Chapter 7 advice PLEASE!!!
This is what I found online, which doesn't seem to match the inf
This is what I found online, which doesn't seem to match the information that Discover is giving me about what can't be discharged. "Consumer debts owed to a single creditor for "luxury goods" in excess of $500 or a cash advances in excess of $750 within 90 days for luxury goods or 70 days for cash advances."
It is within 90 days, not 6 months. And really what that me
It is within 90 days, not 6 months.
And really what that means is even if you have debt newer then 90 days, you can still file, but that gives the creditor the right to object and have your case thrown out.
As long as you have not incurred new debt in the last 90 days you should be fine.
Thanks Goudah! I'm so glad that I discovered this site a couple
Thanks Goudah! I'm so glad that I discovered this site a couple of weeks ago! Previous to then I could only go by the information that the creditors were giving me or whatever information I could find on my own. Thanks to everyone for this awesome site and for all of the advice that you've already given to me!