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I would open an IRA account and save for retirement. There are some other options, too, but I would consider a Roth IRA. It would help me take full advantage of compound interest and minimize my tax exposure. For 2024, the total contributions limit of traditional IRAs and Roth IRAs is $7,000, or $8,000 if you’re age 50 or older.

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6 Things You Must Do When You Make $10,000 More Than Your Partner