Credit cards - You feel powerful when you have one in your wallet as you have the buying power.
At the same time, you may have to bear certain fees, which you may not be aware of or don’t know how to avoid them.
Debt-to-income ratio and credit utilization ratio - Often people confuse between these two terms.
Reply honestly, haven’t you ever thought - Are they same? :-) No, they aren’t.
Aristotle predicted that the omission of Oligarchy and more importance of aristocracy and democracy will result in Athen's downfall. We are talking of a civilization here.
Do your finances align with your values? Is your spending line aligned with your goals? You don’t know?
You should figure it out to be both emotionally and financially happy.
Personal finance is a subject that you don't need to learn how to manage. It is more behavioral and based on a person's common sense.
Since we don't go to a school to learn how to manage daily finance, we often make some mistakes.