Payday loan - what to do?

Who is the president of "The Law Office"?

George Bush Senior

I want a serious answer. Without one, there is something being hidden.

If this company is to somehow save face and be respected as a debt collection firm, disclosure is needed. Otherwise, all the proof will just mount that Kupferstein/Liability Solutions/The Law Office are nothing but crooks.

There is more then one lawyer in the law office. Mr. Kupferstein is the president of the law office of Paul Kupferstein.

Who is the president of Liability Solutions?

And, who are the names of the other lawyers with the firm?

Quote:

Thats really not any of your business. They do not work for Kupferstein. They work different type law. They have nothing to do with collections.

Then why do Mr. David & Mr. Sargent represent themselves as lawyers? Why do they make threats of jail?

I think it is our business considering they are the ones harrassing the people on this forum.

Are you saying we have no right to know who people are dealing with, that everyone is just suppose to do whatever they say without questioning anything? Unbelievable what you try and get away with hoping that everyone will just bow down to your scare tactics. A legit company would NEVER operate that way but then again, when has this firm ever operated legitimately.

Your comment is truly contradictory considering it is Mr. Sargeant and Mr. David calling everyone stating that they are calling from the offices of Paul Kuperstein to collect a debt.

You people really need to get your story straight.

Funny how this so called legit company is still under fire here and one of the main topics of this forum and that they still conduct their business using scare tactics and illegally threats. Obviously they don't get it.

The only people from the law office that represent themselves as lawyers are the lawyers. The position of the staff members is not information that I or anyone is going to post on this site. This is a forum based on slander and defamation both illegal activities.
If you feel that a crime has been committed then proceed accordingly. There will be no further communication on this forum from the staff members of either Mr. Kupferstein or Liability Solutions.

I talked to MR SHAW today & i think that
not only is he GAY, I also think that he is
rude & stupid.

I would really like to know what goes on in that
office , you have one fag who is rude & on the other
hand you have a Bitch answering the phones?

I really wonder what goes on in that lawyers
office? :D

All this BS is very very stupid!!!

Dont you people have anything better to do?
These people are just trying to get the money
that you LOOSERS dont want to pay.You know you owe it,
so WHY are you making this into a bigger story than
it needs to be?

Pay your loans...etc & there wouldnt be a problem!

You people have NO respect for yourselves, you just
like to CRY about how this LAW office is trying to
take money that you OWE!!!

KEY WORD YOU OWE THIS MONEY so PAY UP!!!!

Stop trying to create a LOOP HOLE for yourself!!
:wink:

mr COWAN SUCKS D---S

Enough with the name calling.

And guest, I am not even going to waste my time responding to you and your statements. Maybe I should create a macro to repsond. Nah....too much work.

Sad lips the only thing we see from you is your child behaviour. Calling people the names that you are calling is great for a law suit. Maybe if you were not such a ..... and actually grew up and paid your bills. What are you waiting for your mommy to pay your bills. Grow up little person

I have worked with your group before and I have paid my outstanding bill with you, but one thing I didn't like was the tone and manner with which your employee used over the phone and in person.

He was very unprofessional, rude, cold. I understand your business very well, but to act in this matter is not good business etiquette.

Enough name calling, OK? Noone has the time for it. What we have to address is this illegal behavior that this law firm (?) is doing and how we can help stop it.

Guest,

You stated that you and your collegues will never post on here again. Sorry to say, but we've all heard that before and here you are yet again - gluten for punishment or do you figure you not posting will dimish everyone else from posting here and your company may avoid the hot seat for awhile?

Won't happen and as much as you say you won't, you will and you'll post the same stuff and avoid the same questions asked of you BUT you will hide behind a different name. Unfortunately for you, we all know better considering anyone posting defense remarks defending this firm can only be people who work for this company - plain and simple.

simpleton.

I don't work for this company, but I have posted before. I work for a collection agency in the GTA. It doesn't matter what is posted here, if you're not bashing this company you all assume the person posting works for them. Never assume - you know the rest.

What is being done that is illegal?

Read the forum on Paul Kuperstein, you'll get the full scoop there on how this company operates illegally.

Why should I believe that what is posted here is truth?

