I have two student (undergrad)loans(A and B) that already consolidated and going to repay them in the next three years. I am also going to loan a student (grad)loan for the next 1 year from company A again. My question is after I finish my education, can I put the additional 1 year (grad)loan into the loan portfolio that I already consolidated and benefit the same rate.

I'm looking into a debt consolidation company that I found. I haven't agreed to anything yet but it seems very reasonable at this point and I'm asking a lot of questions before I commit to anything. My question for you guys here is: Is there anything wrong with going with a debt consolidation company that is not in the state I reside in? I just didn't know if this would be a problem where laws are concerned, should there ever be a problem? Thanks! Kate

hi had a credit card back in 1995 in MD i'm sure that i paid all but i have a phone call from collecting agency that i still have outstanding balance with a lot of interests however the bank i got it from is merged into another bank and new bank doesn't have any record i've checked all 3 credit reports but nothing in there questions are; 1. do i need to pay this even i nor collecting agency can't verify this was used by me? 2. it's more than 10 years now; still i need to pay if i have to? 3. if i have to pay, whom do i need to pay to? collecting company or visa? 4.

I recently posted a question.."Would you be able to help with Short term cash loans.(payday loans) I.E quickpayday, fast cash services ?" I apolgize for not making myself more clear..My question is if you have short term loan debt to pay off from one of the above places, does your program help to pay off those types of debt as well?

Under Ma law, may a creditor add 15% attorney fees to the debt so that the total debt that the debtor sees is both the debt and the 15%?

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I want to dismiss my bankruptcy and try debt consolidation, can I do this now and will you deal with all my creditors?

I recently discovered some old medical accounts that are listed with collection agencies. These may in fact be mine; I need statements of account detailing the charges to determine this. Of course, the CAs are saying the records may be in a warehouse and could take weeks to retrieve, etc. and are trying to get me to pay them off and "get reimbursed later" if they are in error. Here's my question: Is there any point in contacting the original doctors/hospitals and asking them to recall the accounts? Hpw about asking them for a summary of the charges?

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Will using a debt consolidation service harm my credit score?