Must report charge off cc on bankrutpcy or not?
Date: Fri, 03/27/2009 - 09:35
If an account is "charged off" and then sold is it required
to list the original creditor on the schedules? Or is it up to me?
to list the original creditor on the schedules? Or is it up to me?
Hi Guest, You list the owner of the debt, in this case the th
Hi Guest,
You list the owner of the debt, in this case the third party debt buyer that currently owns it.
thats a problem the credit report does NOT list who bought the
thats a problem
the credit report does NOT list who bought the debt
now what?
Interesting. You can contact the last creditor mentioned on your
Interesting. You can contact the last creditor mentioned on your report and they will tell you who now owns it. How old is this debt? What state are you in?
charge offs
I have some carge offs from 1993 and 1999, should these be reported on a chpt 13?
If you want them to be discharged, yes. Charge off doesn't mean
If you want them to be discharged, yes. Charge off doesn't mean it's gone, it just means the original creditor gave up and reported the money as lost income to the IRS.