And the same question could be asked about you, why should people believe what you post? We choose to believe what we want to believe. Perhaps not all posts are accurate or truthful, and that may be because somebody wants to have fun at another's expense or to just "jump on the band wagon". However, I don't believe that all posts are inaccurate or dishonest.

Common sense would dictate that when 99% of the people here have the same experiences, that 1% percent stands alone and would seem like the one not telling the truth wouldn't you say!

Yes, I would.

Absolutely! Why can't they get that.

No. Many of the people that have posted here use several different names. Although it may appear that there are tons and tons of people posting bad experiences, it's actually only a fraction of that. The agency that I work for gets stuff like this said about it all the time, but I know that most of the stuff posted about the company I work for is not true. I don't want to say who I work for, I'm still employed by them. I can read through the entire forum, but there's not proof that anything is truly being done illegally. I just don't understand, that's all.

I guess you would have had to endure talking to them on the phone to understand where we are all coming from.

Fortunately for you, you haven't - consider yourself lucky!

I tried logging on to the Paul Kuperstein website but it seems to not be working.

Is anyone else having problems? I am sure there is more than one page there and that is all I am able to see.

Thanks.

I don't agree that many of the posts are by the same person under a different name. I say this because you can tell when somebody is the same person going by a different name by the way they communicate in their writing styles, you can change your name but it is difficult to change your writing style unless you are very aware and make an effort to do so. Some people write the same way they talk, if that makes sense.

I disagree, I know the stuff posted about the company I work for is wrong most of the time. That's why I question what's true and not ture about the stuff poster here.
My IQ is only average, but even I could change 'my writing style' pretending to be someone I'm not.
In my experience, people get mad and they say things that aren't necessarily the truth.

I can see your point GTA, sometimes people can distort the truth when they are under alot of stress, not that the truth is distorted, but at the time, due to the circumstances, they hear what they want to hear or miss important information relayed to them. I think it is safe to say that most of us have been in a situation that our emotions prevented us from fully understanding what was going on. It isn't intentional, and I don't believe most people here intentionally tell a lie, I don't even think they lie, I think it is the truth as they experienced it, we weren't there, we didn't hear the conversation, so it isn't fair to pass judgement or to assume what we think happened with no evidence.

I too have been getting calls from these people. The problem is - they're not for me. A Mister Sargeant (Stephen, from what their automated system says) calls and asks for a guy that knew from work three years ago! I left a message tonight indicating that fact, and directing them to cease and desist from all contact with me. It might be fun to see what comes of that.

Hello 'The Junk', if you are being contacted it's because the person Mr. Sargeant is looking for used you on his application for a payday loan as a reference. No need to get all excited, just contact Mr. Sargeant and let him know that you don't know where or how to contact this person. Simple. Why do you all try to make something out of nothing?

Sorry everyone, just one more thing. It's post from people like 'The Junk' that really bother me. There's absolutely nothing wrong with what Mr. Sargeant did yet this person felt it necessary to not only look up this forum but type something of absolutely no relevance.
If something was done wrong, I'm the first one to back you up.

The Junk the problem is that most debtors will answer the phone and say they are someone else and that the person they are looking for no longer lives there. The debtors know that numerious people are looking for them so they pretend to not live there or work there hoping that the people will give up looking for them. And chances are the debtor left your name as a reference. You may or may not be the debtor. But the lies that we here from debtor are amazing. I'll give you an example. One of the guy called a debtor I was in the room they said who they were calling from and that they said that the money had to be sent. The debtor hung up phoned her Mom who happen to call me. She said that the man was very mean to her daughter and that her daughter was now in labor and being rushed by ambulance to the hospital. not five minutes had pasted between calls. I then said I would take care of this matter with her daughter and in turn said could you call her right now and gave me the number. I in turn said but wouldn't it be hard to call her in the ambulance. My point is that debtor do whatever they have to get out of debt. Including have there parents lie for them. I bought my children up to be responsible and I would not lie for them. This was just a small guilt. I have people tell me that their child died last week and they just can't handle the pressure. I call back and they answer the phone laughing. I find this a little sick. I have heard alot of things and alot of bull from debtors. I have also been called alot of names, threatened with sexual and physical abuse. In detail of what they will do to my body. I understand that when you are in a bad situtation that its very upsetting when someone starts speaking to you firmly and to the point that you get upset because you just don't know where the money is going to come from. I understand all of this. But don't make a mountain out of a mole hill. I can give you examples how people change the truth. We tell debtors that we will send a bailif out to serve them papers. They in turn say that we said that they are going to jail. The truth get a little stretched. But the receptionist and I get I'm coming there to slit yoour throat, I will follow you home and do .... and ... your butt. Your are nothing but a ...... and details of what they are going to do to are bodys and how are familys will find us. I find this really disgusting and sick.

