I am Serra. My AT&T phone bills are quite high. The bill comes around $60 - $65 per month. That too, I only make local calls. Now, I have to make long distance calls as my husband has gone to Germany for a couple of months. Can anyone suggest me a relatively cheaper alternative?

I would like to know if the following lenders are legal in the State of Arizona (instinct tells me "no", as they are all online tribal lenders) Cash Aisle (Niibin LLC) BridgeLending (Biboon LLC) Evergreen (Opichi LLC) Zocaloans (Rosebud Lending) Brightlending (Aaniiih Nakoda Finance) I have only recently become aware that AZ state laws prevent consumer loans in excess of 36% APR, so was looking into my options if these are, in fact, unlicensed lenders for Arizona.

What if the loan is recent? Can I still contact a payday debt relief company for help?

Good to see participation in this forum. I have successfully paid off debt after 2 and ½ years. I used to participate in this forum. Good to see that there’s participation once again. I want to share something. Last month I’ve been able to repay my debts after about 2 and 1/2 years. I wanted to pay off all my myself. I had an overwhelming credit card debt. And to make the matter worse, I was not able to save much because of some financial constraints.

Is there any way to consolidate bills without reducing score?

took out a $500 payday loan, the company took $1500 from my account then yesterday took an additional $583 when it said the balance is $180 what can be done

Is there any organization to plan a suitable budget for me, catering to all my needs and wants?

From what I have learned by searching through these forums - BetterCash/MoneyLion - may or may not be legal - at least one person posted that they had used the sample letters to dispute with them and had received a response similar to their account would be closed out - if anyone can provide further insight about how to proceed with this lender, I would greatly appreciate it.

Is Green Pine Lending a legal payday loan company?

Can you give me any idea about what percent the interest rates might be reduced if I opt for consolidation program?