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How Do You Manage Kids’ Screen Time During Family Vacations?

How Do You Manage Kids’ Screen Time During Family Vacations?

June 10, 2024

But during a family vacation, you can do that without taking away their phones or laptops. You must do something so that your kids will keep their devices away and engage in other activities. If you go to another place for vacation, share interesting stories, facts, or information with them. Take them out to visit exciting tourist places. Take them for a walk to explore local shops, restaurants, and parks.

- Loretta Kilday

20 Strategies to Support Employee Mental Health

20 Strategies to Support Employee Mental Health

June 04, 2024

In our field of work, individuals have to deal with lots of responsibilities and strict deadlines, besides the complex workload. Plus, we deal with confidential information for our clients and plan acceptable financial plans for them, among other tasks. All of that can add immense pressure daily.

- Loretta Kilday

12 Insights on Building Emergency Funds for Family Financial Security

12 Insights on Building Emergency Funds for Family Financial Security

June 04, 2024

It is better to use a direct deposit service to transfer your money into your bank or savings account. Contact your bank and activate the direct deposit service. It would be wise to split direct deposits and put a certain amount in your emergency fund and the rest in your checking account.

- Loretta Kilday

6 Recommendations for Tech-Free Family Bonding During Vacations

6 Recommendations for Tech-Free Family Bonding During Vacations

May 27, 2024

In my family, we love playing treasure hunting! I have a family of 10, and we love to spend our vacations mostly in our ancestral farmhouse. That’s mostly enjoying nature, away from the noise and pollution of the city.

- Loretta Kilday

How to Adapt Money-Saving Strategies to Changes in Personal Circumstances

How to Adapt Money-Saving Strategies to Changes in Personal Circumstances

May 18, 2024

When it comes to saving money, the name of the game is adaptability. Our personal situations are anything but static—jobs change, families grow, and costs fluctuate. If you attach too rigidly to the same old money-saving strategies despite your shifting circumstances, you’ll quickly find yourself spinning your wheels.

- Loretta Kilday

How to change your business name in 6 easy steps

How to change your business name in 6 easy steps

April 16, 2024

I always recommend thoroughly researching your potential new name selections to uncover any legal issues or conflicts well before implementation. Rushing into a name without proper vetting can lead to significant problems down the road that are much more difficult to remedy.

- Loretta Kilday

Teaching Financial Literacy: 17 Recommendations from Money-Smart Parents

Teaching Financial Literacy: 17 Recommendations from Money-Smart Parents

March 21, 2024

The first thing I have taught my kids about financial literacy is the value of money. They learned that money is the medium that people use to buy items and services as per their requirements. I also taught them that people can’t create money; they have to earn it, and for that, they have to work very hard. Every dollar people earn is the remuneration for the labor they render. So, while spending that money, children should remember that money is something that can’t be wasted. If you do so, you are wasting your hard work.

- Loretta Kilday

5 Notable Blockchain-Finance Company Partnerships Impacting the Industry

5 Notable Blockchain-Finance Company Partnerships Impacting the Industry

March 18, 2024

One notable partnership was formed between Ripple and MoneyGram back in 2019. Ripple makes blockchain payment processing software used by banks. MoneyGram is a giant money-transfer company helping people send funds globally to families and friends.

- Loretta Kilday

Implementing Smart Contracts: 7 Key Considerations for Success

Implementing Smart Contracts: 7 Key Considerations for Success

March 18, 2024

Smart contracts are digital agreements where the terms automatically execute themselves based on real-world data and events. For example, they pay a supplier once a shipment tracking number confirms an order has shipped. This means proper functioning relies entirely on the data feeds and logic encoded being flawless from day one before contracts are deployed. Mistakes can’t be easily fixed post-launch.

- Loretta Kilday

10 Purchases at Costco Everyone Should Make Before They Retire

10 Purchases at Costco Everyone Should Make Before They Retire

March 15, 2024

Load up on house supplies like toilet paper, paper towels, garbage bags and cleaning stuff. You’ll always need them, and Costco’s bulk prices save you cash in the future.

- Loretta Kilday