when I was willing to pay back the $300 I was told I could not Send Via mail or Western union a pmt. due to it being out of country. Well this as far as I'm concerned, is a done deal if I can't send a money order, I will not pay ! They told me I have to give them a bank account #. they have threatned that I'm going to jail (Federal & State)
and the hard drive from my computer at work will be conficated.

I recently read your post and have a telephone number that gave to me regarding this matter. 866-978-1813

Approximately two weeks ago I received a representative contacted me at my job stating that I owed an outstanding balance and that I only paid the interest toward my loan by never for the load itself. They quoted me some ridiculous amount that I borrowed and threatened criminal proceedings. Today they contacted me stated that they did not receive the funds from my account and threatened me by saying I had 24 hours to make a decision. I told the representative to stop calling my job and that I would also begin a complaint with the attorney generals office. I also live in NYC.

Hi:

I just got a call from Arrowhead Investments saying I owe $515.25 to be paid today or I will be facing crimminal charges. I told them to send me the paperwork. They said they could not unless I pay something today. The orginal loan amount was for $300.00. I felt that this was not legitimate as the number that came up on the screen was private, also, I could barely understand him as he had such an accent'. In any event I managed to get a phone number out of him. 904-507-0033. I am sure this is a scam so if anyone is interested, please look into this. I am in Rhode Island

L. Bailey

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[EMAIL="customerservice@arrowheadinvestment.com"]:rolleyes:customerservice(at) arrowheadinvestment . com[/EMAIL]

I have just received the same call from this Joesph @ 904-638-2589 Threatening me about some on line loan. I never applied for a loan on line and never received the money either.
They said they will have me and my husband picked up and put in jail. I told him to try it because he better have proof that we even received the money he claims we have gotten.
He hung up the phone.
I called him back and asked for the number to this Arrowhead Investments here is what he gave me 305-749-5296!

Good luck to all he has tried to SCAM!

thier phone number is 877-343-7790 during 8-5 CST.

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It may not be related to the other incidents in this thread, but the number I was given as the return number is the same as mentioned a few posts above (904-638-2589).

I got a call at my work today from someone who identified himself as "Officer John Parker" (although he quickly said he was a court officer, not a police officer, when I asked for his badge number) and was wanting to talk to one of my employees. The employee was not in the office so I told him I could transfer him to voice mail. He said he needed to talk to the employee right now. After the call I googled the phone number and found this on another website:

Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers. Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid. Consumers state they have never obtained such a loan or paid off the loan years ago. The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names. It appears the phone numbers used by the scammers are “spoofed” numbers, so that the number appearing on a consumer’s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent. These scammers have been able to provide consumers with identifying information, such as the consumer’s social security number, home address, e-mail address, names of family members and the consumer’s computer IP address. Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court. Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union. The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as “We’re filing an affidavit against you” or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment. This scam hit home when an employee of the Kansas Attorney General’s Office was repeatedly called both on her cell phone and at work. Despite the employee’s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an “officer”.

“I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ‘If that’s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming’,” stated the employee.

“It is important for consumers to know their rights under the law,” Attorney General Six said. “If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.”

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact. The notification should contain information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer’s arrest, or using the threat of violence.

I'm not sure if it's related to the other incidents in this thread (although the callback number I was given is the same as mentioned a couple posts ago), but I received a call at work today asking to talk to one of our employees. He identified himself as "Officer John Parker" (although he quickly said he was a court officer, not a police officer, when I asked for his badge number). The employee was not in the office so I offered to transfer him into voice mail. He refused and said he needed to speak with the employee right now. I ended up just taking a message.

After the call I googled the number he gave me 904-638-2589 and found this:


Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers. Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid. Consumers state they have never obtained such a loan or paid off the loan years ago. The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names. It appears the phone numbers used by the scammers are “spoofed” numbers, so that the number appearing on a consumer’s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent. These scammers have been able to provide consumers with identifying information, such as the consumer’s social security number, home address, e-mail address, names of family members and the consumer’s computer IP address. Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court. Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union. The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as “We’re filing an affidavit against you” or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment. This scam hit home when an employee of the Kansas Attorney General’s Office was repeatedly called both on her cell phone and at work. Despite the employee’s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an “officer”.

“I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ‘If that’s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming’,” stated the employee.

“It is important for consumers to know their rights under the law,” Attorney General Six said. “If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.”

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact. The notification should contain information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer’s arrest, or using the threat of violence.

Whoops, didn't think my first post went through so I reposted.

Yep, it's a scam!

I had the same thing happen, rude middle-eastern decent men, calling around the same day each week. All names are different, yet sounds like the same man and with different phone numbers, that are either, not listed; or a disconnected number. The address claimed to be Arrowhead Investments; in Utah, does not exist I've done my reseach on this extremely careful. The address turns out to be a "pmb", and the actual address turned out to be a deli restaurant. Even the BBB, is aware and this so called "company" is on the F-list w/ the BBB, for fraud related-cases. So, yes this is definetly a scam in trying to get money, and the middle-eastern man; says there is only one way to pay for the bill. That is debit, only. Which I knew is not true, we have more than one option to make a payment. Goodluck, to many of you!!!

Arrowhead Investment
32 West 200 South Suite #350
Salt Lake City, UT 84101
866-355-7308-phone
866-379-7667- fax

If you need your loan documents, please dont hesitate to call them and speak to their customer service department, they are great! Helped me get mine paid off, esp when I had the same scenario.

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I have no idea who these people are. I received a call from someone named officer Samual Davidson, however, this dude was hard to understand. I think he is of East India or something. Anyway, when I asked the name of the company he was calling from, all I got was the runaround and then finally he told me, in broken english that it was this investment group to which I have never even heard of. They have threated me with court and jail. And when I had asked where they were calling me from, he said New York. So where are these people really at, and who are these jokers? I live in Az, never heard of this so called law firm. Any suggestions on how to stop these fools from harrassing me?

I have no idea who these people are. I received a call from someone named officer Samual Davidson, however, this dude was hard to understand. I think he is of East India or something. Anyway, when I asked the name of the company he was calling from, all I got was the runaround and then finally he told me, in broken english that it was this investment group to which I have never even heard of. They have threated me with court and jail. And when I had asked where they were calling me from, he said New York. So where are these people really at, and who are these jokers? I live in Az, never heard of this so called law firm. Any suggestions on how to stop these fools from harrassing me? By the way, the phone number I got is 718-766-5576....

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i recieved a phone call from these ppl today saying i owe them $400 and as the conversation went on i became to owe then $5000.00 there a scam so dont believe them when they threaten you with court. the man told me i would have court on monday but it takes months to make a court date! they told me i had an internet loan out of a bank account that was closed! if you recieve a call from this number 2092499144 there a SCAM!!!

now his name is Officer Nick Martin with the United Financial Crime Department. Positive it is the same person who has given me at least 5 or 6 different names and companies. I now do not answer the phone if I do not recognize the caller id.

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