law suite

Hi heather

Welcome to forums

You should immediately consult an attorney. Further the company should furnish you the details and reasons for suing you. You have every right to receive a clarification from the company who wants to sue you. Please get a legal advice as soon as possible. In addition if can write in detail about your case then I might help you better.

Hope to hear from you soon

Regards
Peter

Hi heather

Welcome to the forums. A creditor can only sue when "breach of the peace" has been violated. To save your car, you can verbally object to it.

By doing this thing, you will be able to keep your car with yourself but you will have to pay the creditor for all the time and trouble, which you have put him through.

I have read many posts of the debtors who say that they are not able to make further payments towards their car and hence they decide to drop the car off with the creditor. They say that doing this, they are able to minimize the cost of the repossession that they would otherwise have to pay.

Some of the people also opt for bankruptcy to avoid repossession and foreclosure. I do not encourage for filing bankruptcy as it has many adverse affects in the credit file. Always consult the attorney who specializes in bankruptcy law, who might advise you regarding some other options.

Regards
Roxette