I fully agree that if you owe a debt and treat a debt collector like crap, you are a bad person. You need to honor your debt and pay it in full.

Janet, I would also like to hear you state that there are many bad debt collectors out there that lie and threaten in an attempt to collect a debt and go outside the law in this attempt, even to the point of not ceasing contact when proof has been sent that they have an incorrect phone number or that the debt has been satisfied.

Janet, how many times to people have to repeat for you that your collegues have threatened them???!!! It is unbelievable how you continue to deny any wrong doings from your firm and try and make people feel sorry for you. Your firm DOES threaten people whether you like to admit it or not and believe me 99% of the people here KNOW THAT FOR A FACT despite your damage control. You will never be able to convince the people that have been harrassed by your collegues otherwise - EVER because it DOES happen!!!!!

Believe what you want, believe that we are all liars if its makes you feel better about the career choice YOU made. If you are being threatened as you say, why would you want to continue that career? Your choice. Doesn't sound right to me.

Whatever Janet. I work with people who actually make worse threats towards me than you hear on the phone,to my face and they have actually followed through on their threats many times in the past. So you won't get much sympathy here, just like you, I chose the profession I am in, and I am well aware of the risks, but I highly doubt the voice on the other end is actually going to come looking for you. And yes, these collectors do make these illegal threats time and time again.

I have never said that there is not two sides to the fence. I have not personally heard anything that was threatning from the people hear. That does not mean that it hasn't happened. I was not looking for anyone to cry for me. My point was is that people say and make things bigger than what they are. I could not care less about people calling me and threatning me. I was making a point. You can call me whatever you would like. I am not afraid of people coming to get me. I listen to stories from many of my family members who are cops, firefighters and some bad people also there stories of people and there lie's I grew up believing not to believe anything I hear and only half of what I see. There are many untruths on here. I believe some stuff thats on here and alot of it I don't. And Steelers1 I didn't want sympathy I just wanted to show there are two sides to every fence. As for you Guest I was a accountant for 18 years for a car dealership I was also threaten there because people cars weren't fixed on time or the bill was too high. It doesn't matter where you work you will always have some jerk threaten you. Even if you work at MacDonalds or Walmart. Jedi I hope I answered your question.

Come to think about it, I don't think I recall (can't say 100% for sure), a posting by you saying the firm never verbally harrassed people with jail, etc. - why is that . . . could it be that you were actually in the room THEN and heard it for yourself . . .hmmmmm.

I have never heard such a thing. I have heard that they will send a bailif to serve papers.

Intimidated, is this what happened to you? Did they threaten to send you to jail?

Whether or not they threatened with jail time, court orders, baliffs coming, verbal harrassed - A THREAT IS A THREAT!

I can tell you that one internet pdl DID threaten to file fraud charges on me. That is a fact. And that is a threat, which could lead to charges of extortion if push came to shove. So collectors need to be very careful when they attempt to collect a debt, because when you make fals threats in an attempt to get a person to pay a bill is extortion and yes there are collectors who have been sent to jail and have had to pay heavy fines for engaging in this type of collection activity. And also, collectors should be careful when they are calling a debtor, because I know in my state I can secretly tape a call without telling the caller and use it as evidence in court. But in some states the person can not do that and I believe in Michigan if you tape a call without the consent of the other party you can be charged with a felony.

Sorry to say Janet, whether you heard it or not, know about it or don't . . . I have it on tape.

Hey Guest, you're not the first person to say they have these threats recorded, what's the tape say and what are you going to do with it?

It can be used as evidence when a complaint is filed with the FTC and it can be turned over to the prosecutor's office to have extortion charges filed against the collector. It wouldn't be the first time a collector was charged and found guilty then sent to jail.