Wanting to file Chapter 7 and need some advice
Date: Fri, 04/24/2009 - 18:13
Quote:So my questions are... 1. Do I have to include the car on
Quote:
So my questions are... 1. Do I have to include the car on the BK? 2. Do I have enough debt to even file? 3. I am planning on moving out of state in a few months to move in with fiance, how will this effect the BK? 4. Since I am moving and will be changing jobs, working in another State, how will this effect the BK? 5. I don't want to keep the house, if I do file, because of moving. How will this effect the BK? 6. Are medical bills included in the BK? |
Hi there -
The biggest questions I see here are in regards to the house you currently own and are paying on, and the move to another state.
It's not a good idea to file and then move - BK is filed by jurisdiction, which has everything to do with where you live. And every state has exemptions you can use, which will usually allow you to keep your car (provided you don't own a Jaguar or something like that) - and those exemption levels vary from one state to another.
I would seek the advice of a bankruptcy attorney in your current state, ask them the questions you have here, and advise them that you are moving to another state, but you just want to get some general questions answered.
I can answer a couple of the other questions as well - the medical bills can be included in the BK, as well as the payday loans.
As far as the house, again, that's a question for the attorney, but I'm sure one our other members can also shed some light on that matter as well!
Absolutely! They are considered unsecured debt.
Submitted by desperatelyseekingsanity on Thu, 05/21/2009 - 10:44
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